Nzira dzekuchengetedza Kana Inishuwarenzi Yenyu Inokuramba Iwe
Kurapa kenza kunogona kuita basa rinodhura zvikuru. Kunyangwe neinishuwarenzi, mari yako yekubhadhara pamwe uye yakagadzirirwa dzimwe nguva inogona kuva yakakura, kuisa pfungwa pamari yako uyewo hutano hwako.
Kubva kunechiremba anoshanyira kubhii kuongororwa kune mishonga yemishonga, kunze kwehomwe mari inogona kukwira nokukurumidza. Uye izvozvo hazvibatanidzi chipatara uye mari yekuvhiya iyo dzimwe nguva inoda.
Iye zvino wedzera kune izvo zvisiri zvekurapa mari yekufambisa, rubatsiro rwemusha, nekuchengetwa kwevana, uye mutemo unowedzera.
Usati waora mwoyo, vimba kuti pane zvimwe zvingasarudzwa zvinogona kuderedza dambudziko rako rezvemari. Vamwe vanopa kubhadhara zvakananga kune zvikamu zvekutarisira kwenyu apo vamwe vanokubatsira mukukunda zvinetso zvehushuwarisi nekunyanya kusununguka.
Kana ukatarisana nekutambudzika kwemari sekukonzerwa kwekenza yako, tarisa mazano mana akajeka anogona kubatsira:
1. Kuongororwa kweInishuwarenzi Inoshandiswa
Sezvo uri nhengo yechipupuriro, une kodzero yekukwirira chero basa chero ripi zvaro kana kuti kurapa kambani yako yveshuwarisi yakaramba. Kunyange zvazvo chirongwa chekukumbira chinogona kunge chakareba kwenguva refu uye chine mafungiro, chinogonawo kuva chakakosha.
Izvi zvinosanganisira kunyora tsamba uye kudana kune kambani yveshuwarenzi pavanounganidza mashoko kubva kuna vanachiremba nevamwe vadzidzisi vehutano kuti vawedzere kukurudzira kurapwa. Sezvo zvikumbiro zvichitenderwa pamhosva-ne-nyaya, zvinowanzotonyanya kushanda nemutevedzeri wemurwere anogona kubatsira kubatsira kufamba.
Zvipatara zvakawanda uye kliniki dzekenza dzine maitiro kune vashandi vanogona kubatsira kana zvisakadaro vanokutumira kune mutariri anokwanisa munharaunda yako.
Imwe nyanzvi yakakosha ndeye Murwere Advocate Foundation, musangano risina purogiramu inopa unyanzvi hwehutano hwehutano. Vakanaka pakupa mazano uye mazano ekurwisana nekuregwa kweinishuwarenzi kunyange kana mutemo wako uchinyatsoratidza kusakwana kwekugovera.
2. Isa Kushandira Mwoyo Murefu (PAPs)
Makambani mazhinji emishonga ane hurongwa hwekubatsira varwere (PAPs) iyo ichapa mishonga, pasina-chekuita, kune vanhu vanogona. Izvo zvinogadziriswa hazviiti nguva dzose zvichibva pamari, saka usafunga kuti iwe hauna kukodzera nokuti iwe une basa. PAPs zvakasikwa zvose kuvanhu vasina inshuwarisi uye kune avo vane inshuwarisi avo vasingakwanisi kubhadhara mishonga yavo.
Kunyorwa kwePAP kunowanzoda imwechete kana maviri yekushanda nemamwe mapepa kuti apedzwe nachiremba wako. Ehofisi yako ye oncologist ichange ichiziva nezvePAP yakakodzera uye inogona kukubatsira nekunyoresa kana zvichidiwa.
Kunyange kana mari isingabatanidzi iwe, makambani akafanana anowanzopa mapurogiramu emubhadharo ekubhadhara mari (CAPS) kuvhara kunze kwe-pocket zvinodhaka zvinodhaka. Muzviitiko zvakawanda, kukodzera kunobva pakuwana mari yegore negore inopfuura 500 kubva muzana ye Federal Federal Poverty Limit (FPL). Izvozvo zvinoreva kuti vaviri vanoita vanenge madhora 80 000 pagore vanogona kunge vachiri kukodzera. Nhengo dzegore negore dzinowanzoshanda, asi kuchengetedza zvinogona kuwedzera kusvika kune zviuru zvemadhora.
3. Bvunza Zvizvarwa kana Vatsigiri
Mishonga yekurapa kenza haina kutanga uye inomira ne chemo. Mishonga yakawanda inowanzomirirwa panguva yekurapa, uye izvi zvinogona kuwedzera nokukurumidza.
Kana mishonga yakatemwa isiri pamushandisi wemishonga yako ye inshuwarisi ye formula drug, ona kana chiremba wako anogona kupa mutemo unogamuchirwa. Izvi zvinowanzosvitsa kudarika zita rezita uye zvinogona kuita kusiyana kwakakura mumutengo wekutarisira.
Uyezve, taura nemupi wako kana iwe uri kutarirwa mapiritsi akabatanidzwa. Inonzi mazamu akaenzana akaenzana (kana FDCs), izvi zvose-mu-imwe mapiritsi zvinowanzosvibisa kudarika zvinodavirwa nemishonga. Kana iwe usingafungi kutora mapiritsi matatu pane imwe chete, iyi inogona kunge iri nzira inobatsira yekudhura mari.
4. Enzanisa Pharmacy nemitengo yemishonga
Kana uchibhadhara pasina chemotherapy mishonga kubva muhomwe yako, kuchenjera kuenzanisa nhamba pamasamita akasiyana.
Iko kune kazhinji kusiyana kukuru mune mari kubva kune imwe chivako chemishonga kusvika kune inotevera.
Ingoshevedza pharmacy uye uvaudze zvinodhaka zvinodhaka zvaunoda, kusanganisira muyero uye huwandu, uye uite zvakafanana kune mamwe ma pharmacy munharaunda yako. Zvinowanzoita kuti vatengi vabvunze kutengesa kwekutengesa, saka usanzwa uchinetseka kuita kudaro.
Iwe unogonawo kukwanisa kutengesa mutengo wepaIndaneti kuburikidza newebsite yako yveshuwarensi. Vakawanda mazuva ano vanokupai zvishandiso zvekuita pakarepo kutengesa mutengo pakati pemasitomita akasiyana-siyana uye mabasa emafaira ekutumira mumutambo wavo.
Mukati yekutsvaga kwako, unogona kuzviwana uchiedzwa kushandisa mapemasimusi ekuIndaneti anozvirumbidza mutengo usingatenderwi wezita rechirwere remishonga inorayirirwa. Kana zvinonzwika zvakanyanya kuti zvive zvechokwadi, zviyeuchidze iwe kuti zvinenge zviri.
Mishonga akawanda epaIndaneti inowanikwa munyika dzisingateereri mitemo yeDAA yakasimba. Kana uchitenga kubva kwavari, hausi pangozi yekuwana "bootleg" version yezvinodhaka, unogona kunge uri kuita mhaka kuburikidza nemutemo kutumira mishonga muUnited States
> Source
- > Gao, L .; Joseph, J .; Santoro-Levy, M .; Multz, A .; uye Gotlieb, V. "Kushandiswa kweMishonga inopa Mishonga uye Mishonga yePescription Assistance kuburikidza neDhipatimendi reMishonga yeParamende Patient Assistance Program yeVarwere Vanoshaya Kanzera." Pharmacy Hospital . 2016; 51 (7): 572-576.