Izvo Zvaunoita Nezvipo zvekugadzirira Medicare Advantage kana Medicare Part D Plan
Kubva munaOctober 15 kusvikira kuDecember 7 gore roga roga, Centers for Medicare neMedicaid (CMS) inokupa rusununguko rwekutonga kuti uchinje Medicare yako. Shandisa kushandisa Medicare Open Enrollment Period kana iwe unogona kubatirana nepurogiramu yako yegore rinotevera, premiums uye zvose.
Zvaunogona Kuita Panguva Yokunyoresa
Kuzarura Kunyoresa nguva yako yekutsvaga chirongwa cheMedare icho chinokupa chinyorwa chakanakisisa chetengo rakanakisisa.
Heano maitiro ako akasiyana.
Iwe unogona kuchinja kubva kuAriginal Medicare kune Medicare Advantage .
- Iwe unogona kuchinja kubva kuAsia Medicare ( Chikamu A neChikamu B ) kune chirongwa cheMedarer Advantage (Chikamu C).
- Iwe unogona kuchinja kubva kuchiremba wekutanga kuchipatara kune chirongwa cheMedricare Advantage neChirongwa cheD D (chirongwa che MA-PD).
- Iwe unogona kuchinja kubva kuAriginal Medicare pamwe nechikamu cheD D kuronga kune chirongwa cheMedare Advantage.
- Iwe unogona kuchinja kubva kuchipatara chekutanga uye pamwe neChirongwa D pane imwe chirongwa cheMa-PD.
Iwe unogona kuchinja kubva kuMedare Advantage kuenda kuAne Medicare.
- Iwe unogona kuchinja kubva kune chirongwa cheMedare Advantage kuenda kuChechi yeMedare.
- Iwe unogona kuchinja kubva kune chirongwa cheMedare Advantage kuenda kuneChechi yeMutare pamwe nechikamu cheDe D.
- Iwe unogona kuchinja kubva pane chirongwa che MA-PD kuenda kuAsia Medicare.
- Iwe unogona kubva pane chirongwa che MA-PD kuenda kuAsia Medicare pamwe nechikamu cheDe D.
Iwe unogona kuchinja kubva kuna Medicare Advantage kune Medicare Advantage.
- Iwe unogona kuchinja kubva kune rimwe chirongwa che Medicare Advantage kune imwe chirongwa cheMedare Advantage.
- Iwe unogona kuchinja kubva kune chirongwa che Medicare Advantage kuenda kune chirongwa che MA-PD.
- Iwe unogona kuchinja kubva pane imwe chirongwa cheMa-PD kune imwe chirongwa cheMa-PD.
- Iwe unogona kuchinja kubva pane chirongwa che MA-PD kune chirongwa cheMedare Advantage.
Iwe unogona kuchinja mishonga yako yemishonga inoshandiswa mune zvinodhaka .
- Iwe unogona kunyora chikamu cheChikamu D.
- Iwe unogona kubva pane imwe Chikamu D kuronga kune imwe Chikamu D chirongwa.
- Unogona kubvisa chikamu cheD Part D.
Zvamusingakwanisi Kuita Panguva Yokunyora Zvakasununguka
Kunyoresa Kunyoresa kune miganhu yayo. Iwe haugoni kunyora muMutambo waMutare kwekutanga kana kuisa chikamu cheChikamu B, kunyange kana iwe uine chikamu A.
Iwe unofanirwa kuisa chikamu cheChikamu A uye / kana Chikamu B panguva yako yekuNyoresa Period (IEP). IEP inobva pazera uye inotanga mwedzi mitatu isati yasvika uye inopera mwedzi mitatu mushure mekuzvarwa kwako kwema 65 .
Zvimwewo, kana iwe une inshuwarisi kuburikidza nemushandi, iwe unogona kukwanisa kunonoka kuverenga kwako kwokutanga. Izvi ndizvo chete kana kambani yaunoshanda nayo inoshandisa vashandi venguva yakazara makumi maviri. Nguva yako yokunyora inokosha inotanga paunobva mubasa rako kana iwe unorasikirwa nehutano hwako hunobhadharwa nevashandi, chero ipi zvayo inouya pakutanga, uye inoguma kwemwedzi masere.
Kana iwe uchinge wasisa Period yako Yokutanga Inyore, unofanira kumirira kusvikira Nguva Yese Inyoresa Period ikasainira Chikamu A uye / kana Chikamu B. Nguva Yese Inyoresa Nyaya inoitika kamwe chete pagore kubvira munaJanuary 1 kusvika kuChitatu 31.
Shoko kubva
Usafunga kuti urongwa hwako huripo ndiyo chirongwa chakanakisisa kwauri. Vanhu vakawanda vakwegura vanowira mukana wekutarisa uye vanotora nzira iri nyore apo kuchinja kwezvirongwa kunogona kureva zviri nani, kutarisira zvakanyanya. Mariro inoshanduka.
Coverage changes. Utano hwako hunochinja. Ndizvo zvaunofarira kuita zvishoma kutengesa gore negore.
Kana iwe usingazivi kuti ungatendeukira kune rubatsiro, iwe unogona kuenzanisa zvirongwa zvakasiyana pamishonga.gov/find-a-plan. Unogonawo kufunga nezvekushanda kuHurumende Health Insurance Assistance Program (SHIP) yezano.