Nzira Yokukumbira Injodzi Yehupfumi Hwevanhu Vakagadzikana Kuti Vawane Medicare

Kufanirwa kweMedare Pasinei Nezera

Havasi vose vanoenda kuMedarere vane makore 65 kana kupfuura. Purogiramu inowanikwa kune vanhu vaduku kana vane chirwere chekuremara . Vanhu vane amyotrophic lateral sclerosis (ALS) , inozivikanwawo sehosha yaLou Gehrig, inokodzera, uye vanhu vanopedza-stal-renal disease , zvinoreva kuti vanoda chirwere che dialysis kana kuchinja kwepvo, vakakodzera kana vakabhadhara zvakakwana mumitero. Vanhu vazhinji vane hurema, zvakadaro, vanofanirwa neMurengeti unobva ku Social Security Disability Insurance (SSDI). Sangano reSSDI rinoshanda sei uye iwe ungashandisa sei?

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Tsvaga Kana Iwe Unofanirwa Nekuchengetedzwa Kwemagariro evanhu

Iva nechokwadi chekuti unosangana nezvinhu izvi zvina kuti uwane chikamu cheSocial Security Disability Insurance (SSDI).

1. Gamuchira Zvikwaniro Zvakakwana Zvebasa

The Social Security Administration (SSA) zvino inoshandisa zvikwereti zvebasa kusarudza kana iwe ukasangana nemitemo. Kwegore ra2017, rimwe basa rechikwereti rakaenzana ne $ 1,300 mumitero yakabhadharwa yegore uye zvikwereti zvina zvakaenzana ne $ 5 200. Iwe haugoni kuwana mari dzinopfuura mana pagore.

Nhamba yebasa raunofanirwa kuti iwe unofanirwa kuti uwane SSDI yakakamurwa kusvika muzvikamu zvitatu zvezera:

• Zera 24 uye vaduku: Unoda zvikwereti zvebasa zvitanhatu mumakore matatu izvo zvinokurumidza kukanganisa kwako.
• Zera 24 kusvika ku31: Iwe unoda rimwe basa rechikwereti gore negore pakati pe 21 uye gore kuberekwa kwako kwakatanga.
• Zera remakore makumi matatu nemapfumbamwe nepamakore: Unoda maitiro 20 emabasa (kune avo vane makore 31 kusvika ku 42) mumakore gumi akangotanga kukanganisa hurema hwako uye kusvika kumakero makumi mana (makumi maviri nemakumi matanhatu nepamakore) nemakumi maviri emakadhi ebasa akawanikwa mu Makore gumi vasati vatadza.

Zano rinobatsira: Ramba uchifunga kuti chero basa rawakashanda "pasi petafura" harifaniri kuverenga kune SSA yako yechikwereti chebasa sezvo basa risina kubhadharwa.

2. Ita Zvikamu Zvitsva

Unofanirwa kuwana mari shoma pane imwe mari yakawanda mwedzi mumwe nomumwe. Kuwana zvakawanda zvinoreva kuti iwe unogona kuita "basa rinobatsira zvikuru" uye hazvina kukwana mumaziso eSSA. Muna 2017, muganhu wekubhadhara mwedzi unoita $ 1,170 ($ 1,950 kana uri bofu).

3. Ita Kuti Iwe Une Chirwere Chekuremara

Iwe unofanirwa kuva nehutano hwehutano , hwepfungwa kana hwepanyama, izvo zvinotarisirwa kuti zvigare kwegore rimwechete. The Social Security Administration ichakumbira zvikwereti zvezvokurapa mune zvinyorwa zvinotsigira zvichibva kunachiremba wako seuchapupu hwehurema.

4. Ratidza Utano Hwenyu hwakawanda

Kuremara kwechiremba kunofanira kunge kwakanyanya zvakakwana kukukanganisa kukwanisa kwako kushanda mumabasa ako emazuva ano kana apfuura. Kukwanisa kushanda mune imwe nzvimbo kuburikidza nezera rako, dzidzo uye unyanzvi hwepamusoro huchaita kuti uwane kuda kubvumirwa kweSSDI.

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Unganidza Mashoko kuti Utsigire Bhuku Rako Rokuremara

Usati wanyorera SSDI, unoda kuunganidza mashoko. Izvi zvichakubatsira kunyatsozadzisa shandisa yako. Hezvino izvo zvaunoda pane.

