Zvikonzero Zvokutenga Makuva Pamberi

Kutenga guva kunogona kupa zvikwereti zvakawanda

Pasinei nekuwedzera kufarira kupisa mukati memakore makumi emakore adarika, kuvigwa kwemuviri womunhu wakafa ndiyo inonyanya kumira munyika dzakawanda, zvakadai seUnited States, Poland neItaly, uye munzvimbo dzinotendwa nechitendero zvinorambidza muviri moto . Nyaya ino inotsanangura zvikonzero zvitatu zvaungada kutenga nzvimbo yemakuva usati wafa, uye zvigaro zvinotenga makuva asati afa zvinogona kugovera kana kuvhara mumakuva (kana kumusoro kana pasi pevhu) ndiyo nzira yako yakagadzirirwa yekupedzisira.

"Havasi Kuita 'Zvakare"

Achirondedzera kuti sei achienderera mberi achiisa mari yake mune imwe nzvimbo yegungwa, humorist Will Rogers akamboti, "Nokuda kwechikonzero chekuti pane zvakawanda zvayo uye kwete, uye kuti havachaitizve." Nyika yacho ndeyekupedzisira, uye chero mupi wehutori achakutaurira kuti mutemo unonyanya kukosha unodzora mutengo wekutenga nzvimbo ndiyo "Indawo, Nzvimbo, Nzvimbo." Dzimba mbiri dzakafanana dzakaiswa pazvinhu zvakasiyana-siyana - imwe ine maonero akanaka egungwa uye imwe inotarisa kuvhara kwemvura yakawanda, somuenzaniso - inotengeswa nemari yakasiyana zvakasiyana.

Izvochetezvo zvinotungamirira mari yeguva rakarongwa. Kudiwa kweimwe nzvimbo yemakuva, kunyanya, uye kuwanikwa kwezvivako mune imwe nzvimbo yemakuva, kazhinji, kudiwa kwemotokari saka saka mari yevanhu vanoda kuibhadhara .

Pasinei nekuvapo kwemakuva makumi mana emakumi mana muUnited States chete iyo inogara iri pakati pevanhu, matongo mazhinji nhasi anotarisana nechokwadi chakaoma: havagoni kuviga nzvimbo yekuvigwa uye pakupedzisira vanobuda kunze .

Wedzera kune ichi kuwanda kwemavhu kunowanikwa kushandiswa seguva pamusana pekupararira kusingaverengeki kwekugara nekugadzirwa kwebhizimisi, kumira kwemiganhu, uye kuti makuva akawanda aripo iye zvino anowanikwa nekuda kwekuwedzera kweguta, uye zviri nyore kunzwisisa kuti nei vamwe makuva achazopedzisira asungirirwa "Hapana Chitupa" zviratidzo pamasuo avo makuru.

Mukuwedzera, kunyange matongo ane nzvimbo yakawanda yekuwanika kwemakumi emakumi emakore anotevera akazadza zvakakwana - kuki-kucheka mafashoni - kushandiswa kwakanyatsoshandiswa kwedzimba iyo kuitira kuti kuwedzere kuwanda kwemafuro akachengetwa uye zvino kutengesa zvinhu izvi maererano geographic desirability. Zvinosuruvarisa, kune nzvimbo shomanana dzezvifundisi zviri pasi pe shady oak miti iri pamasango ane matsime pane kune run-of-the-mill zvirongwa zvakarasika pakati pemutsara mushure mutsara wematombo echibvumirano achiputsika kunze kweiyo nondescript acreage. Funga kuti rudzi rwewebsite runotengesa sei nokukurumidza.

Nokudaro, kutenga makuva nokukurumidza panzvimbo yekupedzisira kazhinji hakunokupi iwe chete huwandu huwandu hwemasayiti atinofanira kusarudza mukati memarinda chero ipi zvayo asiwo kusarudza kukuru kwezvidikanwi nzvimbo .

Rufu, Mitero uye CPI

Maererano naBenjamin Franklin, kufa chete nemitero zvaiva chokwadi, asi dai iye achiri mupenyu nhasi, angangodaro akawedzera chokwadi chokuti zvinhu zvose zvinokura zvakanyanya kupfuura nguva . (IU.S. federal Government Consumer Price Index, kana CPI, inoratidza kuwedzera uku mumusengo wekutengeswa kwezvinhu kuburikidza nemakore.) Somuenzaniso, mugore ra1991, mutengo wezana wegorosi yemafuta muUnited States yaiva $ 1.10, motokari itsva kazhinji yaimhanya $ 9,989, uye vanhu veAmerica vakapedza madhora madhora mazana mashanu nemazana mashanu nemazana mashanu emadhora eimba.

