Ita Kuti Zvibatsiro Zvako Zviwedzere Pasina Kuputsika
Kana iwe wakanyoresa kuFlorida Medicaid Sangano rekushandisa mari , unoda kuziva kuti ungashandisa sei hutano hutano hutano hwakanaka zvakakwana. Kana ukashandisa zvisina kururama, iwe uchabhadhara kupfuura zvaunoshaiwa, kana iwe uchanonoka kugoverwa kweMedicaid waungagamuchira.
MuFlorida, chirongwa cheMedicaid Sangano Rekushandisa ndechechirongwa chehutano hwehutano hwevanorwara .
Ava ndivo vanhu vanoita mari yakawanda kuti vakwanise kugona Medicaid nguva dzose, asi kwete mari yakakwana yekubhadhara nekuda kwezvinodiwa zvehutano hwavo.
Vanosangana yese yeMedicaid yekugadziriswa kudai kunze kwekudiwa kwemari, asi inowedzerawo mari yepamusoro yezvokurapa mwedzi mumwe nomumwe. Saka purogiramu inowanzobvumira vanhu kubvisa mari yavo yekurapa kubva pamari yavo uye vanofanirwa neMedicaid kana uye kana kurapa kwavo kwehutano kuchiwana imwe chiyero. Purogiramu inogadzirisa mwedzi mumwe nomumwe.
Iko-Izvo-Izvo Zvakakura Zvizhinji Zvakadini?
Paunowana chiziviso chako kuti unogamuchirwa muNhepfenyuro Yezvokurapa, ichakuudza chikamu chako chegore negore chemari. Iyi mari yakabatana nemari yako yakawanda inodarika mitambo yeMedicaid yemari. Kana mari yakawanda yaunofunga, inowedzera mari yako yemari ichava. Kana imba yako yemari inoshanduka, kana kuti nhamba yevanhu vari mumba mako ichishandurwa, mugove wako wezvaunotora uchachinja zvakare.
Chii Chinokosha Kugoverwa Kwemari?
Nhengo yako yekutengesa ndiyo mari yehutano yehutano iwe unofanirwa kupinda pamberi peMedicaid yekuvhara kuputira mumwedzi.
Iwe unotanga mwedzi woga woga pasina Medicaid inshuwarhu yehutano inotarisirwa. Nguva imwe neimwe paunenge uine mari yeutano, unozivisa Florida Medicaid yezvinodhura (ne fax, mail, kana mu-munhu) uye chengetedza mutevedzeri wenguva yemwedzi.
Zuva rako mari yako yehutano yepamwedzi yepamwedzi inodarika chikamu chako chemari, Medicaid yako yekuvhara inotanga. Kubva pazuva iroro kusvikira pakuguma kwemwedzi, iwe une Medicaid yakazara. Pazuva rokutanga romwedzi unotevera, iwe zvakare hauna kubhadharwa kusvikira hutano hwako huri kudarika chikamu chako chemari.
Ndinofanira Kubhadhara Mugove Wangu Nezvikwereti Mwedzi Woga Mamwe Medicalid Inopinda?
Aihwa!
Iwe haufaniri kubhadhara mari yehutano inoshandiswa kuti uwane chikamu chako chemari. Iwe unotofanira kubhadhara chikwereti ichocho.
Apo Medicaid yekuvhara kwekutanga kunotanga, kwete chete kuti Medicaid inobhadhara mari yako yehutano yehutano kweimwe mwedzi iwoyo, inopawo mari yezvinhu zvinoshandiswa kusangana nemugove wako wekutengesa mwedzi iwoyo, kana wakakonzerwa kana kuti mushure mekunge Medicaid yako inoparidzirwa inotanga . Kana ukasarudza kubhadhara mari iyo iwe pachako, ivo vacharamba vachitarisa kutarisana nemari yako yezvikwereti, asi iwe haungabhadharwi neMedicaid pane zvawakabhadhara.
Heino muenzaniso unoshandisa Cindy uye mari yake $ 1000 mugove wekutengesa:
Cindy ane chirongwa chechiremba musi waMay 1 icho chinoguma mushoko re $ 200. Anopedzisa mutero weFlorida Medicaid kuitira kuti Medicaid azive kuti akawana $ 200 kusvika kwaari $ 1000 mari yemari yaMay. Medicaid haibhadhara chikwereti kubva apo Cindy asina kumbosangana naye mari yemari yemwedzi.
Cindy ane kuongorora ropa paMay 4, anowana mushumo kubva kubasa re $ 900, uye faxes dzinotora Medicaid. Pakati pechiremba wake anoshanyira uye kuongororwa kweropa rake, iye zvino akawana $ 1100 muhutano hwehutano hwemwedzi, izvo zvinopfuura mari yake $ 1000 yebhadharo.
