Kupi Kwokuwana Muvharo Waunoda
Kana iwe kana mwana wako ane cystic fibrosis (CF) , unoda kuva nehutano inshuwarisi. Hapana kana nzira iyo yakapoteredza. Zvirwere zvemishonga kune mumwe munhu ane CF zvinogona kuwedzera nyore kusvika kumazana emadhora pamwedzi. Pasina humwe hutano hwehutano inshuwarheni, hupfumi hwako huchakurumidza kupera uye hauzokwanisi kuwana mishonga . Usarega izvozvo zvichiitika kwauri.
Zvinogona kuva zvakaoma kuwana inshuwarisi kana uine chirwere chinopfupisa-upenyu, asi usina tariro sezvo zvingaratidzika, pane zvimwe zvingasarudzwa kwauri.
Private Health Insurance - Your First Line of Defense
Kana iwe kana mwana wako akafukidzirwa pasi pehutano hwehutano inshuwarano usati waonekwa kuti une cystic fibrosis, ita zvose zvesimba rako kuti uchengete. Kana zvisina kudaro, iwe unogona kupinda mumatambudziko nehuripo huripo huripo huripo kana iwe uwana mutemo mutsva.
Mutemo weBurumende unopa kudzivirirwa kune avo vari kuchinja mabasa kana kuti zvimwe vanoparara muhurumende yehupfumi kuburikidza nekubvumira nguva yenyasha yekuwana huwandu hutsva. Kana iwe ukawana huwandu hutsva mukati memazuva makumi masere emasikati, bhizimisi yako itsva haigoni kuisa mamiriro ezvinhu akavapo kare chero bedzi iwe unogona kubhadhara chidziro chekuchengetedzwa kwakakosha kubva kune wako wekare. Zvisinei, kana iwe uine mukana uri mukuvhara kwemazuva masere anopfuura makumi matanhatu, iyo yako itsva insurer inogona kusabhadhara kugoverwa kwegore kusvikira kune chero mamiriro ezvinhu amakagamuchira kurapwa mumwedzi 6 yapfuura.
Kana iwe usati uine inshuwarhu yehutano yega yega panguva iyo CF inowanikwa, iwe uchave uine matambudziko ekuwana huwandu hwehupfumi. Kana iwe uchikwanisa kuwana mutemo, iwe unogona kuwana kuti mari inosangana neCF mishonga haigoni kuvharwa mugore rekutanga.
Hurumende Inobatsira Health Insurance
Kune avo vasingakwanisi kuwana inshuwalhu yehutano yega, pane hurumende zvirongwa zvehurumende zvinogona kuwanikwa.
Zvisarudzo nezvinodiwa zvichasiyana kubva munyika kuenda kune imwe nyika, asi hurumende imwe neimwe ine purogiramu yemhuri inowana mari inowira pasi pemamwe mirayiridzo, iyo inogona kuva yakawanda kusvika 200% yeHurumende yehurombo.
Kana iwe usingakwanisi kuwana inshuwalhu yehutano yega yega kana inishuwarenzi yako haina kukwana zvakakwana mari yekodzero yako yeCF, shandisa iyi mapurogiramu kunyange iwe uchifunga kuti mari yako inowedzera. Zvizhinji zvezvirongwa zvinobvumira avo vane chirwere chisingaperi chekurapa mari yavo kuburikidza nekudhura mari yezvokurapa kana kushandisa mamwe mazano angaderedza kuwanda kwemari inowanikwa.
- Medicaid
Medicaid chirongwa chehurumende yehutano yehutano yehutano inowanikwa kune hurumende inowanikwa kune avo vari mubhaketi shoma shomanana vasingakwanisi kutenga inshuwalhu yehutano yega yega. Hurumende yehurumende inoda kuti nyika yose ipe Medicaid , asi humwe hurumende inotanga purogiramu zvakasiyana. Iko kune kazhinji kazhinji mhando dzakasiyana uye mazinga ekuparidzira. Taura nehofisi yako yehurumende Medicaid kuti uwane mamwe mashoko uye mirayiridzo yekushandisa.
- Social Security
Vakuru nevana vane cystic fibrosis vanogona kukwanisa kuwana rubatsiro rwekuchengetedzwa kwehupfumi hwevanhu, kusanganisira rubatsiro rwemari, inshuwarisi yehutano, kana zvose. Kune vana nevakuru vasina kumbobvira vashanda, kukodzera kunobva pamari uye mari yezvehutano. Vakuru vakashanda uye vakawana zvikwereti zvekuchengetedzwa kwemagariro evanhu vanogona kukwanisa kubhadhara mari pasinei nemari yavo chero bedzi pavanosangana nehutano hwemamiriro ezvinhu.
Medicaid inopa inshuwalhu yehutano inobatsira vanhu vane ruyamuro. Munyika dzakawanda, vanhu vanofanirwa kugamuchira rubatsiro rwekuremara kwemari vanowanzobvumirwa kugamuchira Medicaid, asi dzimwe nyika dzinoda kushandiswa kwakasiyana kweMedicaid. Shanyira Social Security Administration webhusaiti kuti udzidze zvakawanda kana kushanda kune mazano paIndaneti.
Izwi pamusoro pekukumbira: Kana iwe ukakumbira rubatsiro rwekuchengetedzwa kwehupfumi hwevanhu, usaora mwoyo kana chikumbiro chako chikarambidzwa. Zvinowanzoita kuti zvikumbiro zvirege kurambwa panguva yokutanga, uye hazvirevi kuti hauna kukodzera kuwana rubatsiro. Dzimwe nguva, Social Social Administration inongoda mamwe mashoko kuti agone kubvumira chikumbiro. Kana ukagamuchira tsamba yokuramba, inosanganisira mirayiridzo yekutumira chikwata. Iwe uchange uine mazuva makumi matanhatu ekufambisa chikumbiro chako usati wamboramba iwe hurumende. Iva nechokwadi chekutevera mirayiridzo zvakanyatsonaka uye upe chikwata chako mukati memazuva makumi matanhatu.
- SCHIP
Hurumende yose inofanirwa kuva neHurumende yeHurumende yeUnited Health Insurance Program (SCHIP) iyo inopa mari inodhura yehurumende inotsigirwa nehurumende kune vana vasina kuvimbiswa. Mvumo yekugadziriswa inopesana kubva kune imwe nyika kuenda kune imwe nyika, asi chirongwa chacho chakagadzirirwa kuzadza kuparara uye kupa ruzivo rwevana vane vabereki vane mari yakawanda yeMedicaid asi havagoni kutenga inshuwarisi yega yega. Dana hotline ye federal pa 877-543-7669 kana kushanyira Insure Kids Iye zvino kuti udzidze zvakawanda nezvehurumende yeHURIP program.