61 Mibvunzo Nezvekuchengetedzwa Kwemagariro ekuremara
Allsup Disability Services Vanoongorora David Bueltemann Mhinduro Dzako Mibvunzo
Maererano naDavid Bueltemann, mutungamiri wevatungamiri vakuru vezvematongerwo enyika, CEO Jim Allsup akateya Allsup muna 1984 mushure mokushanda kwemakore anenge mashanu senhare ye Social Social Administration (SSA) mumumiririri anotakura zvido zvekuremara . Maererano naBueltemann, Allsup yakabatsira vanhu vanopfuura 150 000 kugamuchira mararamiro avo ekuremara.
"Vanhu havawanzoziva kuti basa rakafanana neredu riripo.Iyo yakaoma uye vanhu vanogona kubatsirwa nokuva nenyanzvi yavanogona kuvimba kubva pazuva rimwe, kunyange zvazvo vanhu vazhinji vachiongorora kumira kwekubatsira mushure mekunge varambwa Social Security Disability Revenue (SSDI) , zvakare, "Bueltemann akati.
Mubvunzo # 1: Ndeupi musiyano pakati peSSDI neSSI?
David Bueltemann: Inhorensi yeHuman Security Disability (SSDI) chirongwa chinobva pamipiro inowanikwa nevanhu vanobata uye vanobhadhara mune Social Security. Federal Insurance Contributions Act (FICA) mitero inorambidzwa neSocial Security pamitero yakabhadharwa kune mumwe munhu. Kana munhu akawana zvikwereti zvakakwana zvebasa, iye ari inshuwarheni yekubatsirwa kwekuremara.
Munhu anokwanisa kuwana kusvika kumakero mana pagore. Nhamba yebasa inoratidzirwa inodikanwa nokuda kwekuremara kunofanirwa nezera remunhu kana iye akaremara. Kuwanda kwekubatsirwa kwomunhu kunoenderana nekuwanda kwaakawana uye kuti zvakadini zvakabhadharwa mu Social Security.
Pakutanga kwa2015, Social Security yakabhadhara muvhareji yemwedzi kubatsirwa kwekuremara kwe $ 1,165.
Supplemental Security Income (SSI) chirongwa chakaparadzaniswa chinoshandiswa neSocial Security uye mari inobhadharwa nehurumende yemutero wemari. Inobhadhara zvikwereti pamwedzi kune vakwegura, mapofu uye vanhu vane hurema avo vane mari shoma uye mashoma masimba.
Somuenzaniso, mumwe haagoni kutora SSI mibairo kana zvinhu zvake (zvisingarenge imba imwe chete nemotokari) inodarika $ 2000 kune munhu mumwe chete kana $ 3000 kune vakaroorana.
Mubvunzo # 2: Ndinokodzera sei SSDI?
David Bueltemann: Unofanirwa kuva inshuwarisi. Izvozvo zvinoreva kuti iwe unofanira kunge wakashanda uye ukabhadhara muchirongwa (zvinotarisirwa kubhadhara mitero) kwemakumi mashanu emakore gumi apfuura. Uyezve, munhu akaremara asati ava nemakore makumi matatu nemakumi matatu anokwanisa kubhadhara nemakore anopfuura mashanu basa. Somuenzaniso, munhu akaremara pazera remakore makumi maviri nemaviri anongoda mabasa matanhatu chete emabasa; kana akaremara pazera remakore makumi maviri nemaviri, unoda zvikwereti zvebasa 16. Iwe unowana chikwereti chebasa rimwe nerimwe roga roga roga raunoshandisa. Iwe unofanirwa kusangana neshoko re Social Security rinotaura nezvekuremara.
Mubvunzo # 3: Chii chinonzi Social Security tsanangudzo yekuremara?
David Bueltemann: SSDI uye SSI vanogovera tsanangudzo imwechete yekuremara. Ndiko kusakwanisa kuita chero basa ripi zvaro rakakosha nekuda kwechipi nechipi chinogona kugadziriswa mumagariro kana mupfungwa (s) chinogona kutarisirwa kuunza rufu kana chakagara kana chinogona kutarisirwa kupera kwemwedzi 12 kana kupfuura . Tinoshanda mukati mehutungamiri hwehupfumi hwevanhu kuti tione kuti mashoko ose anodiwa anounganidzwa uye anounzwa nenzira yakanakisisa yeHuman Social Security Administration.
