Mazana ezviuru zvevanhu munyika yose ikozvino anyoresa zvirongwa zvehutano izvo zvisingakodzeri kuvandudzwa muna 2017 . Izvi zvinosanganisira vanhu vane vatakuri vavo vari kuchinja kurongwa hutsva hwemagariro e 2017, uyewo vanhu vane inshuwarisi yehutano yehutano vari kubuda kushandurana zvachose (kana munhu wese wehutano inshuwarisi yemisika) pakupera kwa2016.
Kana iwe uri pakati pavo, hezvino ndizvo zvaunoda kuita.
Zvirongwa zvangu zvinopera. Chii chandinoita zvino?
Kana hurongwa hwako huri kupera, iva nechokwadi chokuti uchave uine zvigadziro zvekuvharidza zve 2017. Kusati gore ra2014 munyika dzakawanda, kana mutakuri akadzinga kubva pamusika, pakanga pasina urongwa hwekubvumira insureds dzavo kuti dzisarudze kubva kune imwe hurongwa mumusika pasina chinyorwa chinyorwa. Asi izvi zvakachinja ikozvino kuti ACA inorambidza zvinyorwa zvekurapa. Paunenge uchinyora, iwe une sarudzo yako chero ipi zvayo inowanika munzvimbo yako.
Sezvo huwandu hwekunyora rusununguko huripo huri kuenderera mberi, unhu hwakanakisisa huchasarudza kusarudza hurongwa hutsva uye kupedzisa kunyoresa kwako kuburikidza nekunyoresa nguva yakatarwa nguva yako muhurumende yako . Mune zvose asi zvitatu zvinotaura, musi wakatarwa ndeweDecember 15 kuti uwane musi weJanuary 1 unoshanda.
Rutsva muna 2017: Kuchinja kunogona kusarudza hurongwa hutsva iwe
Mumakore akapfuura-kunyange pashure pekunge ACA yakashandiswa-pakanga pasina urongwa hwekubvumira kushandurwa kunongotora chirongwa chitsva chevanhu vane vatakuri vavo vakanga vachibuda kugoverana zvachose.
Asi izvo zvave zvashandurwa muna 2017. Mitemo mitsva inobvumira kushandurwa kukutsinhanisa kurongwa kubva kune mumwe mutakuri kana mutakuri wako ari kubuda shanduro. Izvi zvakashandiswa mukuedza kudzivirira vanhu kuti vasiye kurasikirwa kwavo zvachose kana vakakanganwa kudzokera kushandurudzo kuti vasarudze hurongwa hutsva.
Kutengesana kwehurumende-hakusi vose vari mubhokisi nehutano huripo, uye kunyange kutengesa-federally-run (Healthcare.gov) inogona kunge isingakwanisi kuita kuti zviitwe mumatambudziko ose. Mitemo iyi yakataura zvakananga kuti FFE (federally-facilitated exchange exchange) " ichaedza " kuita izvi zviitike muna 2017, kutevera purogiramu inoedza kusarudza hurongwa hwakafanana zvikuru nezvakave uine.
Iwe uchagamuchira ruzivo rwakakwana kubva kunechitsinhanho uye iwe wehutano wehutano maererano nezvatinofanira kutarisira muna 2017. Kana mutakuri wako ari kusiya shanduro kana chirongwa chako chiri kubviswa, iwe uchaziviswa kana shanduro iri kuronga kukupa iwe chirongwa chitsva. Iwe uchazoziviswa zvakare kana iHERE isiri iyo, uye uchaudza kuti kugoverwa kwako kuchaguma pamagumo eDecember kunze kwekuti iwe uchinyatsogadzirira chirongwa chitsva. Saka nyatsocherechedza zviziviso zvaunowana kubva kune wako wehutano wehutano uye kushandiswa.
Zvakakosha kunzwisisa kuti kunyange kana shanduro ichiti ivo vachakurongorai kune chirongwa chitsva apo chirongwa chenyu chazvino chapera, iwe unenge uine sarudzo yekudzoka kune imwe yekodha yekodha rako uye sarudza chirongwa chako chegore re 2017 . Iwe unogona kuita izvozvo chero nguva kusvikira pakupera kwaJanuary, asi kana iwe ukaita hurongwa hwako sarudzo mushure meDecember 15, kugoverwa kwako kutsva hakuzobudiriri kusvika munaFebruary kana March, uye chirongwa chekutsinhanisa chakatora iwe chinogona kunge chave chakatangira kutanga kwaJanuary 1 kusvikira chero sarudzo yako inoshanda.
Ko kana ndikasuwa musi waDecember 15 uye kushandurirwa hakugoni kundipa kurongwa hutsva?
