Nei Chirwere Chisingaenderani Nezvinhu Zvisingakoshi?
Kana iwe uchangobva kuvhiyiwa, kana kuti wakaenda kune imwe nzvimbo yepamhanho uye wakamboudzwa kuti uchagara muchipatara nekuda kwehutano hwako, ungave uine mibvunzo pamusoro pechiratidzo pakati pekucherechedza uye muchipatara chinogara.
Nyaya iyi inowanzovhiringidzika uye inopesana iyo inowanzogadzirwa nekuda kweinishuwarenzi, sezvo kutarisirwa kunowanzofanana zvakafanana kana iwe uri muchipatara kwenguva shoma yekucherechedza kana kugara kwenguva refu (yakabvumirwa) yekuchengetedza.
Chokutanga, ngatitaurirei nezvemashoko ekurapa, kurapwa, kubvumidzwa nekucherechedza zvinoreva. Nokuti mutungamiri anopedza usiku huri muchipatara, vanowanzofunga kuti vanobvumirwa kupinda muchipatara. Vari muzvipatara, saka izvi zvinonzwisisika, asi mune dzakawanda zviitiko izvi hazvina kukodzera nokuda kwehuturo rehupfumi.
Kureba Kwekugara
Kureba kwekugara kwako kwakavakirwa pahuwandu hwepakati pemakore iwe uchapedza muchipatara. Iko pakati peusiku kunoramba kusiyanisa kunogona kuoneka kusinganzwisisiki, asi izvi zvinongoreva kuti iwe uchawedzera rimwe zuva rekubhadhara kuchipatara kana uri muimba yako pakati peusiku. Izvozvo hazvirevi kuti iwe unofanira kutora kufamba pakati peusiku; zvinoreva kuti kana iwe uri muchipatara pasi pekutarisirwa kwachiremba pakati peusiku, iwe uchawedzera zuva remhosva.
Somuenzaniso, unoenda kuImergency Room masikati. Iwe unoudzwa kuti iwe uchagara usiku hwose muchipatara. Iwe unobva musi inotevera masikati.
Iwe wakanga uri muchipatara pakati peusiku, naizvozvo iwe uchaonekwa uchiri muchipatara kwemasikati pakati peusiku zvinoreva kuti iwe uchakweretwa kwezuva rimwe. Ichi ndicho chimiro chekunze, kana kutarisa, gara.
Mumwe muenzaniso: Iwe unoenda kuImergency Room masikati. Iwe unoudzwa kuti iwe ungangove wakabvumirwa kuenda kuchipatara kwemazuva mashoma.
Iwe unotorwa kuenda mukamuri yako musi weMuvhuro nenguva dzitanhatu dzemasikati. Iwe unogara Muvhuro manheru, Chipiri manheru uye enda kumba kweChitatu pa7: 00. Bhiri yako ichava yemakore maviri, kana kugara kwemazuva maviri, kunyange zvazvo iwe uri muchipatara kwamaawa makumi mashanu. Iyi inha yekusagadzikana, iwe wakabvumirwa kuenda kunzvimbo.
Inpatient: Murwere ari muchipatara ane nguva inotarisirwa yekugara kwemaviri maviri kana kupfuura. Murwere ane chirwere chakakura uye anotarisira kupora kwemazuva mashomanana muchipatara ari muchembere.
Kucherechedza: Murwere ari muchipatara ane nguva inotarisirwa yekugara imwe pakati pousiku. Muenzaniso: Iwe unowira uye unovhuna ruoko rwako masikati, unoenda kuchivanze chekukurumidzira uye mushure mekuona iwe chiremba iwe unoudzwa kuti iwe uchagara muchipatara usiku hwose, ozovhiyiwa mangwanani uye oenda kumusha manheru.
Muchipatara: Murwere anowanikwa mune imwe nzvimbo yekukurumidzira, murwere anogamuchira mabasa ekurapa akadai sa x-ray, kurasikirwa kwevanga, kuongororwa kwebhroatori, zvidzidzo zvekufungidzira kana chirwere chisingadi kuti chipatara chidzoke. Uyezve, murwere ari muchipatara ane tarisiro yekugara imwe pakati peusiku ndeyekucherechedza murwere uye anobva kunze.
Kubvumwa: Chirevo chechimiro chechipatara.
Varwere vanotarisirwa kuva muchipatara kwemashure maviri kana kupfuura.
Semuenzaniso: Unobvarura chiuno chako uye unotorwa uchienda kune imwe nzvimbo yekukurumidzira. Iwe unobvumirwa kuenda kuchipatara kuti uvhiwe mangwanani anotevera. Iwe wakavhiyiwa uye mazuva maviri gare gare iwe unosunungurwa kuti urambe uchidzoka kumba.
Nei Chirwere Chisingaenderani Nechirwere Chepfungwa?
Zuva nezuva hurukuro, "Ndiri kubvumirwa kupinda kuchipatara" zvinoreva kuti iwe uchaenda kurapwa muchipatara, mune imwe nzvimbo ine mubhedha uye unotarisira. Kune Medicare, uye mamwe marudzi emakambani einishuwarenzi, kubvumidzwa kupinda kuchipatara zvinoreva kuti iwe uchange uri kugara muchipatara makore maviri.
Kune varwere vane Medicare, kusiyana kunogona kuva chinhu chinokosha. Muchipatara maitiro akafukidzwa sechikamu cheMedareti B, apo varwere vepachipatara vanovharwa pasi peMedarereti A. Mishonga inogona kuwira pasi peChikamu D. Pane mitemo nemitemo yakawanda inorayira zvakabhadharwa nemhando ipi yeMedare uye copay iyo iwe unogona kuva nehanya. Wakavhiringidzika here? Chimirira, zvinhu zvose zvinogona kuchinja zvakare kana iwe uchibvumirwa sechirwere chekucherechedza nechinotarisirwa kugara kwenguva pfupi asi unopedzisira uchingogara kwenguva yakareba uye uchiva murwere.
Kuti uwane mamwe mazwi-akadzika pamusoro pemishonga iyo Medicare inorayira panguva yekurapwa, pano ndiyo nzira inobatsira yekugovera: https://www.medicare.gov/Pubs/pdf/11435.pdf
Zvakanaka Kumbira Kubatsirwa!
Ramba uchiyeuka kuti kunyange zvazvo mazwi aya ari kuvhiringidza, chipatara chimwe nechimwe chine nhengo dzevashandi dzinowanikwa kuti dzibatsire kutsanangura kana iwe uri kutarisa kana kubvumirwa murwere, chii icho kambani yako ye inshuwarisi ichavhara uye iyo inobviswa iwe unogona kudiwa kubhadhara. Kana iwe wakasunungurwa kubva panzvimbo iyi uye uchivhiringidzika pamusoro pebhadharo yako, dhipatimendi rekubhadhara rakajairira kutsanangura kusiyana kwemaitiro ekubhadhara uye kunogonawo kuva rubatsiro rwakakura kana zvichiuya pakunzwisisa chikwereti chako chechipatara uye chaunogona kutenga chikwereti .
Kunobva:
Iwe uri Chipatara Chirwere Chepfungwa Here Kana Kuti Chirwere: Kana iwe une mishonga, bvunza! https://www.medicare.gov/Pubs/pdf/11435.pdf