Mubvunzo # 4: Zvakaoma kuwana SSDI inobatsira here?
David Bueltemann: Hungu. SSA inoramba inenge 60 muzana yevanhu vachiisa maitiro ekutanga. Ndicho chikonzero tine vadzidzisi vanodarika mazana matanhatu ekuremara kune vashandi, kusanganisira vazhinji vekare veHarare Security. Vanoziva urongwa, vanoziva nzira, uye izvi ndizvo zvavanoita. Takakwanisa kusvika 98 muzana mubhadharo wevatevedzeri nevatongi vedu vanogara vari mukugadzirisa sarudzo yekupedzisira. Allsup inogadzira nzira yakaoma zvikuru-user-friendly.
Mubvunzo # 5: Ndinoda mumiririri here?
David Bueltemann: Kwete. Zvisinei, vamiririri veEllsup vachanyatsogadzirisa mikana yako yekugamuchira rubatsiro rwekuremara.
Seboka, vamiririri vese vatungamiri vega vakaunganidza makore anopfuura 550 muhutano hwehurema.
Mubvunzo # 6: Ndingafambisa chikumbiro here kana Social Security inoramba kuda kwangu?
David Bueltemann: Munhu anoregererwa ane mazuva 60 okukwirira, anonzi kuongororwa. Kana munhu akarambwa zvakare pakuongorora zvakare, ane mazuva makumi matanhatu ekukumbira uye kukumbira kunzwa pamberi pemutongi wemitemo. Munhu anoregererwa nemutongi wematare ehurumende ane mazuva 60 okukwirira kuGweta reKwidza. Kana ikarambwa neCommals Council, munhu wacho anogona kuisa kunze kweSocial Security Administration ku Federal District Court. Nesu nyanzvi yevashandi inotora vatenzi vedu kuburikidza nehutano hunodiwa.
Enda kune Chikamu 2 --- Mibvunzo 61 Pamusoro Pekuremara Mazano --->
Mubvunzo # 7: Zvinotora nguva yakareba sei kuti uwane chisarudzo?
David Bueltemann: Kuongorora nguva dzekushanda kwekuremara kunosiyana kubva kune imwe nyika kuenda kune imwe nyika. Kazhinji, chikumbiro chekutanga chinotora anenge mwedzi mana kusvika kumatanhatu vasati vasarudza. Kuyeukazve (kutanga kukwidza) kuchatora anenge mwedzi mitatu kusvika kuchishanu mamwe. Kunzwa (yechipiri chikumbiro) kutora mamwe mwedzi 9 kusvika ku15 kana kupfuura.
Mubvunzo # 8: Ndichawana zvakawanda sei?
David Bueltemann: Ndiyo nzira yakakomba yakawanda inogadziriswa nekuwanda kwewakawana. Kuremara kubatsiro pamwedzi wegore nezuva muna 2015 kwaiva $ 1,165 pamwedzi. Panguva yekuongorora kwedu kwokutanga tichakwanisa kuenzanisa kuti mari yako ye mwedzi inenge yakadini.
Mubvunzo # 9: Ungachengetedzwa Kwemagariro evanhu ungabvisa maSIDDI anobatsira here?
David Bueltemann: Hungu. Izvo hazviitiki nguva zhinji, asi unogona kurasikirwa nemararamiro ako ekuremara kana hutano hwako huri nani kusvika pakuti iwe hausati wasangana neshoko reSSA rekuremara. SSA inofanira kuratidzira kune kuve nekuvandudzwa kwezvokurapa kwakabatana neukwanisi hwako hwekushanda vasati vagone kupedza maSIDD mafaro.
Mubvunzo # 10: Ndingawana mamwe mafaro kana ndine vana here?