Kana hurongwa hwako huri kupera musi waDecember 31 (uye usingashandurwi kamwe chete neurongwa hutsva) uye iwe unoshaya musi weDecember 15 wekunyorwa kwekupedzisira kwekutsvaga chirongwa chitsva, zvinenge zvichigoneka kuwana musi weChitanu 1 chaiwo, asi iyo inogona kunge yakaoma . Nokuti urongwa hwako huri kupera, iwe unokodzera kuwana nguva yekunyora inokosha. Asi chokwadi chokuti nguva yakanyora yokunyora yakafanana panguva yakawanda yekunyora nguva inoreva kuti teknolojia inobatanidzwa inogona kushanda zvakanaka. Nzira dzekunyora dzakagadzirirwa kunyorwa kwevanhu vakawanda ikozvino, pane nguva dzekunyora dzinokosha.
Uye nepo kunyanya kunyoresa nguva dzekunyora kunotevera matanho akafanana uye mazuva anobudirira sehurumende yakawanda yokunyora, haisi iyo nguva dzekunyora dzinokosha dzinokonzerwa nokurasikirwa kweimwe kugoverwa .
Kana kurasikirwa kwekugoverwa kuchikonzera nguva yekunyora inokosha, chirongwa chitsva chinobudirira kutanga kwemwedzi unotevera mwedzi waunonyora. Saka munhu ane chirongwa chake chinopera musi waDecember 31 anogona kunyatsoshanda musi waDecember 31 uye ave nehuwandu hunobatsira munaJanuary 1. Asi izvi zvinogona kunge zvakaoma, uye haufaniri kuva chinhu chaunoronga kuita. Zvakare - iyo nzira yakanakisisa yekuita ndeyokunyora muurongwa hutsva neDecember 15. Asi kana chirongwa chako chiri kupera uye iwe uchitadza nguva yakatarwa, hezvino chaunofanira kuita:
- Bvunza mutengesi, shanduko muhurumende yako, kana mutakuri waunoshandisa kana iwe uri kunyoresa-kushandiswa. Iwe uchada rubatsiro nemutambo uyu, uye iwe unoda ruvara rwepepa kana paine glitches.
- Iva nechokwadi chokuti kunyoresa kwako kunopedzerwa uchishandisa nguva yekunyora chaiyo uye HASI nguva yakawanda yokunyora nguva (iyo inogona kusvitsa zuva rako rakanaka kusvika paFebruary 1 kana iwe ukanyoresa muhafu yepiri yaDecember).
- Cherechedza kuti iwe unogona kuzadza pepa rekupa mapepa, sevamwe vatakuri vangave vasina unyanzvi hwokugadzira hutano kubvumira kuverengwa kwepamusoro kwepamusoro kuIndaneti kuti zviitike panguva yakawanda yekunyora nguva.
- Iva akagadzirira kunonoka. Kana iwe unyoresa musi waDecember 31, uri pachena kuti hausi kuzova nepurogiramu yako itsva nemakadhi eDhidhii musi waJanuary 1. Kugoverwa kwako kuchazoguma kugadziriswa uye kumashure-kusvika munaJanuary 1, asi kana iwe uchida kuchengetwa munaJanuary, iwe unofanirwa kuripa iyo-mberi uye kutsvaka kubhadharwa kubva kuhutano hwehutano inshuwarisi.
Zvakajeka, nzira yakanakisisa yekuita ndeyokunyora kushandisa mashoma ekunyorwa kwepakati, uye kupedzisa musi waDecember 15. Asi kana chimwe chinhu chichiuya chichidzivirira icho, iwe uchakwanisa kuwana kugoverwa kweJanuary 1, kunyangwe nemamwe mashopu akawanda kuti udzike.
Ko kana ndiine chinyorwa kunze kwechitsinhanisi?
Kana mutakuri wako ari kubuda mumusika zvachose, hapana urongwa hwokuti chero munhu akupe mapurani kune chirongwa chitsva kunze kwekutsinhanisa.
Kana mutakuri wako ari kungosiya chigadziro chako asi kuti uite panzvimbo yacho nemaitiro matsva, vangangokupa kuti vakuendese kune chirongwa chitsva, pasina iwe unotofanira kuita chero chinhu. Asizve, yako yakanakisa kutengesa ndeyokushingaira kusarudza yako purogiramu itsva ye 2017, kunyange kana mutakuri wako ari kupa kuti asarudze imwe iwe.
Purogiramu imwechete yakanyora yekunyorwa inoteverwa kunze kwekuchinjana; chirongwa chekusarudzwa kwe 2017 chinofanira kupedzerwa neJanuary 31, uye kunyora hakuzovipo shure kweizvozvo kunze kwekuti iwe uine chiitiko chakakodzera .
> Sources:
> Dhipatimendi Rezvoutano uye Human Services. Murwere Anodzivirirwa uye Anogadziriswa Kuchengetedza Mutemo, Chiziviso Chekubatsira uye Kubhadhara Zvikamu zve 2017.