Chirwere Chisingagumi Chingaitawo Kuti Chikudhe Mari
Kune vanhu vazhinji, kupa mishonga inetso yakaoma yekukunda. Mishonga mitsva inowanzova yakadhura uye inogona kunge isina kuvharwa neinishuwarenzi. Kunyangwe kana madhiragi akafukidzwa nenishuwarenzi, ma copays anogona kuwedzera nokukurumidza, kunyanya kune vanhu vane chirwere chinoputira chirwere (IBD), avo vanogona kutora mishonga yakawanda kana mishonga ine mvumo yepamutemo uye isina dzimwe nzira dziripo.
Nenhamo, pane tariro apo iwe haugone kutenga mishonga yako. Zvinotora basa pane iwe, asi zvinoshandiswa kune imwe nzira iyo iri kuenda pasina mushonga wako.
Is Generic Version Inowanikwa Here?
Danho rokutanga nderokuziva kana iwe unogona kuchinja kune unodhura shanduro ye generic yemushonga. Zvichida mushandi wemapurisa anotaura izvi kana chiremba wako asingaiti. Zvisinei, kana mumwe wavo asingatauri, usatya kubvunza! Vane varwere vazhinji vari mubhajheti, uye ivo vanonzwisisa.
Kana mushonga wacho usiri hutsva kuitira shanduro yemutauro kuti ivepo, unogona kutaurirana nekambani inoita mishonga zvakananga. Havatauri pachena, asi makambani mazhinji ane mapurogiramu anobatsira ekushandisa zvinodhaka . Izvi zvingatora mumwe muchengeti mubasa panzvimbo yako, sezvamunoda kuwana zita rekambani inoita mishonga, uye kuwana nhamba yefoni kune zvinetso zvehutano.
Kambani inogona kubatsira mukuwana zita uye nhamba yekambani yemishonga inonzi Needymeds.org. Vanochengetedza database yekambani inorongwa nemishonga inobereka. Iwe unogona kutsvaga urongwa uwane kero, nhamba yefoni, webhusaiti, uye mamwe mashoko pamusoro pezvirongwa zvekubatsira mishonga.
Usatya Kutaura Kubatsirwa
Kakawanda kurogiramu idzi dzinotsigira zvinodhaka dzinoshanda pamwe nekubatsirana kwemurwere, chiremba, uye kambani yezvinodhaka. Chiremba wako angave achida kudana kambani yemishonga uye azadza imwe kana mamwe mafomu. Zvakare, usatya kutya kubvunza rubatsiro urwu. Bato renyu rezveutano rinenge riripo kuti rikubatsire kuwana rubatsiro rwaunoda, uye vanozofarira kuzadza mamwe maitiro kupfuura iwe waunofamba pasina mishonga inodiwa kuti uchengetedze mamiriro ako.
Imwe nzira ndeyokushandisa Medicaid. Medicaid inorondedzerwa se "mari inobatanidza-inobhadharwa, Federal-State chirongwa chemishonga inshuwarisi yevamwe vanhu vasina mari uye vanoshayiwa." Zvirongwa zvekugamuchirwa mudhipatimendi reMedicaid hazvibvi pamari yega uye zvinopesana nehurumende. Iwe unoda kuonana nehurumende iri muhutano hwako kuti ikubatsire kuziva kana iwe uchikodzera uye kana mishonga yako yemishonga ichavharwa.
Iwe Hurumende Yako Inobatsira Purogiramu Yezvinodhaka?
Dzimwe nyika dzinopa mapurogiramu avo kuti vabatsire kuvhara mari yekurapa mishonga. Aya Hurongwa hweHurumende Mishonga Inobatsira Inowanika mune makumi matatu. Sangano reNyika reZimbabwe Legislature rine runyora rwemashoko ekukurukura (kusanganisira webhusaiti) yezvirongwa izvi zvekubatsira.
Kumbira Chiremba Wako
Mune zvimwe zviitiko, mumwe mishonga anogona kunge akakwanisa kukupa zvishomanana zvinowanikwa muzvinyorwa kuti akuchengetedze kusvikira iwe uwane rugwaro rwakanyorwa kubva kuchiremba. Ichi hachisi chimwe chinhu chokuvimba nacho, asi hachikuvadzi kubvunza chiremba wemishonga kana ichi chinhu chavanogona kukuitira kana iwe ukapinda mupinki. Izvi, zviri pachena, hazvizogoneki kune zvinhu zvinodzora kana kuti nemishonga inodhura, asi zvingave zvichigoneka kune zvinowanikwa, zvinodhura madhiragi.
Zvinodhaka Zvinodhaka
Uye pakupedzisira, asi kwete zvishoma, bvunza chiremba wako kana iye ane chero mishonga yemishonga. Vamiriri vemishonga vanoenda kumahofisi echiremba nguva dzose.
Vanowanzosiya samples yemishonga yavo, dzimwe nguva kunyange mishonga inenge ichangobva kuwanikwa kana inodhura yakawandisa. Chiremba wako angave ane mazano pamusoro peani anogona kugamuchira mishonga iyi uye nguva.
Zviri pachena kuti kushandiswa kwemahofisi ehofisi hakusi kwakasimba kwenguva yakareba, asi mashoma mashoma angakwanisa kukubata kusvikira mhinduro chaiyo inowanikwa.