David Bueltemann: Vana vasati vava nemakore gumi nemasere kana vasina kupedza chikoro chesekondari vane kodzero yekubatsirwe kana mubereki afa, akasiya basa, kana akaremara. Kazhinji, kuvimba kwevana vemubereki akaremara vachawana anenge 50% yemubereki anoremara mwedzi wose anobatsirwa.
Iko 50% inokamukana zvakaenzana pakati pevose vanotenderwa.
Mharidzo chinyorwa: Kana iwe vana vanoverengeka, rubatsiro rwe50% rucharamba ruchiparadzaniswa (zvakaenzana uye rwakakwana) pakati pevana vako vasara kusvikira mumwe nomumwe anozvidzivirira achitendeukira 18 kana kuti vapedza kudzidza kuchikoro chesekondari.
Mubvunzo # 11: Munhu angashanda uye anowana imwe mari paanenge achiwana SSDI?
David Bueltemann: Kune mhinduro mbiri kumubvunzo uyu unokosha kuisa pachena.
Chokutanga ndechokuti Social Security Administration ine chirongwa chakagadzirirwa kukubvumira kuti uedze nekupinda zvakare mubasa kunze kwekutengesa SSDI yako inobatsira. Iyi nguva yekuedza (TWP) ine mimwe mitemo. Iyo inogumira kumwedzi 9 yekuedza kwekuita mukati memwedzi we 60 asi mukati memwedzi iyo yebasa hapana mhedziso yekuti iwe unogona kuwana mari yakawanda sei uye uchiri kuunganidza SSDI. Paunenge warova mwedzi wegumi, zvakadaro, SSDI yako inofanirwa kuve yakarongerwa kuguma kwemwedzi 3 gare gare.
Chechipiri, mhinduro yepamusoro ndeyekuti unogona kuwana kusvika ku $ 810 pamwedzi muna 2016 pasina kurasikirwa neSIDD yako kana kuti kuve yakatarisana nemwedzi 9 yekubvumidzwa kwekuita basa. Uyezve, nguva yekuedza yechiratidzo haisimbiswi kana iwe ukadzokera kubasa musati mvumo yako yekuremara ipiwa. Zvakakoshawo kuziva kuti panguva yekushanda kwemashoko SSA inogona kuongorora zvakare kana iwe uchiri kusangana nehutano hwehutano hunoenderana nebasa rauri kuita, uye izvi zvinogona kuita kuti kurasikirwa kweSIDD ibatsirwe. Kana mushure meTPP yenyu muchiri maremare, munogona kunge muchikodzera nguva yakareba yekukodzera (EPE), mwedzi 36 kubva pamwedzi wegumi we TWP panguva iyo kubatsirwa kunogona kubhadharwa kune mwedzi chero ipi zvayo muhomwe pasi peNhamba Yakawanda Inowanikwa Inowanikwa (SGA).
SGA iri muna 2016 inokwana $ 1,130 pamwedzi muna 2016 (kana $ 1,820 kana uri bofu). Kana kuwedzerwa kwechiremba kunoitika TWP inogona kunge iri pasi pemwedzi 9.
Mubvunzo # 12: Pane zvimwe zvikomborero kubva pakuwana SSDI?
David Bueltemann: Hungu, kune zvakawanda zvakabatsirika zvinouya pamwe neSSDI pamwe nekugara pamwedzi. Somuenzaniso, pasinei nezera rako, mwedzi makumi maviri nemasere mushure mekunge iwe wakakodzera kuIndaneti, iwe unokodzera Medicare, kusanganisira Chikamu A (zvipatara) uye Chikamu B (rubatsiro rwezvokurapa). Zvirongwa zvakasiyana-siyana zveMedirus Advantage zvirongwa zvakare zviripo.
Mubvunzo # 13: Kana mari yomunhu ichidarika iyo yakawanda inowanikwa yakawanda uye mari yavo yeSSDI inomira, vacharamba vachiwana mari yeMedare kana vachiri kuonekwa vakaremara here?
