Medicaid chirongwa chehupfumi hwehupfumi hunopa hutano hwehutano hwehutano kuvashoma mari yevanhu muUnited States. Pasinei nokuti uri mutevedzeri weMedicaid kana unotarisira kuva mumwe, kunzwisisa kuti Medicaid inoshanda sei inogona kuita kuti zvive nyore kuwana hutano hwaunoda. Kana iwe usisiri Medicaid unobatsira, asi shingairira kutarisira vaMedicaid, kunzwisisa kuti Medicaid inoshanda sei inogona kukubatsira kuti uwane varwere vako zvavanoda.
Iyo Medicaid Inoshanda Sei Kubva Panoona Mucherechedzi
Medicaid Eligibility
Medicaid kukodzera ndekuda zvishoma zvichienderana nemari. Mune dzimwe nyika, vagari vane zviwanikwa zve 138% zvehurumende yehurumende yehurombo kana vashoma vachakodzera kuMedicaid. Kuti uve akakodzera kuMedicaid kune dzimwe nyika, unofanirwa kusangana nenzira dzakasiyana-siyana dzekuwana mari uyewo kuva nhengo yeboka rinotambura sezvakaita mwana, mukadzi ane pamuviri, munhu akwegura, munhu akaremara, munhu akaremara, kana mubereki wechidiki mwana.
Mukuwedzera, mamwe magwaro anoda kuti iwe uwane mazano ehurumende kuitira kuti uwane Medicaid. Somuenzaniso, kunyange zvazvo iwe uri munhu akwegura ane mari shoma, iwe unogona kunge usina kukwanisa kuwana Medicaid kana une $ 100,000 akagara mubhasi rekusimwa nekuti zvinhu zvako zvakakura.
Zvinowanzoita kuti nyika dzive nenzira dzinoverengeka dzomunhu angafanirwa neMedicaid. Semuenzaniso, iwe unogona kuve nekuwana mari iri pasi pe 138% yeFPL, nekuwana mari inopfuura 200% yeFPL nekuve nepamuviri, kana nokugamuchira Supplemental Security Income.
Ndedzipi nzira dzakawanda dzinosvika pakufanirwa neMedicaid uye chinangwa chaicho chakakodzera chinosiyana kubva kune imwe nyika kuenda kune imwe nyika.
Medicaid Benefits
Zvikomborero zvaunogamuchira paunowana Medicaid zvinowanzosiyana kubva munharaunda kuenda kune imwe nyika uyewo zvakasiyana kubva kumunhu kusvika kune munhu mukati mehurumende. Mitemo yeGurumende inoda kuti zvimwe zvipo zvinokosha zvipiwe kune vamwe vanotambura vanotambura munharaunda dzose.
Zvisinei, kunze kweizvozvo, zvinoreva kushanduka pakugadzirisa pakusarudza kuti ndezvipi zvinobatsira kupa mapoka evanhu.
Semuenzaniso, hurumende inogona kupa vese vanobatsiri vanofanirwa neMedicaid pasi pegadziriro imwe yezvidzidzo nezere neMedicaid inshuwarano yehutano. Inogona kupa vanhu vanogona pasi pezvikamu zvakasiyana zvezviongorori nezvishoma chete zvezvibereko boka rekutanga rakawana.
Iwe unoshandisa sei Medicaid zvinowanikwa kana iwe uri mupiki weMedicaid inobva kubva kune imwe nyika kuenda kune imwe nyika uyewo mukati memamiriro ose ehurumende. Zvisinei, nzira mbiri dzakakurumbira.
- Mari-Kwa-Basa. Kana Medicaid yako inobatsira inounzwa kuburikidza nemari yekubhadharira-ye-kushanda, iwe wakasununguka kushanyira chero chiremba, chipatara, kana mumwe mupi anogamuchira Medicaid mubhadharo. Mupiro wega wega achabhadharwa neMedicaid nokuda kwebasa raanoita pose paunotsvaka kutarisirwa.
