Kune zvizhinji zvezvirongwa zvakagadzirirwa kubatsira varombo, asi kusarudza kuti ndiani ari murombo uye uyo asina murombo anogona kuva akaoma. Hurumende yehurumende yeUnited States inogadzirisa dambudziko iri.
Imwe yeJanuary, Dhipatimendi rehutano nehutano hwevanhu rinotarisa gore rinorayira hurombo hwehupfumi kurondedzera kuti ndiani, chaizvoizvo, ari murombo. Aya mazano anowanzozivikanwa sehurumende yehurumende yehurombo, uye anoshandiswa kutsvaga kukodzera kwekubhadharwa mari yepamusoro uye kubhadhara mari mari mune imwe shanduro yehurumende, pamwe nedzimwe hurongwa.
Migumisiro yeMhuri Yakakura
Sezvo zvinodhura zvakawanda kudya, imba, nekupfeka mhuri huru kupfuura mhuri duku, mitemo inowirirana nehukuru hwemhuri. Mhuri yako yakakura ndeyekuti, iyo yakakwirira yemari yaunogona kuva nayo uye ichiri kuwira pasi pasi pehurumende urombo huwandu. Nhungamiro idzi dzinotarisa nhamba dzemhuri dzehutano hwevanhu vasere vemhuri. Ko kana iwe uine vanhu vanopfuura vasere mumhuri yako? Iyi mirayiridzo inosanganisira fomu iri nyore kune imwe nhengo yemhuri.
Mhuri USA inochengetedza peji inoratidza mari yehutano hwemhuri dzakasiyana uye zvikamu zvakasiyana zvehurombo. Iyi ndiyo inonyanya kukosha muhutano hwekukwanisa kuona paanoona kuti mari ipi ichaita mhuri dzakasiyana-siyana dzinokodzera kuMedicaid, CHIP, kana kubatsirwa kweAAA premium uye kugoverana kwezvikwereti.
Migumisiro yeNzvimbo
Sezvo zvakanyanya kudhura kugara kune dzimwe nzvimbo kupfuura vamwe, HHS inobudisa mitemo mitatu yakasiyana:
- Alaska
- Hawaii
- Imwe 48 inotaura neWashington DC
Icho hachina mazano chaiwo kuPuerto Rico, US Virgin Islands, American Samoa, Guam, Marshall Islands, Micronesia, Northern Northern Mariana Islands, kana Palau. Kana iwe uchigara mune imwe yenzvimbo idzi uye urikumbira rubatsiro kubva purogiramu inoshandisa zvirongwa zvehurumende yehurombo kuti uone kana iwe uchikodzero, uchafanira kubvunza kuti chinangwa chei chinoshandiswa purogiramu.
Izvo zviri kuhurumende inotungamirira chirongwa chekubatsira kusarudza.
Hapana hutano hwekushandiswa kwe inshuwarisi yehutano (uye saizvozvo, hapana rubatsiro rwekutanga kana kugoverana mari mari) munzvimbo dzeUnited States. Medicaid uye CHIP inowanika, uye ndima dzine zvadzo-zvekuno uye yega-inowanikwa-yakagadziriswa inokodzera kugadziriswa.
2017 Mirayiridzo
Iwe unogona kuona mazano kune makore akawanda pano. Nhamba dziri mumatafura ari pasi apa ndee 2017. Idzi dzichashandiswa kugadzirisa kukodzera kwekubhadhara mari yepayimusi uye kugoverana kwezvikwereti munguva yekutengeserana kwekodhi nguva yekunyora panguva yekupera kwa2017 uye kune chero munhu anonyora mubhuku ra2018 muna 2018 semugumisiro yechiitiko chinofanirwa.
Nhamba dze 2017 dzehurumende dzehurombo huchaenderera mberi dzichishandiswa kusarudza kukodzera kweMedicaid neCIP chete kusvikira 2018 nhamba dzehurombo hwehupfumi dzakabudiswa munaJanuary 2018.
FPL ye 48 Inotendeseka States neWashington DC | |
|---|---|
Mhuri Kukura | Poverty Guideline |
1 | $ 12,060 |
2 | 16,240 |
3 | 20420 |
4 | 24 600 |
5 | 28,780 |
6 | 32 960 |
7 | 37,140 |
8 | 41,320 |
FPL yeAlaska | |
|---|---|
Mhuri Kukura | Poverty Guideline |
1 | $ 15,060 |
2 | 20290 |
3 | 25,520 |
4 | 30 750 |
5 | 35 980 |
6 | 41210 |
7 | 46440 |
8 | 51 670 |
FPL yeHawaii | |
|---|---|
Mhuri Kukura | Poverty Guideline |
1 | $ 13,860 |
2 | 18,670 |
3 | 23480 |
4 | 28290 |
5 | 33,100 |
6 | 37 910 |
7 | 42,720 |
8 | 47,530 |
3 Zvinhu Zvaunofanira Kuziva
Kana uri kuenzanisa zvaunowana kuFPL kuti uone kana iwe uchikodzera kune imwe yezvinhu zvinotengeswa zveChealth Care Act yehutano hwehutano, pane zvinhu zvishoma zvaunoda kuziva pakutanga.