Kubvira pakubhadhara kwaKindindari kwemwedzi wepamwedzi kudarika chikamu chake chemari musi waMay 4, kuzara kwake kweMedicaid kunotanga musi waMay 4 uye kunopfuurira kusvika pakupera kwaMay. Kunyangwe zvingatora mazuva mashomanana kuti Medicaid inotarisa Cindy yekubhadhara uye inopa Medicaid kugovera, kugoverwa kuchadzoka zvakare kuMay 4.
Medicaid ikozvino inopa mari yeCindy yekurapa kubva munaMay 4 kusvika pakupera kwemwedzi.
Izvi zvinoreva kuti vachabhadhara mari ye $ 900 kubva kubasa (vachifunga kuti lab inogamuchira Medicaid, zvinoreva kuti vachazofanira kugamuchira zvishoma kudarika $ 900 sekubhadhara zvakakwana, sezvo Medicaid ine zvishoma zvekubhadharwa kwemari). Medicaid ichabhadharawo mari yekuchengetedza iyo Cindy inowanikwa mukati memwedzi wose. Asi Medicaid haigoni kubhadhara chigamu chiremba uyo Cindy aive nawo musi waMay 1, sezvo kubudiswa kwake kweMedicaid kusina kushanda kusvika musi waMay 4.
Pane imwe nguva mukati memwedzi, zvakakosha kuve nechokwadi chokuti vashandi vezvokurapa vamunoshandisa vanoda kugamuchira Medicaid. Izvi ndezvechokwadi mushure mokunge Medicaid yako inotanga kugovera, asi zvakare ichokwadi apo iwe uri muchikamu chekutanga chemwedzi panguva iyo kurapa kwako kwehutano kuri kuwedzera kune chikamu chako chemari yakawanda.
Sezvaunogona kuona mumuenzaniso uri pamusoro apa, Cindy akaita bhiri guru kubva mubhii musi waMay 4. Kana labhi isina kugamuchira Medicaid, ingadai yakabatanidzwa nebazi rebazi, kunyange zvazvo Medicaid yake yokuvhara iyo yakaitwa musi iwoyo (apo akazosangana nemari yake yezvikwereti). Nhengo yako yemari yakadhura inogona kubva kune vanobatsira vanoita kana vasingagamuchiri Medicaid. Asi mari inosvika pazuva iyo mugove wako wekutengesa unoenda pamusoro pemari inodiwa yeMedicaid kukodzera ichangovharwa neMedicaid kana vapi vaunoshandisa zuva iroro vanoda kugamuchira Medicaid.
Ndezvipi Zvingashandiswa Ndiri Kushandisa Kugovana Kwangu Nezvokudya?
Iwe unogona kushandisa mari yehutano yehutano iyo inowanzove yakafukidzwa neMedicaid kana iwe waive neMedicaid. Iwe unogona kushandisa mari kubva kune mazuva makumi mapfumbamwe apfuura. Mari yaunobhadhara mari yemishonga yemishuwarenzi yehutano (kwete kuverenga zvikwereti zvisingagadziriswa zvirongwa) inogona kuverenga kune chikamu chako chemari, uye zvekuti inogona kutengesa mari (ne ambulensi, bhasi, kana tekisi) yakakonzerwa kuti iwe uende kuchipatara.
Mari yekurapa haifaniri kunge iri yako. Iwe unogona kushandisa mari yekurapa kune ani zvake ane mari yaakabatanidzwa pakugadzirisa Medicaid yako kukodzera. Muchirevo chiri pamusoro apa, kana mari yaCindy yemurume akabatanidzwa muCindy's Medicaid kugadziriswa kusarudza, Cindy angashandisa mari yehutano hwemurume wake kune zvaanoita mari.
Zvisinei, haukwanise kushandisa mari inodarika mazuva makumi mapfumbamwe. Uye, iwe haugoni kushandisa mari yaishandiswa kuwana chimwe chikamu chemari yemwedzi wapfuura. Florida Medicaid inotaura zvakare kuti iwe haugoni kuverenga mari yepamusoro pemishonga kana zvimwe zvinhu.
[Pamusoro pokutaura, kukodzera kweMedicaid kunobva pamari yemhuri (seyero yehurombo hwehutano), maererano nehukuru hweimba, asi mvumo yekufanirwa kwevanhu vakasiyana yakasiyana zvikuru kubva kune imwe nyika kuenda kune imwe.]
Ndinowedzera sei mazano?
Iwe unofanirwa kurongeka kuti uwedzere Medicaid yako.
- Zivisai Medicaid yemari yako yehutano yepamusoro, kuburikidza nemeseji, fax, kana mu-munhu.
