Kunyange zvazvo shoko rokuti Obamacare rinodzingwa zvakapoteredza uye vazhinji vanoita sevanofunga nezvekuti zvakanaka here kana kuti zvakaipa, havasi vose vanonzwisisa chaizvo izvo Obamacare iri.
Icho chimiro chehutano inshuwarheni iwe unogona kupinda seBlue Cross kana United Healthcare? Icho chirongwa chehurumende yehutano inshuwalhu yehutano seMedare kana Medicaid here? Icho chinotarisirwa here socialalized medicine ?
Chii Chinonzi Obamacare?
Hazvisi zvezvinhu izvi.
Obamacare ndiro zita rezita rekugadzirisa kwehutano hwekugadzirisa mitemo inowanikwa muvarwere vanodzivirirwa uye vanotengesa basa rekutarisira. The Affordable Care Act , ACA, PPACA, kugadziriswa kwehutano, uye Obamacare zvose zvakafanana.
Izwi rokuti Obamacare pakutanga raishandiswa nevashori veMutungamiri Obama wehutano hwehutano hwehutano. Zvaireva kuva nguva yekuzvidza. Asi, yakabatwa nevanhu vose sezvo zvaive zviri nyore kutaura uye zvakakanganwa kupfuura kushandura kwehutano, Affordable Care Act, kana PPACA.
Iyezvino shoko rokuti Obamacare harina kureva kuti mushandisi anorwisana neketongwa hwekugadzirisa zviri muAne Affordable Care Act. Muzvokwadi, Mutungamiri Obama vakataura kuti anoda zita rokuti Obamacare; iye ane hanya.
Unogona Kuzvinyorera muObamacare?
Sezvo Obamacare iine mitemo nemitemo, haugoni kunyora mubhuku reObamacare kupfuura iwe unogona kunyora muUnited States Tax Code.
Zvisinei, mutsara unyoresa kuObamacare wakasununguka kusvika kunoreva kusainira inshuwarhu yehutano kuburikidza nehutano hwehutano hwehutano hwakagadzirwa neAne Affordable Care Act. Kunyoresa kuObamacare kunogona kana kuti hakurevi zvakare kugamuchira rubatsiro rwehurumende kubhadhara inshuwarhu yehutano sezvinonzi premium yemari yekwereti yehutano yveshuwarensi rubatsiro.
Ihu Utano Inishuwarenzi Yakatengwa neMuInishuwarenzi Yehutano Exchange Obamacare Inishuwarenzi?
Mhando, asi kwete chaizvo.
Zvose zve inshuwarisi yehutano hutengeswa kuburikidza nehutano hwehutano hwehutano ndiyo mitemo inotengeswa nemakambani einishuwarenzi ega . Somuenzaniso, unogona kutenga inshuwarisi yehutano kubva kuKaiser, Aetna, kana Health Net zvichienderana nehupi hurongwa hwehutano huripo huripo kuburikidza nehutano hwehutano hwehutano. Sezvo pasina hutano hwekambani yehutano inshumo inonzi Obamacare, haugoni kutenga inshuwarisi yehutano yeBamamacare kana iwe unogona kutenga inshuwarisi yehutano yehutano yehutano.
Zvisinei, yose yehutano inshuwarisi yemitemo inowanika kuburikidza nehutano hwehutano yehutano inoteerera nemitemo yehutano hwekugadzirisa hutano inowanikwa muChechi chakanaka Chakuchengeta Care. Semuenzaniso, ivo vose vanopa kugoverwa kwezvinhu gumi zvinokosha zvehutano. Izvi ndezvokwadi kune wese wehutano hwehutano hwehutano hwehutano hunotengeswa kunze kwekutengeserana zvakare-chero bedzi ivo vakazobudirira munaJanuary 2014 kana kuti gare gare, avo vanonyatsopindirana neAne Affordable Care Act zvakare.
