Kuvhiyiwa kukuru kunorongwa mberi, uye nguva yakawanda yekuzivisa kambani yako yveshuwarenzi, sarudza chiremba chiremba, kuronga nguva nguva kure nebasa uye kazhinji kugadzirira nzira uye yekuvandudza kunotevera. Kana uri kufamba uye unoda kuvhiyiwa, mikana ndeyokuti nzira yako yaisati yagadzirirwa mberi, uye inogona, zvechokwadi, kuva dambudziko .
Kana uri kutarisana nekuvhiyiwa kusingatarisirwi uchifamba munyika yako kana kune dzimwe nyika, pane zvinhu zvakawanda zvaunoda kuita kuti uve nechiitiko chakanakisisa, zvose nekuda kwehutano hwako uye nechikwama chako.
Zvinogona kuva chinhu chinotyisa kuva nezvinetso zvezvehutano kana iwe uri kunze kwenzvimbo yako yekunyaradza, asi kuvhiya kwako kunogona kunge kuchibudirira kubva kumba.
Kusarudza Chipo
Nokuda kwehutano hwako, kusarudza chivako chingasave kana chisingave chakanaka. Iwe unogona kutorwa kunzvimbo yepedyo yakakura inogona kurapa chirwere chako. Kana hupenyu hwako husingakurumidzi, unogona kupiwa mukana wekusarudza nzvimbo. Icho chichange chiri chisarudzo chouchenjeri chekutsvaga kutarisirwa pane imwe nzvimbo ine mukurumbira wakasimba mumhando yekuchengetedza kwaunoda, pamwe nekutsvaga nzvimbo inowedzera inshuwarisi yako. Zvinogona kunge zvisingakwanisi kuwana chipatara chinopedzerwa nokuita mararamiro aunoda izvowo zvakare "mumutambo" weunishuwarenzi yako. Mune mamiriro ezvinhu aya, hutano hwako hunofanira kuva hwekutanga, kunyanya mumamiriro ezvinhu apo nguva shoma, kwete mari yako yakawanda kubva muhomwe yehomwe.
Inishuwarenzi Inosangana
Inishuwarenzi inogona kusiyana-siyana kubva kune imwe kambani kune imwe kambani uye kunyange pakati pemitemo. Iwe pachako kugoverwa kuchasarudza kuti ndeupi rudzi rwekutsigira mari iwe unogona kutarisira kubva kuhutano hwako hwehutano, uye kana kwete kana nzira yako ichanyatsove yakabatanidzwa kusvika pamwero wakazara wemutemo wako.
Semuenzaniso, kuvhiyiwa kunoitika kune imwe nyika kunogona kuwira pasi pe "kunze kwekunyoresa" kugoverwa, iyo yakafukidzwa nezinga rakaderera kupfuura "mumutambo."
Utano Inishuwarenzi Paunenge Uchibva Munyika
Imwe yveshurensi yehutano haizobhadhara chero mari ipi zvayo yehutano inoshandiswa kunze kwenyika. Mamwe makambani anogona kubhadhara zvimwe zvikamu zvemari. Semuenzaniso, Medicare ichabhadhara dialysis inokurumidza paunenge uchibva kunze kwenyika, asi dzakawanda zvimwe mari hazvifukidzwi.
Mazhinji emakambani einishuwarenzi haazobhadhara kudzokera kuchipatara, iyo ndiyo izwi rekudzorerwa kunyika yako yekumba nekuda kwehutano hwehutano. Kudzorera kunowanzoitwa nejeteni yega yega inoshandiswa sechirwere chekurapa chinotarisirwa kuchipatara uye chinotyisa chinodhura, chinodhura makumi ezviuru zvemadhora pazuva.
Vanhu vanofamba kunze kwenyika yavo yekumba vanowanzokurudzirwa kutenga inshuwarisi yekufamba, iyo inowirirana muhuwandu hunotungamirirwa nemutemo wakatengwa. Mamwe akawanda anovhara kurapwa kwekukurumidza uye kudzokerazve, asi vamwe vanofukidza chikamu chekurapa. Iyi mitemo inowanzosvibiswa neyemutengo wekufamba kune imwe kunze kwenyika uye inogona kunge inoponesa kana hutano hwepamusoro hunodiwa asi hukwanise kuwanika munzvimbo yazvino yemurwere.
Heino urongwa hwezvinhu iwe, kana mhuri yako, unofanirwa kuchengeta mupfungwa apo chirwere chisingafungirwi uye chisina kugadzirirwa chinova chechokwadi paunofamba:
- Taura neUnited States Embassy (kana ambassy yako kana iwe usati uri weUnited States) uye ukumbire rubatsiro rwavo pakusarudza nzvimbo yekugara kana uri kuwana kuoma kuwana chipatara chakakodzera.
- Dana kambani yako yehutano inshuwarisi uye uvaudze pamusoro pezviri kuitika. Mamwe makambani anogadzirisa kuparidzira kana asingakurumidzi kuziviswa.
- Dana nzvimbo yako yebasa uye uvazivise nezvekushanduka kwezvirongwa zvako uye nekugona kuchinja mukudzoka kwako kumusi webasa.
- Wana marekheni ezvokurapa kubva kumusha nekukurumidza kana zvichibvira kana ane ruzivo ruchabatsira pakurapa kwehutano hwako huno.
- Kana uine inshuwarisi yekufamba, ita kambani ye inshuwarisi ichiziva kuti iwe unoda kushandisa chinyorwa chako.
- Nzvimbo yaunoshandisa inogona kupa vashanduri kuti vabatsire mune zvamunotarisira. Kana chipatara chinowanzopa mutauro wausina kunyatsogadzirira, iva nechokwadi chekubvunza nezvemashanduro ekushandura.
> Kwakabva:
> Your Medicare Coverage-Travel. http://www.medicare.gov/coverage/travel-need-health-care-outside-us.html