David Bueltemann: Vanhu vazhinji vane hurema vanoita basa vacharamba vachigamuchira zvikamu makumi matatu nemashanu zvakapatsana zvechipatara nekuwedzera mari yehutano inshupiti pasi peMedarere, mushure memwedzi wegumi nemashanu wekuedza.
Iwe haubhadhara chikamu cheshuwarisi yechipatara. Kunyange zvazvo mari yemari inogona kuguma nekuda kwebasa, une chivimbo chekuenderera mberi kwehutano inshuwarhu.
Mubvunzo # 14: Chii chinoitika mushure memwedzi 93? Munhu angagona kutenga muMedare?
David Bueltemann: Mushure mekunge mwedzi 93 yemishonga yeMedare isingabhadharwi inoguma nekuda kwebasa, vamwe vanhu vakadzokera kubasa vanogona kutenga chirwere cheMedare chichienderera mberi, chero bedzi vakaramba vakaremara mishonga. (Izvi zvinoshanda chete ivo vanhu avo vane mishonga yakaremara asi vanoramba vachishanda pasinei nekuremara kwavo.) Vamwe vanhu vane mari shoma uye mari shoma vanogona kukodzera rubatsiro rwehurumende nemari ino.
Mubvunzo # 15: Age inopesana here kana uchishandisa?
David Bueltemann: Zvinogona. Kana mamiriro ako asingasviki pane zvakasarudzwa zvezvokurapa zvinoda , zera remunhu rinogona kukonzera kuchisarudzo chekuremara.
Mubvunzo # 16: Kune mumwe munhu akwegura, SSA inogona kunge isinganyanyi kugadzirisa pane yevaduku?
David Bueltemann: Hungu. Mumwe munhu ari pasi pezera remakore makumi mashanu anokwanisa kuva dambudziko rakanyanya kuoma kuti aonekwe akaremara neSSA.
Mubvunzo # 17: Ndirini pandinofanira kuisa mazano eSSDI?
David Bueltemann Unogona kushanda nokukurumidza kana yakagadzirirwa kuti une hurema huchakuchengetedza kushanda kwemwedzi gumi nembiri kana kupfuura, kana kuguma. Chikanganiso chinowanzoitwa nevanhu ndechekumirira kwenguva yakareba kuti ishandise.
Mubvunzo # 18: SSA inoramba ichifunga nezveReidual Functional Capacity (RFC) paunenge uchisarudza kugadzirisa?
David Bueltemann: Hungu. Inoshandiswa panhanho 5 yekuongorora kwavo.
Enda kune Chikamu 3 --- 61 Mibvunzo Nezvekuremara Mazano --->
Mubvunzo # 19: ISSDI inomira here kana ini ndava 62 kana kuti icharamba ichiripo kusvikira ndava nemakore ekuzorora kwemakore makumi matanhatu nemashanu?
David Bueltemann: Uchagamuchira ruzivo rwakakwana rweSSDI iyo iwe une kodzero chero bedzi iwe uchiramba uchidzimara. Paunenge uchiwana makore ako ose ekurega basa (65-67), zvikomborero zvako zvichashandurwa kubva pamabhadharo ekuremara kubhadhara mari.
Mubvunzo # 20: Unokurudzira chii kana munhu achigona kushanda asi kwete pabasa rekunyama uye haagoni kuwana basa risina basa?
David Bueltemann: Hazvibatsiri kune SSA kana pasina munhu anokushandira, zvinongovavarira chete kuti iwe hauna kukwana. Vari kutonga kana iwe wakaremara, kwete kana mumwe munhu akakubhadhara iwe.
Mubvunzo # 21: Ndinoziva kuti SSA ine zvikwereti zvakasiyana zvekuremara kwakasiyana. Chii chavanonyatsotarisa mu rheumatoid arthritis (RA)?
David Bueltemann: Zvakaoma. Heino chibatanisi chewebhu yedu nehuwandu hwemashoko.
Mubvunzo # 22: Vanachiremba vangu vakati ini ndine mishonga yakaremara. Handina kushanda mumakore anodarika gumi. Mashoko angu anoti ini handina zvikwereti zvakakwana munguva yakakodzera. Chero mazano, kana ndinofanira kungozvipa?