Mugore iroro, mari yevanhu vanogara vachiviga mari inokwana $ 3,742.

Apo nyaya ino yakanyorwa, mhemberero yevanhu vakuru inowanzoita mari inodarika madhora 6 600 (chimiro icho hachiratidzi kutarisa mari yematongo uye musoro wepamusoro, pakati pezvimwe zvinhu zvinoshevedza), uye vatengi vanogona kungotarisira kutenga imba, motokari kana gesi pamatengo 1991. Kunyangwe kusaremekedza kudiwa kwechinhu chimwe (sezvakataurwa pamusoro apa) uye kuti chinokanganisa sei mutengo, kukura kwevanhu chero vapi zvavo (pakati pezvimwe zvinhu) kunowedzera mari yezvinhu zvakagadziriswa, kureva, vanhu vakawanda vanoda chinhu chimwechete zvinoreva zvimwe ivo vanogona / vanoda kupa mari yakawanda kupfuura iyo.

Nokudaro, kutenga makuva nokukurumidza panzvimbo pfupi zvinogona kureva kuti mutengo waunobhadhara iye zvino nekuda kwechirongwa uchave wakaderera pane iwe ucharipa munguva yemberi .

The Luxury of Time

Imwe nzira inokosha yekutenga makuva asati afa ndiko kukwanisa "kutengesa." Kunyange zvazvo pfungwa yekufananidza zvirongwa zvakapiwa nemakuva maviri kana kupfuura zvingaratidzika zvisingadikanwi, kutenga makuva pasina kumanikidzwa kwekuviga mudiwa wako zvishoma zvinokubvumira kuti uongorore zvaunosarudza zvakajeka usinganzwi uchinetseka nekuchema nekurasikirwa . Izvo zvisarudzo zvakawanda zvinofanirwa kuitwa shure kwekufa kweumwe munhu waunoda zvinogona kuratidza zvinorema paunoronga kuviga uye kuvigwa nekuda kwezvinetso zvenguva. Kurwisana nezvizhinji zvezvisarudzo mukati mekushungurudzika, zvinowanzosarudza kushanda uye zvisarudzo pasina kunyanya kufunga nekuti kungoita kuti zvinhu zviitike zviitwe.

Kune rumwe rutivi, nokutenga nzvimbo yemakuva zvisati zvadikanwa, iwe unobvisa kukanganiswa kwakadaro uye unogona kufunga zvakajeka. Nekukwanisa kwemazuva kudivi rako, iwe unogona kunyatsotsvakurudza zvaunogona kuita, gadzirisa maruva ako uye kuvigwa, gadzira runyora rwemibvunzo yekubvunza, uye kunyange kutarisa kumakuva asati aitika.

> Sources:
> "Will Rogers on Real Estate." www.willrogerstoday.com . Kudzorerwa musi waAugust 20, 2013. http://www.willrogerstoday.com/will_rogers_quotes/quotes.cfm?qID=7

> "Kupera kwekupedzisira nzvimbo: Makuva haana hanya," May 20, 2012. www.cbsnews.com . Yakadzorerwa musi waAugust 20, 2013. http://www.cbsnews.com/8301-18560_162-57437573/cemetery-misconduct-raises-concerns

> "Sei Uri Kubhadhara Zvakawandisa Gasi" naJohn T. Harvey, Kubvumbi 26, 2011. www.forbes.com . Kudzorerwa musi waAugust 25, 2013. http://www.forbes.com/sites/johntharvey/2011/04/26/why-you-are-paying-so-much-for-gas

> "Mutengo muma 90s." www.inthe90s.com . Yakadzorerwa musi waAugust 25, 2013. http://www.inthe90s.com/prices.shtml

> "General Price List Survey." www.nfda.org . Yakadzorerwa musi waAugust 25, 2013. http://nfda.org/about-funeral-service-/trends-and-statistics.html . Cherechedza: Nhamba dzakataurwa pamusoro apa hadziratidzi mari yemakuva uye chiyeuchidzo kana mari yemari kana zvimwe zvakasiyana-siyana zvemari-kufambira mberi, zvakadai semaruva kana zviputi.

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