1. Makopi emarekhodi enyu ezvokurapa ane chokuita nekuremara
2. Kopi dzeMagwaro ekugadzirisa kweVashandi, kana zvichibvira
3. Urongwa hwehutano hwako
4. Nhamba yemishonga yako
5. Rwendo rwekuedzwa kwehutano hunoenderana nekuremara nemazuva ekushandira
6. Urongwa hwechiremba nevamwe vadzidzisi vehutano vakakubatai pamusoro pemwedzi gumi nemana apfuura nemazuva ekushandira, mahofisi ehofisi, uye nhamba dzefoni dzehofisi
7. Chiratidzo chekuregererwa kwechiremba kubvumira marekhodi ako ezvokurapa kutumirwa ku Social Social Administration
8. Nhoroondo yeJobho pamusoro pemakore 15 akapfuura nekutsanangurwa kwebasa redu
9. Mazita uye mazuva ekuberekwa omumwe wako (s), akapfuura uye aripo
10. Mazita uye mazuva ekuberekwa kwevana vaduku
11. Mazuva ekuroorana uye kurambana
12. Bhengi ruzivo rwemangwana rako Social Security checks, kana rakagamuchirwa nekuda kwekuremara
13. Taurirana mashoko anosanganisira zita, kero uye nhamba yefoni kune mumwe munhu anoziva uye anokutsigira sekutaura

Mashoko anobatsira: Unogona kuda kubvunza chiremba wako kopi yemabhuku ako kuti uzviongorore iwe usati waisa shanduro. Kana iwe uchinzwa zvakanyanya pasina humwe huwandu hwemashoko anotsanangura nezvehutano hwako, unogona kukumbira kuhofisi yehofisi. Iwe uchada kuti chiremba awedzere ruzivo rwakakosha sechikamu chekutarisana chiso nechiso pane pane kutarisana nefoni. Kuongororwa kwakajeka kwepanyama kunowanzodiwa kuti kusimbise SSDI kuda.

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Zadza Yako SSDI Application

Kana ukangounganidza mashoko ako, iwe unogona kushanda zviri pamutemo kuti uwane mazano eSDDI. Izvi zvinogona kuitwa nenzira nhatu.

1. Mumunhu. Enda kunzvimbo yako yeHindu Social Security uye uzadza chiso chako chiso nechiso neanomumiriri we Social Social.
2. Parunhare. Pedzisa sarudzo yako pafoni pa1-800-772-1213. Vamiririri vekuchengetedzwa kwevanhu vanowanika Muvhuro kusvika Chishanu kubva muna7 kusvika muna 7 pm Eastern Standard Time kuti ikubatsire.
3. Online. Zvikumbiro zvinowanika paWeb Social Security website. Iwe unogona kuchengetedza sarudzo yako apo uchienda uye kuipedzisa iyo paunenge uri nyore.

Nhungamiro inobatsira: Kushanda kwekushandisa kunotora nguva, kuenzanisa imwechete kusvika maawa maviri zvichienderana nekuoma kwemhosva yako. Iva nechokwadi chekuisa nguva yakakwana yekuti upedze chikumbiro chako zvakanaka.

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Ita Chikumbiro Kana SSDI Case yako Yakarambwa

Zvinogona kutora Social Security Administration (SSA) kwemwedzi mitatu kusvika kumashanu kuti ibvumire kana kuti irege kubvuma kwako, shoma kana chirwere chako chakanyorwa pane zvakanyorwa kweCompassionate Allowance Conditions. Mamiriro ezvinhu ehurongwa urwu anowanzotarisirwa kuva neutarisiri hwehupenyu hupfupi uye yepamusoro yezvokurapa.

Kana chikumbiro chako chakarambidzwa chero chikonzero, iwe ungasarudza kukwidza chisarudzo. Muna 2016, vanhu vanodarika 2.3 mamiriyoni vakashandisa SSDI, asi 32% chete yematambudziko akabvumirwa gore iroro.

Pane maitiro mana ekukwirira. Kana pane imwe nzvimbo iyo nyaya yako inobvumirwa, nzira yekukumbira inomira ipapo.