David Bueltemann Chengetedza neSocial Security kuti uone kana iwe wakakodzera SSI, iyo inobva pamari yako. Iwe unogona kuva nekodzero yokubhadhara mari yekusununguka pazera remakore makumi matanhatu nematanhatu, iyo ine zvinyorwa zvakasiyana zvezvikamu zvekugovera.
Mubvunzo # 23: Ndiyo nzira iyo inoshandiswa kupa maSIDD kuRheumatoid arthritis (RA) varwere vanoshandiswa kutsvaga kana vakaramba vakaremara mishonga kunyange vakadzokera kubasa here?
David Bueltemann: SSA inoshandisa nzira imwechete yezvoutano yakashandiswa kusimbisa hurema hwako hwepakutanga. SSA inofanira kuratidza kuti chirwere chako chekurapa chakavandudzwa uye kuti kubudirira uku kwakabatana nekukwanisa kwako kushanda.
Mubvunzo # 24: Kuwedzera kune RA, haina SSDI zvakare inofunga nezveimwe dambudziko rehutano yakafanana nemigumisiro yemishonga , zvinetso zvemuviri, kushushikana , nekuzvidya mwoyo?
David Bueltemann: Hungu.
Mubvunzo # 25: Iko kukwanisa kushanda chinhu chete SSA chinotarisa here? Ini ndiri kutarisana nemamiriro ezvinhu apo inoshanda kana zvimwe zvose muupenyu hwangu. Kana ndichishanda, handiti kubika, kuchenesa, nezvimwewo.
David Bueltemann: Kana SSA inofunga kuti une simba rekushanda, havangashandisi kukanganisa mumabasa ako ezuva nezuva kuti uchinje chisarudzo ichocho. Mune mamwe mazwi, ivo vachangotarisa kana iwe unogona kushanda iyo zuva reawa 8.
Mubvunzo # 26: Vanhu vane dambudziko rokushanda dzimwe nguva vanotya kushanda nokuda kweSDDI nekuda kwenhau dzinotyisa pamusoro pevanhu vakaramba uye pane pachena kuti hapana chivimbo. Vanhu vanoziva sei kuti vakagadzirira kushandisa nemukana wakanaka wemugumisiro unobudirira?
David Bueltemann: Mhinduro yechokwadi ndeyokushanda chero bedzi iwe unogona . Zvadaro shandisa nokukurumidza sezvaungagona apo unomanikidzwa kumira kushanda kuti kuderedze nguva iripo paunomira kushanda uye utanga kuwana maSIDD.
Mubvunzo # 27: Unogona here kutsanangura kuti Allsup inogona kubatsira sei munhu kubudirira kubudirira?
David Bueltemann: Zvatinoita ndezvokuti nzira yakaoma yekuita basa iri nyore nyore kufamba.
Vamiririri vedu vane mazana ezviuru zveHuman Security Security. Tichakufamba nenzira ino. Iwe unogara kumba uye tinoita basa racho.
Mubvunzo # 28: Ndinonyatsonzwisisa here kana iwe ukashandisa SSDI kuti uwane iyo nguva yekutanga mumwedzi 4 kusvika ku6?
David Bueltemann: Kana iwe uchipiwa rubatsiro rwekushaya ruzivo pakushanda kwekutanga, zvinotora mwedzi 4 kusvika ku6.
Mubvunzo # 29: Munyaya yomumwe munhu anoshanda nguva yakazara ingadai SSA inopa uremu kana munhu akaedza kuenda kune imwe nguva pakutanga kana kuti hazvina basa here?
David Bueltemann: Kana munhu ari kushanda pamutengo wemari ye $ 1,130 pamwedzi muna 2016 (kana $ 1,820 kana iwe uri bofu) iyo ndiyo Inonyanya Kuita Basa Rakawanda, SSA icharamba chirwere chekuremara pasina kutarisa chero mamiriro ekurapa.
Mubvunzo # 30: Kuva nehupfumi hwehurema hwekugara kwenguva refu hunobvumirwa kuti uwane mvumo yeSSDI here?