Nenzira iyi, iyo yose, iyo iyo yveshuwarisi yehutano yehutano inogona kufungidzirwa inshuwarisi yeOmamacare sezvo inoteerera nekugadziridza kweAne Affordable Care Act, inotakura zvidzidzo zvehutano zvinokosha, uye inopa humwe huwandu hunokosha.
Kunyange zvakadaro, ivo havo vese inshuwarisi yeObamacare, ivo vaKaiser, Aetna, UnitedHealthCare, kana chero kambani yehutano yehutano yehutano yakatengesa iyo yehutano yemishonga inshuwarisi.
Apo mumwe munhu akakuudza kuti ane inshuwarisi yeOmamacare, haugoni kutaura kuti ndeupi rudzi rwe inshuwarisi yavanayo vasina kuwana mamwe mashoko. Iwe unogona kunge wakachengeteka kufunga kuti vane utano hwehutano inshuwarisi inobatanidza mitemo ine hutano inokosha uye inopindirana nezvose zvinodikanwa zveAne Affordable Care Act. Vangangodaro vakawana inshuwarisi yavo kuburikidza nehutano hwehutano inshuwarheni. Kupfuura izvozvo, iwe uchada mamwe ruzivo kuti uzive kuti ndeupi rudzi rwehutano yveshuwarisi ivo vane.
Pane Hutano Inishuwarenzi Inofanirwa Kutevedzera Mitemo yeAmamacare?
Zvimwe hurongwa hwehutano haufaniri kutevera mitemo yese yehutano yekuvandudza inowanika muNotengeswa Care Care Act. Mishonga yemazuva mashomanana yveshuwarhu , inshuwarheni yehutano inshuwarheni , uye zvirongwa zvehutano zvakakura zviri pakati pavo.
Zvirongwa zvehutano hwakakura huri zvirongwa zvehutano kana hutano huripo huripo apo Mutengo Wakagadziriswa Mutemo wakava mutemo musi waMarch 23, 2010. Kunyange zvazvo vachifanira kutevera mamwe emitemo yehutano hwekugadzirisa hutano, zvirongwa zvehutano hwakakura hazvifaniri kupa zvose kudzivirirwa kunowanikwa mune zvirongwa zvitsva zvehutano. Somuenzaniso, haafaniri kupa rubatsiro rwekuchengetedza rusununguko kana kutora rusununguko rwekuberekwa , uye vanogona kukubhadhara zvakanyanya kana iwe uchienda kune imwe nzvimbo yekukurumidzira iyo isiri munharaunda yavo. Vakaberekwa nehutano inshuwarisi yehutano (rudzi rwaunowana pane iwe pachako, pane kuburikidza nevanoshandira) rinogona kushandiswa gore roga roga kugovera miganhu, kuramba kubhadhara zvakapfuura kana vakabhadhara mari yakawanda yakatarwa kumari yekutarisira utano hwako gore iroro.
Zvisinei, kana chirongwa chakakura chichiita kuchinja kwakanyanya, chicharasikirwa nechinzvimbo chayo chakaberekwa uye chinofanira kutevedzera zvose zvekuvandudza matanho emurairo. Semuenzaniso, kana chirongwa chakaberekwa chichiwedzera kuwedzerwa kwepa copay kana mari yekutengeserana kana kubviswa, icharasikirwa nehukuru hwaive . Ichasarirwawo nehupenyu hwakakura kana ichitsvaga rubatsiro.
Zvikuru zvehutano zvirongwa hazvibvumirwiwo nemitemo yakawanda yeAgordable Care Act, kunyange zvazvo ichangobvumirwa kuramba ichishanda kuburikidza nokupera kwe 2017. Izvo zvinozivikanwawo sezvirongwa zvekuchinja. Pakanga pasina urongwa hwavo mune mutemo wehutano hwekushandura hutano, asi hwakatanga kuvapo apo hurumende yakabvuma kuvabvumira kusvika muna 2014 vachiedza kuisa ruzivo pamusoro pegadziriswa kwegadziro kunopera kwegore ra2013. Vabva vabvumirwa zviwedzere zviviri, achivabvumira kuti varambe vari kushanda kuburikidza ne 2017, kana zvinyorwa nevatakuri vanobvumirana kuvabvumira kuti vadzoke (vazhinji vehurumende vachiri kuvabvumira kuti vatsva sekupera kwegore ra2016).
