Tsvaga Medicare Plan Izvozvo Zvakakunakira
Medicare Inyoresa Rusununguko , iyo inotangira kubva Kubvumbi 15 kusvikira kuDecember 7 gore negore, ndiyo nguva yakakwana yokuti iwe umire uye fungisisa nezvehutano hwako. Zvibvunze mibvunzo mishanu iri nyore uye iwe unogona kunge uchikwanisa kuwana chirongwa cheMedare chinokubatsira iwe.
1. Utano hwako hwakachinja here mugore rapfuura?
Kana iwe uchangobva kuongororwa uine chirwere chekurapa, unogona kuwedzera hutano hwehutano.
Kuwedzerwa kwachiremba kunoda kudiwa mukati megore here? Kuwedzera ropa rekuita nekuedza? Mimwe mishonga? Muchiitiko ichi, iwe unogona kuongorora chirongwa chakakura cheMedare chirongwa chinofukidza zvose izvi. Iwe unofanirwa kutaura nemutarisiri wako wehutano kuti akurukure nezvehutano hwako uye zvinotarisirwa zvinotarisirwa gore rinotangira.
2. Wakaongorora here Annual Announcement of Change fomu kubva kune yako yazvino Medicare Advantage kana kuti Chikamu D D?
Purogiramu yako yemazuva ano yeMedare inogona kuchinja mumwaka unotevera. Urongwa hunodiwa kuti utumire iwe chiziviso chairo chichitsanangura izvo zvishanduko.
Iwe kazhinji unogamuchira I Annual Announcement of Change fomu munaSeptember. Zvikwata zvekutanga kana kuti zvigadziriswa zvingawedzera. Nzvimbo dzinogona kuderedzwa kana kuwedzerwa. Kana iwe uine chirongwa cheChikamu D, mushonga wemishonga unogona kuchinja, zvichida hausisina kufukidza yese yemishonga yaunotora . Nekuchinja uku, chirongwa chako chingave chisingabhadhari kwauri sezvazvakanga zvakaita gore rapfuura.
Zvakakosha kutora nguva yekutengesa kune imwe chirongwa chichashanda zviri nani kwauri.
3. Wakashandisa mari yakawanda sei mukuchengetedza utano gore rakapera?
Zvipfeko zvako zvekare zvehutano zvinogona kukupa mujiro wekuti ungashandisa zvakawanda sei mugore rinotevera.
Zvose zvinotora isati iri nyore. Wedzerai zvose zvamashandisirwo ezvehutano pamusoro pegore rapfuura.
Izvi zvinofanira kusanganisira mari yekubhadharira mari, kubhadharwa, kubhadharwa mari, kubhadhara mari, uye chero ipi zvayo iri kunze kwemari . Kana iwe uchinzwa kuti mari idzi dzakanga dzisingaregiki kana kuti dzisingakwanisi kugadziriswa gore rapera, unofanira kuedza kuwana chirongwa chinobatsira kuronga iwe pasi pemari iyo. Zvinosuruvarisa, pamusana pekutengesa kwepamusoro uye kwegore roga rokutengesa kwemakambani nemakambani einishuwarenzi, yako chaiyo mari inogona kunge yakakwirira kupfuura iyi inofungidzirwa. Pasinei, iyi inzvimbo inokosha kutanga.
4. Unoda humwe hutano hwehutano hwakanyanya kupfuura hupi hweChechi yeMutare inopa?
Iwe unogona kushamiswa neChipi Chaicho Chiremba ( Chikamu A uye Chikamu B ) hachifukidze.
Pakupedzisira Medicare haifaniri kugadzirisa lens (magirazi emaziso kana masvikiro), mazino, manzwiro ekunzwa, kana kunyange mhino machena yemapofu. Iwe unofanirwa kubhadhara kubva muhomwe yezinyore, kunzwa uye kuona maonero ekuongorora. Iwe unogona kusara kuti ubhadhara zvekutarisira hutano paunenge uchienda kunze kune imwe nyika zvakare. A Medicare Ropafadzo hurongwa inogona kupa mazano akawanda, kupa mamwe mabasa aunoda. Kana iwe uchitarisira chimwe chikonzero chekurapa chisina kuvharwa pasi peMutambo weMediterranean wekutanga, ungada kuongorora kuti chirongwa cheMedare Advantage chinopai.
5. Unowana sei chirongwa cheMedare chakanaka?
Medicare yakamisa hurongwa hwemishanu-nyeredzi yeMagare Advantage uye zvirongwa zveChikamu D. Vashanu ndivo vakanakisisa; imwe ndiyo yakaipa.
Nhamba yechishanu-nyeredzi inotora mubhuku rebasa revanhu, nhengo dzekunyunyuta, uye nhengo dzechiitiko neurongwa, kusanganisira kana kuti kwete nhengo dzinosarudza kugara neurongwa. Pamagadzirirwo aMedarerwo anobatsira, achaongororawo nezvekuchengetedzwa kwekuchengetedza, kureva kuongorora kuongorora uye zvirwere, uye kuti chirongwa chinobatsira sei kuchengetedza zvirwere zvisingaperi. Kana hurongwa huine nyeredzi yakaderera, inogona kuodza mwoyo kubata neyo inshuwarisi yekambani iyo inouya nenguva yekubhadhara mabasa ako. Iwe unofanirwa kuongorora izvo zvinokosha zvikuru kwauri, chirongwa chiduku chinodhura kana chirongwa chepamusoro chakarongwa. Tariro, unogona kuwana chirongwa chinosangana zvose izvi zvinoda.
Shoko kubva
Medicare Inyoreso Yakazarura inogona kuva nguva yakavhiringidza yevanhu vazhinji. Neine zvakawanda zvingasarudzwa, zvingava zvakaoma kuziva kuti ungashandura kupi. Zvibvunze mibvunzo iyi iri nyore kuti uone kana urongwa hwako huripo huchazadzisa zvido zvako mugore rinotevera, uye ita mamwe tsvakurudzo kuti uone kana imwe hurongwa inogona kunge iri nani.