David Bueltemann: Hazvisi nyore. Inoratidza kuti iwe une hurema asi tsanangudzo dzekuremara kwenguva refu nekuremara kweHuman Security dzakasiyana.
Mubvunzo # 31: Kana shanduro yeSSDI inoratidza kuti uri kushanda kweawa makumi mana evhiki, asi iwe unoti une dambudziko nemamwe mabasa ehupenyu hwezuva nezuva, iwe uchiri kuonekwa sekakwanisa kushanda, ini ndakaruramisa here?
David Bueltemann: Akarurama.
Mubvunzo # 32: Ndechipi mari yako yekubvunzurudza? Ko Allsup inoshanda mune dzose makumi mashanu here?
David Bueltemann: Tinopa sarudzo yekusununguka kuti uone kana iwe uchigona kukodzera SSDI. Isu tinobatsirawo vanhu vakamborambidzwa zvakanaka kana vari kutarisana nekunzwa. Kana tichifunga kuti iwe unogona kukodzera, uye iwe unopiwa zvikwereti, tinobhadhara nguva imwechete yezana rako rekudzorera (shure). SSA inoshandisa kapu pa $ 6,0000, kana 25%, chero zvishoma. Isuwo hatibhadhara zviitiko, zvakadai sedare rezvokurapa. Isu tinoshanda mune zvese makumi mashanu.
Enda kune Chikamu 4 --- 61 Mibvunzo Nezvekuremara Mazano --->
Mubvunzo # 33: Wese Allsup ane mahofisi emunharaunda here kana taizoshanda nemumwe munhu kure?
David Bueltemann: Zvose zvinotaurwa pamakwikwi maviri ekutanga ehurongwa zvinoshandiswa padzimbahwe remunyika yedu pedyo neSt. Louis. Isu tinoita basa rose pafoni uye kuburikidza nemeseji. Kana nyaya yacho inotungamira mutongi wepamutemo mutungamiri ndiye mumiririri wedu achauya kune imwe nyaya nemutongi.
Mubvunzo # 34: Kana iwe uchikumbira kwekutanga, hapana maitiro ekudzorera zvakare. Rudyi?
David Bueltemann: Izvi zvinoenderana nenguva iyo hurema hwako hwakatanga uye pawakapiwa .
Mubvunzo # 35: Ko mishonga kana imwe IRWE's (basa rekushaya hutano rinoshandiswa) rinopesana ne $ 1,130 SGA chikamu? Kana iwe ukaita $ 1,200 asi uchida $ 300 mumishonga kuti uite basa, vanoverenga here $ 900 chete?
David Bueltemann: IRWE inogona kuderedzwa kubva ku $ 1,130, asi zvakare, inogona kuva yakaoma. Mishonga yakawanda haifaniri kuonekwa seIWE, asi vamwe vangave. Uku ndiko kutsunga kwakaoma.
Mubvunzo # 36: Ndingada kuziva kana mukomana aizodhonza zvinopfuura mukadzi, wezera rimwe chete?
David Bueltemann: Yakavakirwa pane zvawakabhadhara , kwete zvepabonde.
Mubvunzo # 37: Chikonzero chandakabvunza chimiro mumakore ake makumi matatu nemakore mashoma emabasa anosvika kupfuura zvandaiita.
David Bueltemann: Haisi nhoroondo yebasa, inobva pane zvavakabhadhara.
Icho chakaoma zvikuru kuverenga.
Mubvunzo # 38: Une chimwe chinhu chingawedzerwa pane iyi Dhavhidha?
David Bueltemann: Hungu. Tinogara tichida kuratidza kuti SSD haisi nzira yehupfumi. Inongova purogiramu inorayirwa hurumende yehurumende. Iwe wakabhadhara miriyamu kuburikidza neFICA yako mitero pawakashanda.
Mubvunzo # 39: Kana munhu asingakwanisi kuramba achishanda uye ivo vanosangana nemirairo yeSSDI (iyo iwe unovabatsira kuti vaone kana vachigona kugadzirisa zvinotarisirwa) kune kodzero kubva kune munhu ari kubhadhara muchirongwa ichi, chakarurama?