- Kunyatsotarisirwa. Kana Medicaid yako inobatsira inopiwa kuburikidza nekuchengetedzwa kwakachengetedzwa kwakafanana neHMO , unogona kungochengetwa kubva kune vapeereri mukati memutungamiri wekutarisira mutevedzeri . Uyezve, iwe unogona kutora mvumo yapamberi usati wawana mamwe marudzi ekutarisira, kana kuti ugoendeswa kubva kuchiremba wako wekugadzirira. Kazhinji, zvirongwa zveMedicaid zvirongwa zvichange zvibvumirana nemakambani ehutano ehutano hwehutano kuti vape rubatsiro rwekutarisira rwakachengetedzwa Mune mamiriro ezvinhu aya, Medicaid yako inogona kupiwa kuburikidza kana kutungamirirwa nekambani yehutano yehutano inshuwarani yakadai seBlue Cross, UnitedHealthcare, Humana, kana vamwe vatsigiri vehutano vehupfumi.
Mune zvimwe zviitiko, iwe unogona kunge usina chakanaka chekuti iwe unowana chirongwa chekutarisira chinotarisirwa here kana chirongwa chekubhadhara-chebasa apo iwe unyoresa muMedicaid. Mune dzimwe nguva, unogona kusvika pakusarudza pakati pavo paunonyora. Kana kuti, iwe unogona kugoverwa nehuwandu hwehurumende umo hurumende yako inopinda nesangano rinotarisira kuchengetedza kupa zvakawanda zveMedicaid yako, asi zvishoma zveMedicaid inobatsira zvinopiwa pamari yekubhadhara. Somuenzaniso, zvichida kurapwa, kutarisirwa , kugadzivirira, mavhareji, uye ma-x-ray zvinopiwa kuburikidza nekambani yekuchengetedza inochengetwa, asi hutano hwekutengesa hutano hunogona kugoverwa pamubhadhara-kubasa.
Chero chero nzira iyo Medicaid inoshandisa kuunza zvikwereti kwauri, inenge nyika yose avo vanonyatsopa hutano hwenyu mabasa, vanachiremba, makiriniki, uye zvipatara munharaunda yako. Zviri pachena kuti iwe uri kutarisira iwe pachipatara chimwechete kana kubva kune rimwe boka rechiremba kuti vamwe vasiri vavakidzani veMedicaid vari kushandisa, kunyange zvazvo iwe ungatove uchibhadhara zvishoma kune iyo masangano pane vavakidzani vako vari kubhadhara.
Mune dzimwe nzvimbo, iwe unogona kutengesa kune imwe nzvimbo kuti uwane chiremba uyo achabvuma varwere vatsva veMedicaid muitiro wake. Mune dzimwe nzvimbo, hapana chinetso chokuwana mupiro.
Kusiyana nehutano inshuwarhu yehutano, vazhinji vanoita Medicaid vanowana Medicaid vasingafaniri kubhadhara miriyamu yemwedzi pamwedzi. Saizvozvowo, hutano hwehutano hwehutano hupi hupi hupi hupi hupi hupi hupi hupi hupi hupi hupi hupi hupi hupi hupi hupi hupi hupi hupi hupi hupi hupi hupi hupi hupi hupi hupi hupi hupi hupi hupi hupi hupi hupi hupi hupi hupi hupi hupi hupi hupi hupi hupi hupi hupi hupi hupi hupi hupi hupi hupi hupi hupi hupi hupi hupi hupi hupi hupi hupi hupi hupi hupi hupi hupi hupi hupi hupi hupi hupi Zvisinei, mamwe mazwi ari kutsvaga nzira dzekubhadhara mazita ekubhadhara mari yekubhadhara mamwe mabasa. Semuenzaniso, hurumende inogona kupa mamiriro ekukurumidzira makamuri pasina mukana kana zvichiitika, asi inogona kukwereta $ 25 copay kana ER kushanyira kune chimwe chinhu chingave chakachengetwa pahofisi yechiremba, pane.
Kushandisa Medicaid
Iwe unogona kushandiswa kweMedicaid imwe yenzira mbiri dzakasiyana.
- Shandisa nekutaura nehurumende yako yehurumende yeprogram yeprogram. Tsvaga ruzivo rwekufambisa kwehurumende yako yehurumende yeMedicaid kubva kuMedicaid.gov site yeHurumende Mapeji peji.
