Zvinhu Vanhu Vane Kanzera Vanofanira Kuziva NezveInishuwarenzi yehutano

Kune munhu asingaiti inshurensi yekambani insider, iyo ins uye kunze kwehutano inshuwarisi inogona kuvhiringidza. Kanda kuongororwa kwechirwere chisingaperi chine kenza mukati mekusanganiswa uye kuvhiringidzika kunogona kuchinja nyore nyore. Nhau dzakanaka ndeyokuti pamwe chete nezvakanaka uye ruzivo, hazvifaniri kuva.

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Ndechipi Chinyorwa Chekuvhara Unayo Uye Chii Chachivhara?

Iwe unoziva rudzi rwepi urongwa hwe inshuwarisi iwe uri pasi payo? Icho chiri HMO, PPO, kana POS? Kuziva kuti urongwa hwepi huri pasi uye izvo zvinosanganisira chimwe chezvinhu zvinokosha zvikuru kuziva kana iwe uine chirwere chisingaperi, sekenza. Kuziva nezvehutano hwehutano huri chirongwa chekutanga chekutanga kuva murwere ane simba , ane simba . Kunzwisisa zvirongwa zvekuchengetedza zvakadai seHMO uye PPOs, izvo vazhinji veAmerica vane, danho rokutanga pakuziva tsanangudzo yehupenyu hwako. Ndeupi musiyano pakati peHMO nePPO?

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Ikoko Kune Rubatsiro Kune Vasingatenderwi

Kanzera haisi kusarura - inobata uninsured nguva dzose seye inshuwarisi. Zvinosuruvarisa, mamiriro edu ehushuwarisi anonyanya kurondedzera rudzi rwemishonga yatinowana. Pasina inshuwarisi, izvi zvinogona kureva kusarapwa. Kana iwe une kenza uye usina utano hwehutano, kune tariro.

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Zvaunofanira Kuita Kana Inishuwarenzi Yako Isingafukidzwi Muedzo kana Nzira

Kana iwe wakamboudzwa kuti inshuwarisi yako haifaniri kuvhara muedzo kana nzira, tarisira usati wasvika muruoko rwako muhomwe yako. Kunze kwehomwe mari yekuenzanisa uye nzira inogona kuve yakadhura. Vanhu vazhinji havazivi kuti kune zvinhu zvakawanda zvaunogona kuita sechimwe chekubhadhara muhomwe. Hezvino chaunofanira kuita kana inshuwarisi yako isingagoni kuvhara muedzo unodiwa kana nzira.

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Zvakadini Kana Kuda Kwako Kuchipomerwa?

Kuwana kuti inishuwarenzi yako yekupomerwa yakarambwa inogona kuva nemanzwiro uye emari inoparadza. Isu tinoisa tariro yakawanda uye kuvimba kuhutano hwehutano wehutano, uye apo zvirevo zvedu zvisingabvumirwi, kuputika kunogona kukuvadza ukama-murondedzeri wehutano. Mashoko akanaka ndeokuti kukanganisa haisi nyaya ye "kuguma-zvose, -vose "- unogona kurwisa chisarudzo. Iwe ungashamisika kuti vazhinji vanoramba zvakadini. Dzidza chii chaunofanira kuita kana utano hwako hwehutano inshuwarano hwakarambwa.

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The Affordable Care Act Yakabvisa 'Pre-Iripo Chiitiko Chikwata'

Kunyange kana iwe uchipikisa "Obamacare," unogona kufara kuti yakabvisa kushandiswa kweishuwarenzi kune vanhu vane mamiriro ezvinhu akambovapo akadai sekenza. Makambani eInishuwarenzi muUnited States aisakwanisa kurambidza kana kuisa mihorosiyamu inowedzera kune vanhu vane mamiriro ezvinhu akambovapo kubvira muna 2014.

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Is Supplemental Health Health Yakakodzera Kwauri?

Zviziviso zvekuwedzera inshuwarisi zvinoita kuti tifunge kuti pfungwa yakanaka. Chirongwa chaizobhadhara nekuda kwemashumiro uye marapirwo ayo chirongwa chedu chikuru hachizofukidzi? Inonzwika zvakare yakanaka kuti ive yechokwadi uye kune vamwe vanhu iyo. Inowedzera kubhadhara inishuwarenzi yehutano iwe here?

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Ziva Nezvehutano Hwenyika Hwehutano Inishuwarenzi

Mvura yakakwirira-zhinji yaiva mapoka evanhu vaisagona kuwana inshuwarisi yakakwana, inotengesa nekuda kwezvakaitika kare. Nekuzara kwekushandiswa kweAne Affordable Care Act muna 2014, madziva aya aiwanzoshandurwa nehutano hwehutano inshuwarani apo kusarurwa hakugoni kubvumidzwa kune mamiriro akambovapo.

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Nzira Yokudzivisa Nayo Zvikanganiso Pamashoko Ako Okubatsirwa

Nguva dzose kunoderedza kuziva kuti kambani yako yveshuwarenzi yakabhadhara kuda. Dzimwe nguva tinoshamiswa zvikuru zvokuti tinokanda Tsanangudzo yeBhuku reBatsiro mumarara. Funga zvose zvaunoda kuziva ndezvokuti kubhadhara kwakabhadharwa? Funga futi. Iwe unogona kubirwa nemaropafadzo ako nekuda kwezvikanganiso mubhadharo yakabhadharwa.

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Hurongwa Hurumende Inogona Kukubatsira Kukuchengetedza Mari Pamusoro Pezvinodhaka Zvinodhaka

Waizviziva here kuti pane zvirongwa zvehurumende zvinogona kukubatsira kubhadhara mishonga yako yemishonga, kunyange iwe une chirongwa chemishonga? Kana mishonga yako isiri pamutekisi weunofambisa kana iwe wakasvika pavha yako yegore, usaora mwoyo. Pane mapurogiramu anogona kukubatsira.

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Izvozvo Zvichachinja Sei Kubasa Rokugadzikana Kunobatsira Iwe?

Kana iwe une kenza kana uri mupenyu, unoziva kuti zvakakosha sei kuti uve nezvikwereti, utano hwehutano hwakanaka. Chimwe chezvikonzero chakaita kuti hutano hugadzirise hunodiwa ndeyekuti vanhu vazhinji zvakare vakanga vachiramba kurambidzwa nekuda kwehutano hwakagara huripo kana kuti mari yekubhadharisa yaiva yekuongorora nyeredzi. Kuchinja kwehutano hwehutano kunobata isu tose uye kana une kenza, inonyanya kukukanganisa iwe. Iwe uchada kugara uchidzidziswa sezvematongerwe enyika chinangwa chekuchinja kana kubvisa zvikamu zveAne Affordable Care Act.

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