Nzira iyo Medicalid Estate Estate Recovery Program inoshanda
Medicaid , hurongwa hwehutano hwehutano hwehutano hwevanhu vepfuma shoma, inogona kutora mari yayo kubva kubva kune imwe nzvimbo shure kwekufa kwako. Inozivikanwa seMedicaid Estate Recovery Program, Medicaid inogona kuwana mari yakashandisa pahutano hwako kubva kune yako.
Kunyange zvazvo pfungwa yeMedicaid inotora mari iyo ingadai isina kuenda kune vagari venhaka yako inonyadzisa, inowedzera kunakidza paunotarisa zvikonzero zvinobva purogiramu yeMERP.
Sezvo Medicaid inobhadharwa nehurumende nehurumende yevateresi, chinangwa cheMERP ndechokuderedza mari yeMedicaid. Kana ikakwanisa kupora chikamu kana mari yose yakashandisa pahutano hwako, inoponesa vateresi mari.
Kana Medicaid iri kubhadhara mari yako yekuchengetedza musha kwenguva refu, zvichida nokuda kwaMedicaid kuti pachava nehupfumi hwakasara kuti uwane mari kubva. Pasina Medicaid chinyorwa, iwe unogona kunge waifanira kutengesa imba yako nezvimwe zvinhu zvinokosha kuti ubhadhere pakutarisira kwako, zvichida kugovera yako pfuma uchiri mupenyu kuti ubhadhara nguva yako yekugara kwenguva refu.
Ndivanaani Vaya Vanozviisa pasi MERP?
Hurumende yehurumende ine mazano akawanda eMERP, asi zvakananga zvinosiyana kubva kune imwe nyika kuenda kune imwe nyika. Zvinotungamirirwa nehurumende zvinotungamirira nzvimbo yako pangozi kana iwe uri nemakore makumi mashanu nemashanu kana ukawana Medicaid, kana kuti iwe unogara uripo pane imwe nguva.
Izvi hazvirevi kuti nzvimbo yako yakachengeteka kana iwe uri pasi pemashanu kana iwe uchiwana Medicaid, kana kuti iwe haugari zvachose.
Nyika dzinogonawo kuwana mari kubva kumiganhu yeMedicaid vanogamuchira iyo isingakodzeri mune imwe yemapoka iwayo. Asi, kana imwe yemapoka aya ichirondedzera iwe, ndeyechokwadi kuti Medicaid inogona kutarisa nzvimbo yako yeMERP.
Ndezvipi Zvinhu Zvinoitwa MERP Kutora?
Zvose zvese zvinoedza kudzorera Medicaid mari inoshandiswa pakuchengetedza kwenguva yakareba sekuchengetwa kwemisha .
Vamwe vanoti zvakare vanoedza kubhadhara mari inoshandiswa pane dzimwe mari yekuchengetedza utano. Nyika dzisingabvumirwi kutora mari yakawanda kubva kune imwe nzvimbo yako kupfuura yavakapedza pakutarisira kwako.
Zvose zvese zvinoedza kudzorera kubva kune imwe nzvimbo yefuma iyo inopfuura nepakati, asi vamwe vanoti zvakare vanoedza kudzorera kubva kune zvimwe zvinhu. Nyika dzinobvumirwa kudzorera Medicaid mari kubva kune zvinhu izvo zvisingabvumirwi kuenzanisa sezvipfeko zvinopfuura kuburikidza nehutano hwekugara uye mararamiro ehupenyu.
Sezvo mitemo yezvematongerwo enyika yakasiyana, ndiyo nzira chete yekuziva nayo chokwadi kana nzvimbo yako iri panjodzi ndeyekuti uzvidzidzise pamusoro pezvinhu zveMERP yako yenyika. Kunyange zvazvo ofisi yako yemu Medicaid inogona kukuudza zvidzidzo, unogona kuona zvichibatsira kutarisa unyanzvi anoyevedza mutemo mukuru kana kuronga kweimba.
Ndivanaani Vanodzivirirwa?
Nyika hadzibvumirwi kugovera dzimba apo mumwe wako ari mupenyu, asi vanogona kuedza kuwanazve Medicaid mari inoshandiswa pahutano hwako pashure pokunge wawakaroorana naye afa. Nyika haigoni kuita kuti uwanezve kana iwe une mwana mupenyu ari pasi pemakore makumi maviri nemashanu, mapofu, kana akaremara.
Mune mamwe mamiriro ezvinhu, nyika haigone kuwana mari kubva pane zvinokosha zveimba yako kana mwana mukuru akakugadzirira ari kugara imomo. Asi, mitemo iyi yakaoma, naizvozvo kana uri kuvimba neizvi kuti udzivirire imba yako kubva kuMERP, iwe uchada kutarisana neunyanzvi hwekugadzira dzimba kana kuwana mazano emutemo.
Nyika dzinofanira kugovera matambudziko kunze kweMERP. Asi, humwe hurumende inosarudza pachayo kuti inotsanangura sei dambudziko. Hurumende yehurumende inoratidzira kuti nzvimbo dzinosanganisira mabhizimisi emhuri mhuri uye mapurazi emhuri anofungidzirwa nekuda kwekutambudzika kunze kwekuti mari inogadzirwa kubva panzvimbo yacho inokosha pakutsigirwa kwemhuri inopona.
Ungadzivirira Sei Imba Yako?
Mune zvimwe zviitiko, iwe unogona kunge usingagoni kuchengetedza nzvimbo yako. Mune vamwe, kuronga mberi nekubatsirwa nemutemo mukuru wepamutemo kana chirongwa chekugadzirisa nzvimbo ingachengetedza zvimwe kana yezvinhu zvose zvepfuma yako. Kana, iwe ungaona kuti mitemo iri muhutano hwako inoita kuti zvive zvisingaiti kuti MERP iedze kudzorera zvinhu kubva kune yako.
Kubvira pakufungidzirwa kwemitemo nemitemo yekuongorora zvinopesana kubva kune imwe nyika kuenda kune imwe nyika, kazhinji nzira chete yekuziva nayo ndeyekutsvaga rubatsiro kubva kune unyanzvi anozivikanwa nehurongwa hweMedicaid MERP nemitemo ye probate munharaunda yako.