Medicaid Kufanirwa: MAGI Nezvinhu Zvako

Chii Chinoparadzanisa uye Hazviiti?

Mvumo yeMedicaid haisi yakananga sezvaunofunga, zvichida kwete. Kunyange zvazvo mari yako yaunowana inobatsira- Medicaid, shure kwezvose, chirongwa chevarombo uye chiremba vanoda-kukodzera kwako kunogonawo kuenderana nekuita kwako mune dzimwe hurongwa hwehurumende.

Iwe unokodzera sei kuMedicaid inobata kuti hurumende inotarisa sei mari yako.

Kunzwisisa kusiyana kunogona kuva kwakakosha kuchengetedza zvinhu zvako munguva refu.

Zvikamu zviviri zveMedicaid Eligibility

Pamberi peNhepfenyuro Yezvokugadziriswa Mutemo, aka Obamacare , Medicaid kukodzera kwakabva kune mari yakawanda yawakawana uye kuti iwe waive neuwandu hupi, semuenzaniso, mari yako, zvinhu zvako, uye yako yakakosha. Mushure mekunge mutemo wakagadziriswa, zvakadaro, kukodzera kwakakamurwa kuva mapoka maviri akasiyana.

Vamwe vanhu vakaramba vachifanirwa neMedicaid nzira yekare, asi vamwe vanofanirwa maererano nekushandurwa kwavo kwakagadziriswa mari yakawanda (MAGI).

Medicaid Eligibility

MAGI

Kwete-MAGI

Vanhu vanosangana nemitemo iyi: 19 uye makore makumi maviri nemashanu vachigara nevabereki vavo Vanhu vasina vana vari pakati pemakore 19 ne64 vane makore vanogara muhurumende neMedicaid kuwedzera Vanhu vanogona kukodzera Purogiramu Yekubatsira Mhuri Vana vacheche nevana vasati vadarika makore 19 Vabereki / vatarisiri uye hama vanogara muimba imwe chete Vakadzi vane pamuviri

Vanhu vanosangana nemitemo iyi: Vabereki vanochengetedza vana, kusanganisira vana vaimbova nevana vanotarisira vana kusvika kumakore makumi maviri nemakumi mana (26) vaive paMedicaid pamakore ekuberekwa kwavo kwegumi nemasere Kudzidzisa vanhu mumisha yevanhu vakuru inotungamirirwa neDhipatimendi reMasangano eHuman Services (LDSS) kana Office ye Minority Health (OMH) Residential Care Centers / Community Residences Medicare vanobatsirwa vanowana pasi pe100 muzana ye Federal Federal poverty level (FPL) Vanhu vanofanirwa kune mapurogiramu aya: Rubatsiro Kune Vana Vanovimba AIDS Health Insurance Program COBRA Medicaid yeKushanda Kwekuremara Medicaid Cancer Treatment Program Medicare Purogiramu Yokuchengetedza Inshurensi yeUkuremara Kwemagariro evanhu (SSDI) Social Security Insurance (SSI)

Zvichienderana neboka ripi raunowira naro, MAGI kana kwete-MAGI, hurumende inoshandisa zvikonzero zvakasiyana-siyana kuti usarudze kana iwe unokodzera Medicaid.

How To Calculate MAGI

MAGI ndiyo inoshandiswa nehurumende kuti inzwisise kudiwa kwako kweMedicaid kana inshurensi yehutano inobhadhara kuburikidza neHurumende Inotengeswa Kwemahombekiti .

Kunzwisisa MAGI kune zvakananga semutero wako wekubhadhara zvinoreva kuti zvinogona kuvhiringidza. Izvi ndizvo zvaunoda kuziva.

• Mari yako yakawandisa inowanikwa mari yako yose yakapiwa. Iko mari iri kushingairira kuuya uye haifungi nezvezvinhu zvakasara sezvivakwa kana imotokari. Vanhu vanogara kana vanoshandira kune imwe nyika vanogona kutora mukana wekunze kwekunze kunze kwekudzokera kwavo kweUnited States.
• Mari yako yakajeka yakagadziriswa (AGI) ndiyo mari yako yakawanda mushure mekukodzerwa kwemitero yakakodzera. Semuenzaniso, iwe unogona kutora mari yevadzidzisi, kubhadhara kwehutano kwekambani yezvemari , mishonga yeRA, mari yekurapa, kushambadzira mari, kushandiswa kwehutano hwehutano hunozvishanda, mitero yebasa rako pachako , chikwereti chemari yevadzidzi pamutero wako wekubhadhara, uye kudzidzisa, nezvimwewo.
• Yako yakashandurwa yakagadziriswa mari yakawanda (MAGI) ndiyo AGI yako isina kubhadharwa kunze kwenyika, zvikamu zvisiri zvebhadharo zveHindu Social income, uye mutero usingabhadharwi. Chaizvoizvo, izvi zvinowedzera mamwe mahedheni kubva kuGAR. Kune vanhu vazhinji, AGI neMagi zvichave zvakafanana.

