Kudzokorora kushandiswa inzira yekuita kuti hutano hwehutano hwakashandiswa zvakakodzera. Chinangwa chekuongorora kushandiswa ndechekuita kuti varwere vawane rubatsiro rwavanoda, kuti runotungamirirwa kuburikidza nenzira dzinopupurirwa, dzakapiwa nehupi hwehutano hwehutano hwakakodzera, uye hunoendeswa munzvimbo yakakodzera. Izvi zvinofanira kuguma nehupamhi hwepamusoro hunochengetedzwa sehupfumi sezvinobvira.
Ndiani Anoshandisa Kudzokorora?
UR inoitwa nekambani yehutano inshuwarisi, asiwo nezvipatara, makambani ehutano hwemusha, uye mamwe marudzi akawanda ehutano hwevashandi. Izvo zvinogona kuitwa apo kutarisirwa kuri kupiwa, kunozivikanwa seIncurrent UR, kana mushure mokunge kutarisirwa kwapera, inozivikanwa sekudzorera UR.
UR inowanzo, asi kwete nguva dzose, inogadzirwa nevanesi. Kazhinji vanamukoti vane protocols dzinotsanangura kuti ndeupi hutano hwepamusoro hwakanaka uye ndeupi uye mumamiriro ezvinhu api hunofanira kutarisirwa. UR inobatsira pane zvipatara uye makambani ezvemishonga epamba anobata pamwe nevanamukoti vavo veRI kumakambani ehutano hwehutano, uyewo nehutano hunovandudzika, boka rezvemagariro evanhu, sangano rekudzivirira zvirwere, uye vanoriniki vanochengeta murwere.
Dzimwe nguva, chiremba wechipatara UR uyewo chirongwa chekubudisa. Apo UR uye kushandura zvirongwa zvakabatanidzwa kuva rimwe basa, rinozivikanwa sekodzero yekuita.
Muenzaniso Wekushandisa Kudzokorora
Sam anogamuchirwa kuICU kuburikidza nekamuri rekukurumidzira pakati peusiku mushure mokunge pangozi yemotokari. Mangwanani akatevera, mukoti weRR chipatara anotarisa zvinyorwa zvechiremba zveSam uye anonyora zvose zvinetso zvoutano uye kurapwa.
Anoongorora zvirongwa zvayo kuti ave nechokwadi chokuti ICU ndiyo nzvimbo yakanakisisa yokuti Sam apiwe.
Semuenzaniso, zvinogona kunge kuti Sam aizobatsirwa nekuendeswa kune chimwe chinhu chinoshungurudza ICU kumatunhu ekutambudza. Zvichida, zvinogona kunge kuti kukuvara kwaSamu hakusi kwakanyanya uye kurapa kwake hakusi kwakaoma sekuti uri muI ICU; anogona kunge ari kunyatsogadzirisa uye kutarisirwa mune zvemari muCUU-step-down unit kana paimba yekuvhiya.
Nguva zhinji, iye achawana kuti varwere vari kutarisirwa pahutano hwakanaka hwebasa, kuti Sam anofanira kunge ari ICU pane chaari. Zvisinei, kana zvirongwa zvaro zvichiratidza hutano hwakasiyana huchava hwakafanira, aizotaura nezvechiremba waSam.
Dzimwe nguva chiremba anogona kupa ruzivo rwakawedzerwa runoita kuti zvive pachena kuti Sam ari kunzvimbo yaanoda kuva. Dzimwe nguva zvinonzwisisika kuti Sam aizochengetwa zvakanyatsonaka munzvimbo dzakasiyana, somuenzaniso ICU-step-down unit kana kuti ICU inoshungurudza nzvimbo yekushungurudza ICU. Kana izvi zviri izvo, mukoti weR UR anoshanda nachiremba uye vanamukoti kuti vawane Sam uko angakwanisa kunyatsogadzirisa uye kunyatsogadziriswa.
Chipatara UR inonyaradza kukurukurirana nemureri weR muSam health insurance company. Urongwa hwehutano UR hunopa kufananidza kutsvaga kwaSamu nekurapwa nemitemo yezvirongwa zvehutano.
Anobva ataurira zvakare kuchipatara UR anotsigira chimwe chinhu kuti chirongwa chehutano chibvumirwe kubvuma uye kuporesa kwaSam uye kune mvumo kwemazuva mana ekurapwa. Anogona kuwedzera mirayiridzo kuti ataure naye kana ikava pachena Sam achada mazuva anopfuura mana ekurapwa.
Chipatara UR anonyorera anotevera pamwe nekufambira mberi kwaSamu mazuva ose kana maviri. Kana zvikava pachena kwaari kuti Sam haazove ane hutano hwakakwana kuti asunungurwe mazuva mana asati agamuchirwa neanoronga urongwa hwehutano weR health, iye achakurukura chirongwa chehutano hwemukoti weEU nekuvandudzwa kwemamiriro emuSam uye mishonga.
Kana chipatara ichizivisa chirongwa chehutano hwemurairi weR kuti Sam haazogadzirira kuenda kumba sezvaanotarisirwa, mukoti wehutano weR health achakurukura maitiro ake uye angabvumira mamwe mazuva ekugadziriswa kana kuti anopa imwe nzira yakakodzera yekuchengetedza mamwe. Semuenzaniso, kana Sam achida kurapwa kwakanyanya asi kwete zvimwe zvezvehutano izvo zvipatara zvinotapira zvinopa, chirongwa chehutano hwemukoti weEU chingaratidza kuperekedza Sam kune chirwere chekugadzirisa chirwere chepachipatara umo anogona kuwana kurapwa kwepanyama uye kutarisira kwaanoda pane zvekuwanda .
Kushandisa Ongororo Muhutano Hwehutano
UR yakaitwa neurongwa hwehutano hwako hwakafanana neRR yakaitwa muchipatara asi ine zvishoma. Somuenzaniso, kana kubvumirwa kuchipatara hakupfuuri UR pane chirongwa chehutano, hurongwa hwehutano hucharamba hurumende apo chipatara chinotumira chikwereti. Urongwa hwako hwehutano hahuzobhadhara nekuda kwekutarisira iyo haitendi kuti inotarisirwa nemishonga kana kutarisirwa kusati yasunungurwa munzvimbo yakakodzera.
Izvozvo zvakati, pane zvikwangwani zvinoshandiswa panzvimbo iwe iwe uye chiremba wako angashandisa kana hurongwa hwako hwehutano hwakaramba huri kuda.
Sources:
Legal Information Institute, Cornell Law School, 42 CFR 482.30 Mamiriro Ekubatanidzwa - Kudzokorora Kushandiswa. Yakasvika 6/16/16.