1. Kudzokorora. Muchiitiko ichi, shanduro yako ichaongororwa kechipiri nesheji itsva yevanhu mubazi rehurumende.
2. Kunzwa nemutongi wemitemo. Mutongi uyo akanga asingabatanidzi muongororo yako yepakutanga achaongorora nyaya yako. Iwe unogona kuunza zvapupu zvekunzwa kuti uwedzere uchapupu pane iwe. Minyengetero inowanzova mumunhu asi inogonawo kuitiswa pafoni kana zvichidikanwa.
3. Kudzokorora neSocial Security Appeals Council. Dare reKutsvaga rinosarudza kana kuti kwete kunzwa nyaya yako mushure mokudzokorora zvabuda kubva kunzwa kwako. Vanogona kuongorora nyaya yacho kana kuitumira zvakare kunzwa nechechipiri mutongi mutemo.
4. Federal court review. Chirevo chekupedzisira ndechokuisa mhosva kumatare ehurumende.

Nhungamiro inobatsira: Kana nyaya yako yakarambwa pane imwe nhanho, unogona kusimbisa nyaya yako. SSA ine zvakanyanyisa zvinodiwa, uye kazhinji, mamwe mabhuku ezvokurapa anodiwa kuratidzira kukanganisa kwako. Iwe unogona kuda kufunga nezvekuzvidzivirira kwezvokurapa kwechiremba, kureva kuongororwa nachiremba uyo ane ruzivo munyaya yekutsvaga uye ndiani angakwanisa kuongorora maitiro anotaura nezveSSA zvinoda.

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Nzira uye Sei Kuti Uitwe paMedare

Kana ukangobvumirwa kuti uwane SSDI, iwe uri munzira yekuenderera kune Medicare . Chero bedzi SSDI yako isati yabviswa nokuda kwechikonzero chipi nechipi, iwe uchangozonyora ku Medicare Part A uye Chikamu B pamwedzi wako wegumi nemashanu wekutevera SSDI. Zvikwereti zvako zvichange zvakabviswa zvakananga kubva kune che SSDI chekubatsirwa chekuita.

Iwe unofanirwa kushanda kune chirongwa cheMedarereti D, kureva chirongwa chemishonga chemishonga, iwe pachako.

Funga zvakanaka usati waita chero zvisarudzo zvokuderedza Medicare paunenge uri SSDI. Kunyange kana iwe uchifunga imwe hurongwa hwehutano huchakutengesa zvishoma pamabhadharo egore negore kana mwedzi dzemwedzi, izvi hazvizomboshandi mukufarira nokuti:

1. Kana iwe uchiramba Medicare Chikamu A, iwe ucharasikirwa neZvose Social Security zvitsva , kusanganisira SSDI yako.
2. Kana iwe ukachengeta Medicare Chikamu A asi uchinge uchinge waenda ku Medicare Part B, hauna kukodzera kune imwe inshuwarano yehutano, kureva kuHealth Insurance Marketplace kana kambani yehupfisi yehupfumi. Izvo zvinopesana nemutemo nekuda kwezvirongwa izvi kutengesa kana kutengesa kune vaMedari-vakafuridzirwa.

Zano rinobatsira: Kwete chete iwe unogona kurasikirwa nehutano hweSDDI hwekuremara uye mari yeramangwana kana iwe uchinge uchingororera Medicare, asi iwe unorasikirwa nekuwana kushandiswa kwehutano hwakakwana. Nzira dzenguva refu dzemari dzakawanda.

> Sources:

> Annual Announcement Report pamusoro peHurumende yeHumhuri Hwevanhu Vakagadzikana, 2011 - Zvibereko zveApplications for Disability Benefits. Social Security Administration website. http://www.ssa.gov/policy/docs/statcomps/di_asr/2011/sect04.html.

> Zvinyorwa Planner: Social Security Credits. Social Security Administration website. https://www.ssa.gov/planners/credits.html.

> Vakagadziriswa Vashandi Vanobatsirwa Nhamba neCall Calendar Gore, Quarter, uye Mwedzi. Social Security Administration website. https://www.ssa.gov/oact/STATS/dibStat.html.

> SEAK National Directory Of Independent Medical Examiners . https://www.imenet.com/content/imedir.pdf.

> Zvimwe Zviitiko Zvakawanda. Social Security Administration website. https://www.ssa.gov/oact/cola/sga.html

Shoko kubva

Hakuremara kwehutano hwose kunokutsigira iwe yeHuman Security Disability Inshurensi (SSDI), asi SSDI inokukodzera iwe kuMedare. Kushandisa kweSDDI kunogona kuva nguva inopedza, asi zvingave zvakakodzera kukosha kana iwe uri mukushaiwa. Dzidza kuti ungapinda sei kuburikidza nekugadzirisa danho nechitanhatu uye udzivise chero kupi zvako kwakashata.