- Nguva yekugadzirisa uye mari yekutanga kwemwedzi kuitira kuti iwe uwane chikamu chako chemari nguva pfupi kupfuura gare gare mumwedzi. Izvi zvichakubatsira kuwana mamwe mazuva ekuzara Medicaid kubatsirwa.
- Chengetedza nhamba yehutano hwehutano hwehutano kusvikira iwe uchidarika chikamu chako chemari mwedzi mumwe nomumwe.
- Ngwarira kuti mari yehutano yakadini yakatove yakashandiswa kugadzirisa chikamu chemwedzi wepakutanga, iyo mari yaisati yashandiswa zvakadaro, uyewo mari ipi iyo inopfuura mazuva makumi mapfumbamwe ezere saka haikwanise kushandiswa kugadzirisa chikamu chako chazvino yebhadharo.
- Iwe unoda kubhadhara chero mari yehutano yezvokurapa iyo inopfuura mazuva makumi mapfumbamwe apfuura, hauna kushandiswa kusangana nemwedzi wega wega wekutengesa, uye hauna kugamuchirwa apo iwe waive neMedicaid.
Pane Aripo Munhu Uyu Akaomeswa System Actually Works Well For?
Medicaid mugove weMari inoshanda zvikuru kunyanya kune vanhu vane mari yepamusoro yezvoutano zvinodzokorora mwedzi woga woga. Somuenzaniso, kana uri pane mishonga inodhura madhora 3 000 mwedzi mumwe nomumwe, uye mugove wako wekutengesa $ 1,900, uchasangana nemari yako yemari mwedzi woga woga apo iwe unozadza mushonga wako. Nguva yako yekudzorera kusvika pazuva rokutanga remwedzi woga woga, uye iwe uchave wakafukidzwa neMedicaid yose inobatsira mwedzi wose mwedzi mumwe nomumwe.
Ndeipi Chinetso Chikuru Kwazvo NeFlorida Medicaid Kugovana Nezvokudya?
Kune matambudziko matatu makuru:
- Vakawanda veFlorida Medicaid Vashandi vanobhadhara mari havanzwisisi purogiramu. Vanokanganisa vanotenda kuti vanofanira kubhadhara mugove wavo wakakwana webhadharo kunze kwemwedzi. Vanotambudzika kubhadhara mugove wavo wezvokudya ivo pachavo, zvichiguma mukubhadhara zvinopfuura zvaitarisirwa kwavari. Kana, ivo vanoora mwoyo sezvo vasingakwanisi kubhadhara chikamu chemari yemwedzi mumwe nomumwe, uye vanokanganisa vanotenda kuti havazovi nekutarisirwa kusvikira vachibhadhara. Havana kuona kukosha kwebatsiro, kubhadhara mari yakawanda, uye kuguma kusvika mazuva mashomanana ekuzara Medicaid.
- Zvakaoma kuwana vanopa utano hwehutano avo vanobvuma Medicaid Share of Cost program vanobatsira. Kunyange vateresi vanobvuma Medicaid nguva dzose havangagamuchiri Medicaid Share of Cost. Kana mupiro akaongorora Medicaid yako yekutenderwa usati wasarudzwa uye wakaziva kuti hauna kubhadhara nokuti iwe hauna kusangana nemari yako yemwedzi, vangangokumbira kubhadhara zvakakwana panguva yebasa. Kana iwe uchibhadhara iwo, haungabhadharwi neMedicaid. Asi, kana iwe usingabhadhari, vanogona kuramba kupa basa.
- Uyu mutero wemubhadhara-mari inotarisirwa nehurumende isingabhadhari. Kuronga kweFlorida Medicaid Sangano rekushandisa mari rinokukurudzira kuti ushandise sehutano huzhinji hwehutano sezvinobvira. Kana uchingowedzera mari yakawanda, iwe unogona kunge uine inshuwarhu yehutano iyo mwedzi. Hapana chikonzero chekuchengetedza utano hwehutano pasi. Zvisinei, kuchinja kungave kuri kuuya sezvo Florida inotarisa nzira dzekutora varidzi vayo veMedicaid mukutarisirwa kwepamusoro .
Aya mashoko akarurama paakabudiswa. Zvisinei, Hurumende yeFlorida ingashandura chirongwa cheMedicaid Yayo yeZvikwereti panguva ipi zvayo.
Sources:
> Mhuri USA. Federal Poverty Guidelines.
> Florida Department of Children and Families. Medicaid. Zvokudya zveMuviri (Zvokudya zveMutengo) - Bhurocha rinoperera rinowanikwa.
> Florida Law Help. Zvokudya zveMuviri Zvimwe zvekushandisa.
> Medicaid.gov. Medicaid uye chikwata chekugadzirisa CHIP.