Tevera nhamba kuti uone kuti zvipo zvakashandiswa zvakanaka
Hapana mubvunzo kuti America ine tsika yekupa zvipo. Maererano neLilly Family School of Philanthropy kuIndia University, 81% yemhuri yeUnited States yakapa masangano anobatsira muna 2012 pamutambo wegore negore wepa $ 900 chete pamhuri. Icho chinoshandura ku $ 228 mabhiriyoni mugore regore ra2012, zvakanyanya kudarika nheyo, zvigaro uye zvipo zvekambani zvakabatanidzwa.
Paunosarudza chirongwa cheHIV chekutsigira, zvinokosha kuti nguva dzose uchitevera mwoyo wako. Asi panguva imwecheteyo, zvinokosha iwe usingaregi masangano mashoma-kupfuura-masimba achitora zvishoma nezvakanaka izvozvo. Uye, zvinosuruvarisa, zvinoitika-kakawanda pane imwe ingafunga.
Muna 2012, Federal Trade Commission (FTC) yakashuma inogamuchira 1 071 977 kunyunyuta kwekunyengedza kuburikidza neChina Consumer Sentinel System, iyo 86 495 yaive yakasvibisa uye yakaropafadzwa.
Pakupedzisira, iwe unoda kunzwa wakanaka pamusoro pekupi iwe uri kupa mari yako yakaoma-yakawana, uye iva nechokwadi chokuti mari iri kuenda kwazvinoreva kuenda. Kuti uite izvi, unofanirwa kuziva zvakawanda maererano nerudo sezvinobvira.
Pano pane mazano mashomanana ekuti ungaita zvakanakisisa sei izvi:
1. Iva nechokwadi chokuti ivo ndivanavo vanoti ivo.
Kana iwe usingazivikanwi nerudo, iva nechokwadi chekusimbisa sangano re 501 (c) rekuregererwa kwemitero. Iwe unogona kuita izvi kana kuita sangano rekutsvaga paIndaneti Revenue Services 'Exempt Organizations Select Check findinger kana kudana IRS pasina mahara pa 1-877-829-5500.
Kana ukasarudza kugovera kune vasina rudo rusina kubhadhara, zvinowanzoomera kuti uone kuti mari yako yezvipo inoshandiswa sei (uye, zvinonyanya kukosha, chipo chako hachizogadziriswa mutero).
2. Tevera nhamba.
Kukundikana kuita kuti hurumende isingaoneki inongova mutengesi. Nzira yegoridhe yemitambo yenheyo ipi zvayo inofanirwa nhasi inofanirwa kuisa mitero ye990 yemitero pawebsite yavo.
Kunyange zvazvo mushumo wegore negore wakanyatsonaka, ivo vanozopedzisira vachishushikana nehumwe kuzvidzivirira. Kune rumwe rutivi, tinoda kuongorora nhamba isu, pachena uye nyore.
3. Ita mathemati.
Kana iyo 990 mutero wekudzoka iripo, tarisai nekukurumidza Chikamu VII - Kupiwa Kwemahofisi, Vatungamiri uye Vatongi , asi nyatsoteerera Chikamu IX - Chirevo cheMashandiro Emari . Pano, zvakakosha kuenzanisa chikamu B ( Zvimari zveNhepfenyuro dzeNhepfenyuro ) nemakoromita C uye D ( Mutungamiri uye Gwaro Rokushandisa uye Mari yekushandisa mari ). Izvi zvichakupa ruzivo rwakanakisisa rwekuti zviyero zvipi zvemari yako iri kushandiswa pamapurogiramu chaiwo, uye kukubvumira kubvunza mibvunzo kana zviyero zvinoratidzika nenzira ipi zvayo "kubva." (Heino muenzaniso wakaisvonaka wekusununguka kwemitero 990. )
4. Ngwarira chero rupiro rupi zvarwo runopedza zvishoma ne50% yemari yebhadha yemari purogiramu.
Kune rumwe rutivi, tinowanzova nechinangwa chezvipo zvinoshandiswa zvinopedza zvinopfuura 70%. Vamwe vangafunga kuti nzira iyi iri nyore kwazvo, kunyanya sezvo mamwe masangano anobatsira kupedza zvakawanda pakudzidza mari kune vamwe. Izvozvo zvakati, kana mari yekubhadhara mari isingakwanisi kuwedzera kuwedzera purogiramu yemari, saka zvinongorongedza kutarisa kutungamira kwehupfumi hwechirongwa.