David Bueltemann: Hungu. Kana ivo vane nhoroondo yebasa (yakabhadharwa FICA mutero) uye havagoni kushanda nekuda kwechirwere kana kuremara, vanogona kushanda kweSDDI.
Mubvunzo # 40: Unotora mhaka dzave dzakarambwa here? Kana zvakadaro, chirongwa chekukumbira chinotora nguva yakareba sei?
David Bueltemann: Hungu. Tinobvuma zvirevo pane imwe nguva mukutongwa musati mutongi wepamutemo wepamutemo aita chisarudzo chake. Kugadziridza nguva dzekushanda kwekuremara kunosiyana kubva kune imwe nyika kuenda kune imwe nyika. Mhinduro inonzwisisika ndeyokuti chikumbiro chekutanga chinotora anenge mwedzi 4 kusvika ku 6 vasati vasarudza. Kudzokorora (kutanga kukwidza) kuchatora anenge mwedzi mitatu kusvika kune imwezve. Kunzwa (yechipiri chikumbiro) kutora mwedzi 9 kusvika kune gumi kana kupfuura.
Mubvunzo # 41: Unoona kakawanda sei kuramba kunobvumirwa pane yechipiri kuedza?
David Bueltemann: Zvikamu 14 chete zvezvezvekufungidzirwa zvinogamuchirwa, asi chirongwa chekubvumirwa chinowedzera zvakanyanya kusvika 63% pahutatu hwechitatu (mutongi wemutemo mutongi) wehutano.
Mubvunzo # 42: Une nhamba yekuti vangani vanoedza kutanga vanobvumirwa ne SSDI? Zvinowanzoitika here kana kuti zvisinganzwisisiki kurambwa pakutanga kuedza?
David Bueltemann: Social Security inoramba inenge 2/3, kana 64%, yezvese zvekutanga.
Mubvunzo # 43: Ndangani dzakasara dzokutanga dzinoita kuti ive yechitatu? Mune mamwe mazwi, vangani vanhu vanorega?
David Bueltemann: Hatina nhamba chaiyo, asi yakawanda kwazvo. Yedu yemakore anopfuura makumi maviri emasangano anotiudza kuti zvakakosha kugara muhutano kwenguva yakareba sezvinobvira.
Mubvunzo # 44: Sei makore, dzidzo uye ruzivo rwebasa zvingafungidzirwa kana munhu angawana rubatsiro? Izvi zvakataurwa kwandiri apo ndaitsvaga gweta rekuremara mushure mekuramba kwechipiri.
David Bueltemann: Izvo zvinhu izvi chikamu cheSSA mitemo. Kana chirwere chako chisina kusangana neSSA chaiyo yezvokurapa kana kuti SSA inofunga kuti haugone kuita basa rako rekare, saka zera, dzidzo uye ruzivo rwebasa ndizvo zvinoitika mune danho rekupedzisira rekuongorora kwavo.
Mubvunzo # 45: Sei vanhu vakawanda vakaramba pavanotanga kufamba asi vachizobvumirwa gare gare?
David Bueltemann: Pane zvikonzero zvakawanda asi chikonzero chikuru ndechekuti kuongorora kwehutatu pane hutatu kwakasiyana nedzimwe mazinga maviri okutanga.
Mubvunzo # 46: Munzira ipi?
David Bueltemann: Vatongi vanofanira kuongorora uchapupu uye kupindura kumatare epamusoro ekutonga.
Enda kuChikamu 5 --- 61 Mibvunzo Nezvekuremara Mazano --->
Mubvunzo # 47: Chirwere chiremba chinokosha zvakadini? Ndizvo zvakakosha mukupa tsamba netsamba, kana kuti mabhuku ezvokurapa anongowanikwa here?
David Bueltemann: Vanachiremba ( rheumatologists for arthritis patients) zvakakosha pane imwe nhanho yemabasa uye pfungwa dzavo dzinonyanya kukosha pamatunhu akakwirira ekukwirira.
