Kuziva Mitemo Kungakuponesa Mari
Wangobva wagamuchira chikamu cheSocial Security Disability Insurance (SSDI) nechikwereti chemari? Kunyange zvazvo iri zororo pakupedzisira kuwana zvinyorwa zvako, zvinounza mubvunzo wekutora mutero waunokwereta. Mari iyi haisi yemutero, asi kana iwe uchizobhadhara mutero kunobva pane yako inowanikwa, kudhakwa, nezvimwe zvinhu zvakawanda. IRS inopa pepa rekushandisa kuti uone kuti uchabhadhara zvakadini.
Kushandisa mazano eSSDI nekumirira kutongwa kunogona kuva nguva refu, dzimwe nguva kutora mwedzi kana makore. Vanhu vazhinji vanopiwa mibairo yeSSDI vanowana kubhadhara mari yekubhadhara kubhadhara mutero kwemwedzi pakati pezuva ravo rechiremera chekuremara uye pavakaguma vapiwa zvipo. Zvimwe zvehomwe huru iyo, zvisinei, ingave iri kudzokera kuna Uncle Sam semitero. Mutero wemari hauna kuregererwa, saka haudi kushamiswa kwakashata kwemwedzi mishoma pasi pemugwagwa.
Hafu yeWSDI Makomborero Anokweretwa Gore Negore
Maererano nemuteresi wemutero Paul Gada weWessup Disability Life Planning Center, kubhadhara kwemwedzi weSDDI kwese kunokonzera kusava nehanya kwakanyanya nokuti, pamwero we $ 1,165 pamwedzi (gore ra2015), vanhu vakawanda vanovimba nayo sevanongova chete mari inenge isingabhadharwi nemitero. Zvisinei, kuudza mari yemari semari yegore rimwe chete yemutero kunogona kuguma ekubhadhara mitero. Iwe unogona kupedzisa kubhadhara zvinopfuura zvaunoda kubhadhara kana iwe usingawani mazano akanaka.
Kusvikira makumi mashanu kubva muzana yehupfumi hwehupfumi hwehupfumi hunobhadharwa gore negore. "Nhamba chaiyo inotsanangurwa nekuwedzera imwe hafu yemubhadharo weSSPI kune imwe nzvimbo yake yemamwe mitsva inowanikwa." Mutemo wekubhadhara mutero unofanirwa kuendeswa kana mari yakawandisa inopfuura imwe yemari pamitemo yeRRS, "Gada anoti.
Chero iwe unokwereta mutero nokuda kwekubhadhara mari yemari inobva pane zvaunowana uye mari yakawanda yaunayo mumakore emitero kubhadhara kwakavharwa.
Shandisa IRS Publication 915 Mapepa ekufambisa Mutero Wako Mitero
Zvingave zvakakunakira kubhadhara mari yose yegore iri mumwaka wekutere ikozvino kana kuti kushandisa IRS mafirosi okuparadzira pamusoro pemakore emitero apfuura. Iwe hausi kuzogadzirisa yako yekare yemitero inodzoka, iwe uchaona kuti ndezvipi zvakakunakira kushandisa shanduro yakabudiswa nemutero wako wekudzokera. Iwe uchabhadhara chikamu chiduku sezvinotsanangurwa nebasa rebasa.
Kana iwe wakagamuchira chikwereti chekubhadharwa kweSDDI, iwe uchaona mari yacho inowanikwa muBhokisi 3 reFomu SSA-1099 yakapiwa kubva ku Social Security Administration. Mapepa okushandira anopiwa muRS Publication 915 anogona kushandiswa kugadzirisa chikamu chekubhadhara chikwereti chekudzorera SSDI.
Gada anotaura kuti zvinogona kuva zvakaoma kana kuvhiringidza kuita izvi noruoko. Zvinonyatsogadziriswa nemutero wekugadzirira software kana kushandisa nyanzvi yemitero kugadzirira kudzoka kwako.