- Shandisa nekuzadza chikumbiro chehutano inshuwarheni muhutano hweHurumende inoshandiswa neChechi yehutano yehutano. Kana zvichiita sokuti iwe uchafanirwa neMedicaid, shanduro inogona kushanda yako yeMedicaid kana kutumira chikumbiro chako kunyika yako Medicaid program. Muchiitiko ichi, iwe uchapiwa mamwe mirayiridzo yekuti chii chaunoda kuita kuti ugadzirise mushandi wako weMedicaid. Tsvaga hutano hwehutano hwehu huri huno kuburikidza neMu Marketplace muwana pa Healthcare.gov.
Iyo Medicaid Inoshanda Sei Kubva Muhurongwa hwehurumende
Medicaid isangano rehurumende pamwe nehurumende. Hurumende yehurumende inoisa mitemo inopa ruzivo rwepasi rose kuti zvirongwa zvose zveMedicaid zvinofanira kutevera. Hurumende imwe neimwe inogadzira uye inotungira purogiramu yayo Medicaid mukati megadziriro yehurumende mitemo.
Sezvo mitemo yezvematongerwo enyika inobvumira zvishoma zvekugadzirisa kugadziriswa, mapurogiramu eMedicaid anosiyana kubva kuhurumende kuenda kune imwe nyika. Somuenzaniso, kana munhu akagamuchira Medicaid mune imwe nyika aifanira kufamba, angave asingakwanisi kugadzirisa zvinokodzera muhurumende yake itsva. Kana iye akazoita kuti Medicaid inogadziriswa zvigadziriswe mumamiriro ake matsva, Medicaid inobatsira yaakagamuchira ikoko inogona kusiyanisa neyeyo yaakagamuchira mune yekare yaimbova.
Medicaid Inopa Mari
Medicaid inobhadharwa nemari kubva kuhurumende yehurumende uye hurumende yehurumende imwe neimwe. Hurumende yehurumende inopa 50-83% yemari inodiwa kune vanowanzogamuchira Medicaid. Iyo nyika inopa zvimwe zvakasara zvemari.
Vakapfuma vagari vomunharaunda vari, zvichibva pamari yevanhu, pasi pekukwereta kwemari inopiwa nehurumende yehurumende ichave. Mamwe emari acho anobva kunyika yako. Iwe unogona kuona zvakakwana zvikamu zvezana rako rehurumende yeMedicaid program inobva kuhurumende yehurumende pano.
Chimwe chinhu chinozivikanwa kunze kwekuti 50-83% mutemo we federal mari ye Medicaid ndiyo kuwedzera kweMedicaid yakagadzirwa neAne Affordable Care Act. Hurumende yehurumende inokodzera 90-100% yemari yekupa Medicaid kune avo vari kugamuchira Medicaid chete nekuda kweAACA's Medicaid kuwedzera.
Medicaid uye Inotengeswa Care Care Act
Vanyori veAACA pakutanga vaida kuti nyika dzose dzipe hutano hweMedicaid kune vagari vane mari ye 138% yeFPL kana pasi. Zvisinei, chirevo chaDare Repamusorosoro chakaita kuti iyi Medicaid iwedzere kuwedzera. Dzimwe nyika dzakasarudza kuwedzera Medicaid sepakutanga yakarongedzwa nevanyori veAACA; dzimwe nyika dzakasarudza kusawedzera Medicaid. Mune dzimwe nyika dzisina kuwedzera Medicaid, zvakaoma kuti zvikwane kuMedicaid uye huwandu hwehuwandu hwevagari vepfuma shoma huri kuramba husingabatsirwi kupfuura kune dzimwe nyika dzakasarudza kuwedzera Medicaid.
Dzidza Zvakawanda Pamusoro peMedicaid
Medicaid yakaoma, inogara ichishandura labyrinth iyo hurumende uye hurumende dzinopindirana nehurumende dzenharaunda, mabhizimusi ehurumende yebasa, kwete mari, uye vanhu vari voga. Medicare uye Medicaid pamwe chete inopa zvipo zveutano kuvanhu vanopfuura mamiriyoni zana.