- Mvumo yekubhadhara mitero yemari yepamusoro (kubhadhara mari yekubhadhara) uye kubhadhara mari yekubhadhara mari kunobva paFPL kubvira gore risati rasvika, kana iwe FPL wegore rako raunotanga kushanda . Somuenzaniso, kana urikukumbira hutano hwehutano inshumo ye 2018, uchashandisa mirayiridzo ye 2017. Izvi ndezvekuti kuzarura kuzarura kwehupfenyuro hwehutano hwehutano hwe 2018 hunoitika muvhure ra 2017 musati ma 2018 mirayiridzo yakabudiswa. Mvumo yeMedicaid uye CHIP inotanga kushandisa nhamba itsva dzeFPL nokukurumidza kana dzichibudiswa. Asi kuchengetedza kusagadzikana kwekubhadharisa mari yepamusoro uye mari yekugoverana mari, mazano matsva haatangi kushanda kusvikira kuwa, panguva yekunyora kuzarura kwegore rinotevera.
- Iko kune marudzi ose emitsva yemari: mari yakawandisa, mari yakawanda, nezvimwewo. Mari inotengeswa yehutano yehutano inoshandiswa inoshandiswa inoshandiswa inofananidza iwe shanduko yakagadziriswa mari yakawanda yakagadziriswa (MAGI) neFPL nokuda kwehukuru hwemhuri uye nzvimbo yako. IAACA ine maakayo ayo kuM MAGI, akabatanidzwa pano (pane peji 30378, korona yokutanga) , uye akafupikisa pano .
- Sezvo rubatsiro rwehutano hwehutano hwehutano hwakavakirwa pamapato eFPL, iwe uchada kushandisa mamwe masvomhu ekutanga kuti uchinje nhungamiro yehutano hwemhuri yako pane chimwe chinhu chaunogona kushandisa (Mhuri USA chati inobatsira pano maererano nekugadzirisa kwakaoma) . Heano mienzaniso miviri:
- Mutengo wekubhadhara mutero wehutano hwehutano hwehutano hunowanikwa kune vanhu vasingagone kudarika 400% yeFPL. Kana iwe uri mukomana asina kurarama ari kuMiami uye uchitsvaga 2018 inshuwalhu yehutano inotarisirwa mumakore ekupedzisira muna 2017, FPL yako iri $ 12,060. Kuti uwane kuti 400% yeFPL ndeye, wedzera nhungamiro ye4 . Somuenzaniso, $ 12,060 x 4 = $ 48,240. Kana iwe ukaita zvishoma kudarika $ 48,240, unogona kubvumirwa nehurumende rubatsiro kubhadhara mitero yako yemainishuwarenzi yehutano yepamwedzi (chinyorwa chokuti kunyange nemari iri pasi apa, iwe haungakwanisi kubhadharwa kana mari yausina kubhadharwa yehuwandu yako yakatotengwa kuti inokwanisika; apa pane zvakawanda pamusoro pekuti izvi zvinoshanda sei.
- Kubhadhara-kugovera rubatsiro kunobatsira kuderedza mari yako yakabviswa, copay, uye coinsurance inowanika kune vanhu vanoita pasi pe 250% yeFPL. Kana iwe uri mhuri yechina inogara muHawaii uye uchitsvaga inshuwalhu yehutano ye 2018, FPL yako kubva muna 2017 tafura yeHawaii i $ 28,290. Kuti uwane kuti 250% yeFPL ndeye, wedzera nhungamiro ye 2.5 . Somuenzaniso, $ 28,290 x 2.5 = $ 70,725. Kana mhuri yako yakashandurwa yakagadziriswa mari yakawanda isingasviki $ 70,725, iwe unogona kukodzera kubhadhara mari yekubhadhara mari pamwe nekuwedzera kwekubhadhara mari yechikwereti (chengetedza mupfungwa kuti unofanira kutenga chirongwa chesirivha chekushandisa mari yekugovera mari , kunyange iwe unogona kushandisa premium rubatsiro kune chero hurongwa hwematanda-level).
> Sources:
> Federal Register / Vol. 77, Nha. 100 / > Mitemo nemirau. May 23, 2012.
> MACPAC. Medicaid uye CHIP mumatunhu. May 2017.
> University of California Berkeley Labor Center. Kugadziriswa Kugadziriswa Mari Inowanikwa Pasi Pakawanda Inotarisira Care Act. July 2014.