5. Usatonga nenhamba chete.
Sangano diki rinowanikwa mumasangano, iro rinowanzobudirira munzvimbo dzakasiyana-siyana, hazvibviri kuti rive nehutano hwakafanana nehurumende yenyika nemipiro yegore inopfuura madhora gumi nemadhora. Isa gwaro rako rekubhadhara mari, asi rega kutonga kwako pane zvaunenge uchiziva uye / kana kuti iwe pachako unosangana nesangano iroro. Izvi zvichaita zviri nani kuchengetedza rubatsiro rwako rwenguva refu, rubatsiro iwe uye rudo. Kana usina mubvunzo, iwe unogona kugara uchinyora kuti chipo chako chinoshandiswa sei-chingave chichishandiswa pane mapurogiramu chaiwo, zvikoro, mazano makuru, nezvimwewo.
6. Shandisa paIndaneti maziso.
Kunyange zvazvo vasingafaniri kunge vari mugumo-zvese zvinoshandiswa pakusarudza kuti rudo rwupi rwunosarudza, maziso eIndanetiNyuku CharityNavigator, CharityWatch, uye GiveWell inopa kupa pfungwa dzinogona kubatsira kutungamira chisarudzo chako (apo uchipa maonero anonakidza zvakasiyana pane izvo zvinoreva rudo rwakakodzera ).
7. Iva nehanya nesangano chero ripi rinotaura kuti guru rinopfuura 95% yezvipo zvinouya kumapurogiramu.
Dzimwe nguva izvi zvinodaro zvinongorayiridza "spins" iyo, nenzira ipi zvayo, yaireva kutsausa. Pashure pezvose, 99% inonzwika zvinoshamisa kupfuura 79%, chaiko? Asi, kazhinji, izvi zviyero zvakafanana uye zvinosanganisira zvinhu zvisiri zvebhajari semari yakachengetwa kuti ichengeterwe kushandiswa. Kumangariro dzedu, 79% vanoshandiswa pamapurogiramu anonzwika zvakanaka, uye zvitatu zvese zveHIV zvatinodzidza zvakambosvika pane platinum ye 95%.
8. Usatora nyeredzi.
Kunyange zvazvo nyeredzi inobatanidzwa inowanzokosha pakuratidza kufungidzira nekusimudza mari yerudo, haufaniri kurega kubvumira kuve kutanga nekuguma kwekuita kwako chisarudzo. Kune rumwe ruzivo runotungamirirwa nenyeredzi runoita basa rakanaka-rakafanana neElton John Foundation kana Sharon Stone neAmfAR-inenge inenge yakawanda yakave yakashata kana yakavhara magedhi avo mukukakavadzana (kusanganisira zvipo zvakatangwa nebhokisi nyanzvi Alex Rodriguez uye nyanzvi yekurekora Wyclef Jean). Usarega nyeredzi simba richikudzivirira kubvunza mibvunzo yakaoma.
9. Usazvibvumira kukurumidza.
Nguva dzose ngwarira kana rudo ruchiuya kwauri panguva yakawanda-nhepfenyuro yenhau nhau kana zvikwereti zviri pedyo nekuguma kwemari yekubhadhara mari. Hapana nguva yegore apo rudo harungagamuchiri mari yako, saka hapana chikonzero chokukurumidza. Nhepfenyuro yezvipo haigoni kumanikidzira vanogona kupa (kunyange zvazvo avo vanobhadhara mari dzimwe nguva vanoita). Muchiitiko icho iwe uri kutyisidzirwa nechisimba nekuda kwechipo ne telemarketer, funga kuvhara mafoni paNational Do Not Call Registry.
10. Usazombopa mari.
Nguva dzose vanoda muteri. Uye haambofi, inopindura kumusana webofu, paIndaneti kana pafoni, iyo inokumbira ruzivo rwekadhi rechikwereti, ruzivo rwebhangi, kana chero humwe ruzivo rwomunhu pachake.
> Sources:
> Lilly Family School of Philanthropy. "Kupa USA: Mipiro Yakaropafadzwa Yakapinda muna 2012, asi Zvishoma Nezvishoma, Sezvoupfumi." Indiana University; Indianapolis, Indiana; yakabudiswa naJune 18, 2012.
> US Federal Trade Commission (FTC). "Vatengi Sentinel Network Data Book yeJanuary-December 2012." Washington, DC; yakabudiswa muna February 2013.
> Goldberg, E. "A-Rod Family Foundation Inopa 1% chete yezvipo zvekuvabatsira: Bika." Huffington Post ; February 27, 2013.
> Adams, G. "Wyclef Jean anotarisana nemhosva yekupara mhosva yeHaiti." The Independent ; Gumiguru 13, 2012.