Mubvunzo # 48: Ko mwana akaremara (zvino ava 13) angave akakodzera chero zvipi nezvipi. Mwana wacho ane chirwere chinonzi cerebral palsy uye baba ndivo chete vanoshanda uye vanoti vanoita zvakanyanya asi zvakadaro mari yezvechirwere inotyisa?
David Bueltemann: Haazokwanisa kubvumirwa kuburikidza nepurogiramu yeSSDI.
Mubvunzo # 49: Nokuti mubereki anofanira kunge akakodzera, anoruramisa?
David Bueltemann: Akarurama.
Mubvunzo # 50: Mucheche angave akakodzera SSI here?
David Bueltemann: Mari yababa ichava chinhu. SSI inoreva kushandiswa.
Mubvunzo # 51: Kana mumwe munhu asina marekodhi ezvokurapa akanyora zvakanaka ane nguva yakaoma here? Chii chavanogona kuita kuti vavandudze mikana yavo?
David Bueltemann: Zvinyorwa zvemishonga zvinonyanya kukosha mune izvi. SSA inogona kusarudza kutumira mumiririri pamusangano wekuongororwa kuti ubatsire kuunganidza ruzivo rwechisarudzo chavo.
Mubvunzo # 52: Kune vanachiremba vavo? Kuchiremba akasarudzwa neSSA ndaireva.
David Bueltemann: Kazhinji kwete.
Mubvunzo # 53: SSA vanachiremba vanyori kune vanozviti vane dambudziko? Pane mumwe munhu ane RA angatumirwa kubhodhi rakagadziriswa rheumatologist here?
David Bueltemann: Kwete hazvo.
Mubvunzo # 54: Uchapupu hwose hwepanyama hunofungidzirwa, hwakarurama? X-rays , mazano emabara , kuvhiyiwa ?
David Bueltemann: Akarurama.
Zvose uchapupu hwehutano hunofungidzirwa.
Mubvunzo # 55: Munhu anofanira kunge akamira kushanda kuti ashande here?
David Bueltemann: Hungu.
Mubvunzo # 56: Ko zvinyorwa kubva kune vashandi vako zvinobatsira (kureva zvinetso zvakanyorwa mukuita basa rako)?
David Bueltemann: Hungu.
Mubvunzo # 57: Chii chinonzi Allsup yekubudirira kwemaitiro ekutanga maitiro?
David Bueltemann: Allsup yekubudirira kwehuwandu inenge 55% pahukutanga , zvichienzaniswa nehuwandu hwekubudirira kwe 35%.
Tinoda kusimbisa kukosha kwekugara mukutora nekushandisa zvese zvichemo.
Mubvunzo # 58: Zvakakosha kuti tisadzimiswe nekushungurudzika ipapo?
David Bueltemann: Zvechokwadi!
Mubvunzo # 59: Pane humwe hurumende huri nani kana huri huri huripo kana uchishandisa kana kufadza? Vamwe vanoti vanotora nguva yakawanda yekusarudza here?
David Bueltemann: Hungu. Mikana yemitengo uye nguva dzekugadzirisa dzinosiyana zvakasiyana-siyana munyika yose.
Mubvunzo # 60: Munhu angatarisirei kana iye achienda kumutongi?
Carol Kururamisira: Nyaya iyi ichakuudza iwe zvaunotarisira panzeve uye kuti ungagadzirira sei. Ona Kugadzirira Zuva Rako MuDare.
Mubvunzo # 61: Ndekupi kwandingawana mamwe mashoko pamusoro peHuman Security Disability Insurance (SSDI)?
David Bueltemann: Tinopa webhusaiti yakakosha, AllsupPlace.com, neine ruzivo rwezveSDDI kune vashanyi nevatengi veAllsup. Ndinokutendai nokutipa isu mukana wokutaura uye kupindura mibvunzo yakanaka kwazvo. Munhu wose anoda ruzivo rumwe anogona kudana (800)279-4357 kana kushanyira www.allsup.com.
Kunobva:
Chat transcript (yakarongwa) - Host Carol Carol Ruramano naDavid Bueltemann kubva kune Allsup Inc. Updated 02/03/16.