Kuwana Kugadziriswa kwe MAGI

Inosanganisira	Hazvirevi
Alimony akagamuchira Inowanikwa muhomwe Pfuma mari Kuwana mari, misha uye kune dzimwe nyika (mubhadharo, mazano, mubhadharo) Kufarira uye zvikamu Kukodzwa mari Zvikwereti Kuzvipira pabasa-kurasikirwa Social Security inobatsira Hurumende inobhadharwa mutero Kubata mabasa kunobatsira	Alimony kubhadhara Mwana anotsigirwa akagamuchira Zvipo / nhaka Kwete-inotengesa mari yeIndia yeIndia * Social Security Insurance (SSI) Zvikwereti zvevadzidzi uye mari yekubhadhara mari * Veteran's benefits Mushandi wemari * = Taurai munharaunda yenyu ye Medicaid inoda

Apo zvinouya kuMedicaid kukodzera, zvisinei, MAGI ine zvinhu zviviri. Yokutanga ndiyo mari yako yemhuri, uye yechipiri inokosha yeimba yako. Kana iwe uri woga, mumhuri yevaviri, kana mumhuri yevashanu, iwe uchava nemhando yakasiyana yakakodzera MAGI mazinga kuti ave akakodzera kune mapurogiramu aya. Hurumende imwe neimwe ichave yakasiyana neMAGI mazingawo, zvichienderana nekuti kana kwete ivo vakagadza Medicaid kuwedzera.

Medicaid uye Asset Test

Apo zvinosvika kune-non-MAGI Medicaid kukodzera, zvose zviripo iwe nemari yako zvinowanikwa. Zvizhinji zvehurongwa hwehurumende dzinokukodzera kuti uwane Medicaid dzinoshandisa kuongorora kwezvinhu.

SSI inonyanya kukosha. Kana mari yako uye mari yako iri pamusoro peimwe nhanho, haugoni kukodzera purogiramu. Muna 2017, muganhu wekupera unowanikwa pa $ 2205 pamwedzi uye mitengo yeasset pa $ 2,000 kune mumwe munhu.

MAGI Medicaid haina kuvhara zvinhu zvose. Zvinhu zvako zvinotanga kuitika kana zvasvika kune Long-Term Services uye Zvokutsigira (LTSS), chikamu cheMedicaid iyo inobhadhara kuchengetedza kwenguva yakareba mumusha wakwegura .

Hazvisi zvinhu zvose zvaunazvo zvichaverenga kuzvinhu zvako. Apa ndipo pane imwe nzira yekuziva-ingaenda nenzira yakareba. Kana uine zvinhu zvizhinji, iwe unoda kupedza pasi usati wave wakakodzera kuMedicaid. Iwe unopedza sei pasi, zvisinei, zvinokosha nokuti iwe unogona kupiwa mhosva nekuda kwezvipo zvakakosha zvipo kana kutumirwa kunoitwa mumwedzi 60 yapfuura.

Iyi ndiyo inonyanya kukosha yekufungisisa, kunyange zvazvo urongwa urwu huri kure nemamwe chete:

• Bhengi mabhuku uye mari: Mari yako yekutanga 2,000 ndeyako uye yako yoga. Medicaid inongotarisa madhora akawanda kupfuura iyi. Somuenzaniso, kana iwe une $ 2 500 mubhengi rako rebhangi, $ 500 chete inotarisa kuMedicaid yako inofanirwa.
• Mariro ekuviga uye mari yekuvigwa: Hurumende inobvumira chiremera kana iri pamusoro perufu nekufa. Mari dzinoshandiswa kugadzirira -kuronga marariro kana chirangaridzo hazvibvumi kubva kuMedicaid yako. Izvi zvinosanganisira kutanga-kutengwa kuviga zvirongwa , kwete chete iwe asi mhuri yako yepedyo. Kana pasina kugadzirira kunogadzirwa, bhadha yebhangi inosvika $ 1,500 inogona kuchengeterwa mari yemariro uye isingaverengeki kune yako Medicaid yepamusoro.
• Inishuwarenzi mitemo: Haisi yose inishuwarenzi inogadzirwa yakaenzana. Maitiro ehupenyu hwekupedzisira anobhadhara kubatsirwa kana iwe uchifa asi hauna kuwedzera mari inokosha iwe uchiri mupenyu. Mamwe marudzi emitemo-yakagadzikana, yakasikwa, yakasiyana-siyana, kana inshuwarisi yehupenyu hwose-kuwana mari inokosha pane nguva. Iyi ndiyo iyo Medicaid inotungamirira kunyanya kwayo. Medicaid inosanganisira mari inokosha ye inshuwarisi yehupenyu inopfuura $ 1,500 muhupfumi hwavo. Semuenzaniso, kana mari yakakosha iri $ 2,000, $ 500 chete inogona kuverenga kune yako yekufanirwa kukwana.
• Pfuma: Musha wako unogona kunge uri wefa yako yakakosha, asi inogona kunge isina kuverengera kuMedicaid Asset test. Chero bedzi iwe ugere uri munharaunda yaunoshandisa Medicaid uye iwe uri kuronga kudzokera kumba kwako, inodzivirirwa kusvika ku $ 560 000 kunyange zvazvo dzimwe nyika dzakatora chikamu chikuru che $ 840,000. Zvimwe zvinogona kunge zvisingabatanidzwi kubva ku-asset test. Izvo zvinoenderana nokuti izvo zvinowanikwa zvakakosha zvakakosha pakutsigira kwako, kureva, izvo zvinopa mari inenge inenge 6 kubva muzana yeimba inowanikwa gore negore. Funga mapurazi, nzvimbo dzekuvakira, uye dzimwe dzimba dzezvivako zvemuzinda mune iyi.
• Zvimotokari: Kana uine motokari, unogona kugutsikana Medicaid haisi kuzoita kuti iwe irege kukurwisa, pasinei nokuti inodhura zvakadini. Izvi zvingatodaro kuva Lamborghini! Iwe unogonawo kusunungura yemoto yechipiri yakwegura kupfuura makore manomwe, kunze kwekuti iri motokari yemotokari kana iri yekare kare kana yemotokari yemakore anodarika makumi maviri nemashanu.

