Apo panouya nguva yekutenga inshuwarisi yezino, iwe unganetseka kuti ndezvipi zvisarudzo zviripo. Pano pane maviri mapurogiramu einishuwarenzi yehutano: kubhadhara zvakakwana uye zvirongwa zvemazino zvemazino.
Chii chinonzi Direct Reimbursement?
Chirongwa chekubhadhara zvakakwana chirongwa chemishonga inshuwarano yemeno inowanzobhadharwa zvachose nemushandi wako uye inokubvumira kuti usarudze chero dhiinai asingabatanidzi matanho.
Nehurongwa huripo hwekubhadhara, iwe unoritsidzirwa nemari yakashandiswa pamabasa emazino, izvo zvisingagumi kune dzimwe nzira dzakarapwa. Vamwe vashandi vangasarudza kubhadhara iwe mushure mekunge wakabhadhara basa rako remazino, uye vamwe vangasarudza kubhadhara mazino avo vachikusiyai nemari shoma shoma.
Batsirwa
- Iwe unogona kusarudza chero mazino.
- Hapana mishonga yepamwedzi yepamwedzi yekubhadhara.
- Iko kunowanzove pasina kubhadhara.
- Pre-authorization haifaniri kuitwa.
- Iwe unogona kuverenga mugove wako zvakarurama kubva pane chirongwa chekurapa chawakapiwa navechiremba wemazino, pasina mari yakavanzwa.
- Kushandurwa kwakananga kwehutano inshuwarano chirongwa hachina nguva yekumirira. Semuenzaniso, zvirongwa zvakawanda zvetsika zvine gwaro rinotaura kuti unofanirwa kuvharwa kweimwe nguva yakatarwa vasati vazobhadhara midzi dzemvura, korona, uye mamwe mabasa makuru.
- Hakune chinhu chinoshaikwa zino rega.
- Mariro inowanzobvumirwa kune chero rudzi rwemaitiro emeno. Zvimwe zvinoronga zvirongwa zvekubhadhara kunyange kuvhura zvipfeko, sezvinoita meno kuchenesa .
Iyo inoshanda sei
Sezvakaita neurongwa hwehutano hwehutano hwemazino, chirongwa chekubhadhara mazino rehutano hwemazino kakawanda chinowanzova nezvipo zvegore rose. Izvi zvinoreva kuti chirongwa ichocho chichabhadhara chete chimwe chiitiko chebasa remazino gore negore. Ivhareji yemari yegore yemhando ipi zvayo yeurongwa hwemazino inosvika $ 1 000 kusvika ku1 500.
Chimwe chirongwa chinowirirana chekubhadhara chikwereti chaizobhadhara chikamu chezana chezana re $ 100 rokutanga rakashandiswa pamishandiro emazino; 80% ye $ 500 inotevera; uye 50% yeiyo $ 1 000 inotevera.
Kusarudza hurongwa hwehutano hwehutano hwemazino chirongwa chinokosha uye kunzwisisa maitiro akasiyana-siyana emaronga emishonga ehutano ehutano anowanikwa achaita kuti urongwa uhwu huve nyore, uye huchakubatsira kudzivisa nyaya dziri mumugwagwa.
In and Out of Network Dentists
Vanhu vane zvirongwa zvekubhadhara zvakananga havawanzofanirwa kunetseka pamusoro pemagetsi. Zvisinei, avo vane mapurogiramu ehutano ehutano hwemazino vanoita. Kubva :
Nzvimbo dzakawanda dzinozvimiririra zvirongwa zvehushuwarano hwemazino huchabhadhara chete mazano ako emazino kana uchienda kune imwe kambani uye inobata In-Network Dentist. Tsvaga kana iwe uchida kuenda kumunhu wemazino anoshanda kana kuti iwe unogona kusarudza iwe pachako . Kana chirongwa chacho chichida kuti iwe uone In-Network Network Dentist, bvunza runyora rwevarume vemazino munharaunda yako nevanobvumirana navo kuitira kuti ugone kusarudza kana vane chiremba wemazino iwe ungafunga kuti uchiona.