Vose vane zvikwata zvekukurukurirana uye vane zvizvarwa zvakawanda havasisipo pakutenga. Asi kana iwe uchinge uine imwe, iwe unogona kuichengeta iyo chero bedzi iyo inopiwa nemutakuri wako. Uye kana waunoshandira aine imwe chete, unogona kunyora mubhuku racho kana uchikodzera.
Ko kana Mumwe Munhu Akaedza Kutengesa Ini Obamacare Inishuwarenzi?
Iva nehanya zvikuru kana mumwe munhu achiedza kukutengesa iwe inshuwarisi yeAgamacare kana kuti iwe unyore iwe kuObamacare. Kunyange zvazvo vangave vari kushandisa izwi rokuti "kunyora muObamacare" zvisingarevi kureva "kutenga inshuwarisi yehutano kuburikidza nehutano hwehutano inshuwarheni," vangavewo vanyori vanoedza kukutengesa iwe chinhu chisipo.
Kana uchida kunyoresa kuObamacare, unofanira kufambisa hutano hwehutano hwehutano huri pachena. Ikoko iwe uchakwanisa kusarudza kubva kune zvakasiyana-siyana zvakasiyana-siyana-zvakagadzirwa-Care-Act-zvinokodzera zvirongwa zvehutano zvinotengeswa nehutano hwevamwe vehutano mukukwikwidzana kune umwe neumwe. Iwe uchaziva zvauri kuwana ndeyehutano hwehutano hwehutano hwehutano sezvo shanduko yakashandura zvose purogiramu uye kambani yveshuwarisi yehutano inotengesa iyo isati yabvumira kuti iiswe pane imwe shanduko.
Utano hwehutano hwehutano hwako huriwo apo iwe unobvunza rubatsiro kubhadhara inshuwarhu yehutano. Ndiyo nzvimbo chete iwe unogona kutenga inshuwarhu yehutano uchishandisa hurumende yehutano inshuwalano yehutano. Iko kune imwe chete inoshandiswa pakushandura mune imwe nyika, saka ngwarira mawebsite akafanana. Tsvaga kuti ungasangana sei nehutano hwehutano inshuwarheni.
Iwe unogona kudzidza zvakawanda pamusoro pekuti vashandi vanoedza sei kubvarura vanhu nekutengesa inshuwarisi yeUbamacare yakaipa mu " Affordable Care Act (Obamacare) Health Insurance Scams " paIndaneti Patient Empowerment website.
Achiri Kuvhiringidzwa Nezvako Chaizvo Chinonzi Obamacare Chinoreva?
Kunyangwe iwe zvino unoziva kuti Obamacare inongova zita rinonyanya kushandiswa kwemitemo yehutano yekuvandudza mitemo yeAne Affordable Care Act, inogona kunge ichivhiringidza apo vanhu vanoshandisa mazwi akadai se "kunyora muObamacare".
Nemhaka yokuti mutauro unoshandura pane nguva uye Obamacare ishoko rinoreva zvitsva, nzira yatinoshandisa nayo izwi iri kuenderera mberi pamwe nehutano hwekugadzirisa matanho. Izvozvo zvicharamba zvichichinja mumakore mashomanana anotevera, uye tinogona kuwana tine nzira dzakawanda dzekupindura mubvunzo, "Chii chinonzi Obamacare?" Makore gumi kubvira zvino.
Munguva iyi, kana mumwe achitaura kuObacacare nenzira isinganzwisisi kwauri, usatya kukumbira kutsanangurwa.
Yakarongwa naLouise Norris.
> Sources:
> Healthcare.gov. Verengai Mutengo Wakanaka Wenyu.