Kana iwe wakaroorwa, wako wako achagovera chimwe chikamu chemari yako. Nyika imwe neimwe ine mitemo yakasiyana yekuti izvi zvinogona kugoverwa sei. Iva nechokwadi chekutarisa nehofisi yako ye Medicaid.

Kutora Kubatsira MAGI

Inotengeswa Care Care Act yakagadziriswa Medicare inokodzera uye inyoresa mamiriyoni eAmerica. Kushandisa MAGI kukodzera kunogadzirisa hurongwa hwekushanda. Iko mutoro wekutungamirira wekusimbisa pfuma yakaiswa munzira. Zvinosuruvarisa, zvakabvumirawo vapfumi kuti vashandise mari yevateresi mari.

Unotenda kana kwete, mamioneya anokwanisa kukodzera Medicaid pasi pezvino.

Izvi zvinowanzoitika nokuti vazhinji veAmerica zvino vanofanirwa neMedicaid kuburikidza neM MAGI, iyo kunze kwekuti iwe uri kutsvaga musha wekuchengetedza kwekugara kwenguva refu hausashandisi maestered test. Vanhu vane mararamiro akasiyana-siyana, kunyanya avo vane zvikwereti kana zvivako zvemaimba, vanogona kugona kunyatsoona MAGI zvirongwa.

Mumwe munhu aigona kuva neimba inokwana $ 840,000, Lamborghini, motokari yechipiri, mazana emahekeri eminda yepurazi, uye achiri kukodzera kuMedicaid. VaAmerica vanozoonekwa sevapfumi nemitemo chero ipi zvayo asi kuburikidza nekuchengetedza mambure avo akakodzera, ivo vanobvumirwa nemutemo kuMedicaid kana zvirongwa zvakatsigirwa kuburikidza neMishonga yehutano Inotengeswa . Iyi ndiyo mhaka kunyange kana vaigona nyore kuvhara muzvinhu zvavo kuti vabhadhara hutano hwehutano.

Kune purogiramu inofanirwa kune varombo, uku ndiko kushandiswa kwepachena kwepurogiramu. Hazvishamisi vanhu vari kutsvaka Medicaid kuchinja.

NeGOP inoronga kubvisa Obamacare, tinogona kutarisa kuchinja kweM MAGI Medicaid. Tingazodzokera kune imwe nguva apo mari yako nefuma yako inosarudza kuti iwe unokodzera.

Shoko Rinobva

Medicaid kukodzera kunogona kunge iri nyaya yakaoma. Pasinei nokuti unobvumirwa neM MAGI kana nemitemo isiri yeM MAGI, zvinhu zvako zvichave zvichiongororwa kana uchida musha wekuchengetedza musha kwenguva refu. Kunzwisisa kuti zvinhu zvako zvichaverengerwa sei uye unogona kuwana nzira dzekudzivirira munguva yemberi.

> Sources:

> Kubvumidza uye Kuverengwa kweVasiri-MAGI Population. State Health Reform Assistance Network website. http://www.statenetwork.org/wp-content/uploads/2015/09/Eligibility-and-Enrollment-for-the-No--MAGI-Population-September-2015.pdf. Yakabudiswa musi waSeptember 24, 2015.

> Medicaid Eligibility. Medicaid.gov website. https://www.medicaid.gov/medicaid/eligibility/index.html.

> Medicaid Imari Kubvumirwa Kwemiganhu Yevanhu Vakakura sePententi yeHurumende yeUrombo. Nhare yeHenry J. Kaiser Family Foundation. http://www.kff.org/health-reform/state-indicator/medicaid-income-eligibility-limits-for-adults-as-a-centcent-of-the-federal-poverty-level/. Yakabudiswa naJanuary 1, 2017.

> Kunzwisisa Kuwedzera Kwekuchengetedzwa Kwekuchengetedzwa SSI Resources - 2017 Edition. Social Security Administration website. https://www.ssa.gov/ssi/text-resources-ussi.htm.

> Chii Chichigadziriswa Chigadziriswa Mari Yakawanda? Internal Revenue Service website. https://www.irs.com/articles/what-modified-adjusted-gross-income.