Ndizvo Zvose Zvokuedzwa Zvokurapa Zvinodiwa Here?
Varwere vakawanda vanoona kuti vanachiremba vavo vakaraira mhando dzakasiyana-siyana dzokurapa mabhii, asi havanzwisisi chikonzero shure kwavo vose. Nei vanachiremba vachirapa miedzo yakawanda yezvokurapa? Chii chavanotarisira kuwana? Zvose izvi zvinoedzwa here?
Ndizvo Zvose Iyi Miedzo Inodiwa Here?
Kunyanya kuongororwa kwechiremba murairo wechiremba iwe unokosha kuti ubatsire kutsvaga dambudziko rako rezvehutano kana kuti uone kufambira mberi kwekurapa.
Hakusi kuedzwa kwose kunokosha, zvakadaro. Vamwe vangakuudza kuti chikonzero chiripo kuongororwa kwakawanda ndechokuti vanachiremba havasati vava kuvimba ivo pachavo kuongorora mikana yekuongorora murwere. Nokudaro, vanovimba zvikuru zvikuru pamigumisiro yekuedza.
Zvisinei, kakawanda mune zvehutano, mhinduro yakawanda kumubvunzo uyu ndeye " kutevera mari ."
Iko kune nzira mbiri mari inokanganisa kuwanda kwekuedzwa kunorayirwa kune varwere:
Chokutanga, vanachiremba vanobhadharwa nemakambani einishuwarenzi uye Medicare kune varwere vose vanoona maererano nei vachiona murwere uye zvavanoita.
Nokuti makambani einishuwarenzi uye Medicare vanogadzirisa chikamu chemari chiremba anogona kubhadharwa chero chipi zvacho chinorwara uye kuziva kuti chinangwa chaicho nguva dzose kugara mubhizimisi uye kuita mari, vanachiremba vanowanzogadzirira zviratidzo zvakasiyana - chero chavanofunga chichava kudzorerwa kune murwere.
Zvakare uye izvi, miedzo iyi iri kuitika muhofisi yechiremba.
Idzo miedzo yatakashandisa kuenda kune mamwe maawa ekuedza - kuongorora ropa, MRIs, EKGs, nevamwe - iko zvino inoshandiswa kunyange mumitemo yekuchengeta.
Kuwedzerwa kwechiremba vanachiremba vanowedzera mahofisi avo, kunyanya vanokweretwa, zvichida kana kwete murwere anonyatsoda ivo. Sezvo isu varwere tisingawanzobhadhara zvakananga kwavari, uye sezvo tisinganyatsonzwisisi kuti sei tichivada, hatina kuvabvunza.
Tinongoteerera.
Chikonzero chechipiri chiremba vanorayira mimwe miedzo yakawanda inonzi " mushonga unodzivirira ." Mishonga inodzivirira ndiyo nzira iyo vanachiremba vanozvidzivirira nayo pamhosva. Kana pane kukanganisa kwakaitwa mukuongororwa kana kurapwa kwemurwere, uye chiremba anokwanisa kuratidza kuti mamwe maedzo akaitwa (angave kana kwete ivo aidiwa), chiremba anogona kuonekwa sekuti aive akashinga zvakakwana kufungidzira nezvezvakawanda. Chaizvoizvo, arikugadzira pepa kuti azvidzivirire pamusana pekuti iwe unomusunungura gare gare.
Kuongororwa Kwakawanda Kuzoita Kuti Uwane Mari
Nechitsuwa chekushandura cheshuwarisi uye yekubhadhara zvikwereti, kubhadhara kuri kurambidzwa kwehuwandu hwemamwe mafomu ezvimwe zviedzo. Mune imwe nyaya muNew York State, vanachiremba vakanga vachiraira MRIs ($ 1 000 mumwe nomumwe) kuvarwere vangadai vakashanda pamwe chete nekushandiswa kwema-x-ray asingadhura ($ 100 mumwe nomumwe). Kambani yeInishuwarenzi yakatanga kuramba kubhadhara, uye varwere vakanga vari kukweretwa. Iwe unoda kuva nechokwadi chokuti chero muedzo, iwe kana kuti iwe haufaniri kuchidikanwa, unofukidzwa neinishuwarenzi yako zviratidzo kana kuti kuongororwa.
Uyezve, kana miedzo yakawedzerwa inorayirwa kuti isabatsirwe kudarika mari yaanenge awana, isu tose tinobhadhara. Tinobhadhara muchimiro chemakambani ekuwedzera, uye tinobhadhara nenzira yekuwedzera mitero kuti tibhadhara vatengi vehurumende.
Kutaura zvazviri, kuongororwa kunotengesa mamiriyoni ehurumende, kana kwete mabhiriyoni emadhora gore negore.
Tingaita Sei Kuti Tive Nokuda Kwakawanda Miedzo?
Mhinduro inonyanya kukosha kumubvunzo uyu zivo. Kana chiremba wako akakurudzira miedzo kwauri, pane zvinhu zvishomanana zvaungaita:
- Kuedza kwose: Bvunza mibvunzo miviri. Iko kuedzwa kwei? Uye, iwe unotarisira kuwana chii?
- Kuongororwa kunoitwa chiremba muhofisi yake (basa reropa, EKGs, kunyange MRIs), bvunza mibvunzo iri pamusoro, zvino bvunza kuti chiyero ichocho chichapindura kuti chimwe chiedza chinenge charairwa chingave chisiri. Kana kuti, bvunza kana kune imwe iyo inodhura fomu yemuedzo kana imwe ichapa ruzivo rwakakwana asi kwete kupfuura inenge ichidiwa. Somuenzaniso, chiremba angada kuongorora murwere wechirwere cheshuga HbA 1c nokutora sampu yeropa. Ndicho chiitiko chimwe chete. Asi chiremba aigona kuraira boka rose rebasa reropa panzvimbo pacho, iro rakanyanya kure, risingazodiwi uye rinotengeswa pamwero wakakwirira (zvinoreva kuti inopa mari yakawanda.).
- Kuongororwa kwakaitwa mubazi risingabatanidzi kuhofisi yechiremba, bvunza mibvunzo iri pa # 1 pamusoro, asi usanyanya kunyanya kufunga kuti zviyero izvi ndezvipi kunze kwekuti iwe uchitenda kuti vangave vakabatanidzwa mune remishonga inodzivirira. Kana chiremba asingakwanise kubatsirwa kubva kuongororo yakawedzerwa zvakananga, pane mikana shoma yaunofanira kuwedzera pane yaunoda. Kickbacks kana makomisheni, apo mabhii kana nzvimbo inobhadhara chiremba kutumira, haisi pamutemo mune dzimwe nyika muUnited States. Hongu, kune mienzaniso yeukanganisa . Kana iwe uine simba rakakwana, iwe ungatotorawo izvozvi. Asi semurwere, chinangwa chenhamba yako imwechete ndechekuti uwane zvakanaka, kwete kufumbira unyengeri.
- Kuongororwa kwose, bvunza kana zvigumisiro zvichange zviripo uye kukumbira kuti maikoro emigumisiro yemuedzo uye zvinyorwa zvigoverwe kwauri.