Kufanirwa kweKuchengetedzwa Kunokosha
Mamiriyoni eAmerica anoenda asina inshuwalhu yehutano inopera gore negore. Izvozvi, maererano neKaiser Family Foundation, 27.6 mamiriyoni eAmerica pasi pezera remakore makumi matanhatu nevashanu vakanga vasina hutano hwehutano muna 2016. Kunyange zvazvo nhamba iyi yakadzika kubva kumamiriyoni makumi mana asina kubvumirwa pamberi peChechi chisingabhadharwi Mutemo chakapfuura muna 2014, ichiri nhamba inokosha.
Kutsigirwa Zvisingatauri Zvishoma Zvoutano Zvokuchengetedza
Zvinosuruvarisa, avo vasina hutano hwehutano huchava nenguva yakaoma yakawanda yekuwana nguva yakakodzera uye inotengeswa kwehutano nenyaya yehutano. Maererano neKaiser Family Foundation, avo vasina bhuwarisi vanoita kuti vasatore kuchengetedzwa kunosanganisira kuongorora kwakakosha kwezvirwere. Kutaura zvazviri, 49 muzana yevanhu vasina kuvimbiswa vasiri pasi pezera remakore makumi maviri nemashanu vakati havana chavakagara vachigadzirira kushandisa hutano. Zvisinei, kana iwe usina kuvimbiswa, unenge uine dzimwe nzira dzakasiyana-siyana kana uchida kurapwa.
Zvisarudzo zveUnitedured
Kana iwe usina kuvimbiswa, heano zvimwe zvezvaunogona kuita:
- Makamuri Emergency: Akapfuura muna 1986, Emergency Medical Treatment uye Labor Act inoda makamuri ekukurumidzira kunze kweUnited States kuti atore chero ani nani wose anofamba achipfuura napamukova, zvisinei neurongwa hwehutano hwavo kana kukwanisa kwavo kubhadhara. Nokudaro, ER anogona kushanyira rubatsiro rwezvehutano rusununguko, kunyange kutarisa kwakadaro kunofanirwa kuchengetedzwa kune njodzi chete.
- Makiriniki asina ruzivo: Makiriniki asingabhadhari anopa hutano kune vagari vemunharaunda vashoma uye vanhu vanotambura. Inowanikwa munharaunda uye munharaunda yose muUnited States. Izvi makiriniki anogona kutengesa mitengo yakaderedza kana kupa hutarisiro rusununguko kune varwere vane zvimwe zviduku. Iko mari yekliniki yepachena inowanzoenderana nemari yako. Utano hwehutano hwehutano husati huri kuongororwa pamakiriniki asingabhadharwi, uye naizvozvo ivo vakasimba zvakasarudzika kana iwe usina kuvimbiswa.
- Charity kutarisirwa: Sezvinoratidzwa nezita, rudo kune rudo chete; charity. Charity kuchengetedza, zvakare inowanzonzi sekusabhadharwa kwehutano husina kubhadharwa, utano hwehutano hwakapiwa pasina, kana kuti mari shoma. Vanhu vazhinji vanogamuchira rubatsiro rwekuda rudo havana mari. Charity kuchengetedza inofanira kushandiswa, uye inongowanikwa pane zvipatara zvinobatanidzwa uye zvipatara zvakafanana zvehutano.
Nzira Yokuwana Nayo Rudo
Imwe yenzira dzakanakisisa dzinogona kuwanikwa, kana iwe usina uninsured, rudo rwekuda. Kune vamwe varwere, iyi inogona kuva ndiyo nzira chete iyo vanogona kuwana kutarisira kwavanenge vachida, asi kuwana rubatsiro rwekubatsira kunogona kuva dambudziko rechokwadi.
Zvizhinji zvehurumende, seNew Jersey, ine sangano rehurumende rinotarisira rubatsiro rworudo, asi varwere havawanzozviziva. Bhuku rako rakanakisisa pakuwana rubatsiro rwekuda rudo ndechekubatana nechipatara chako. Zvipatara zvinowanzove nemashoko ose aunoda kukumbira uye kuwana rubatsiro rwekupa rudo, kusanganisira ruzivo rwekugonesa uye mafomu akakodzera.
Zvirongwa zvekuchengetedza Charity zvinowanzodikanwa kuti munhu anenge akakumbira ave asingabvumirwi kune chero rudzi rwehutano hwehutano inshuwarheni, kusanganisira Medicaid . Varwere vangada kugovera ruzivo rwezvemari kuratidza kuti havagoni kuripa.
> Sources:
> American College of Emergency Physicians. EMTALA. Yakabudiswa 2016.
> Foutz J, Damico A, Squires E, Garfield R. The Uninsured: A Primer - Zvikamu Zvikuru nezveUshuwarano hweUtano uye neUnitedured Pasi Pezvakagadzirwa Nezvekutarisira Mutemo. Henry J. Kaiser Family Foundation. Yakabudiswa naDecember 14, 2017.