Zvirwere Zvinogona Kukuponesa Kusvikira 80% paMutemo Wenyu WeMishonga
Zvizvarwa zvinodhaka zvinogona kukuchengetedza mari yakawanda pamutengo wemari. Zvinodarika makumi mashanu kubva muzana zvezvigadzirwa zvose muUnited States zvakazara nemishonga inogadzirwa.
Ndinogona Kuponesa Ndingaita Sei Kana Ndikaenda kune Generic Drug?
Zvizvarwa zvinodhaka zvinogona kukuchengetedza kusvika ku80% pamutengo wemishonga inorayirirwa kana uchienzaniswa nezita rechirwere chemishonga. Kazhinji kazhinji, kuchengetedza kunobva 30% kusvika 50%.
Maererano neNational Association of Chain Drug Stores, mutengo wekutengesa wemishonga yemishonga muna 2008 waiva $ 35.22. Ivhareji yekutengesa mutengo wezita rechirwere chemishonga yemishonga yaiva $ 137.90.
Mamwe mazita anowanzoshandiswa mazita emishonga anowanikwa nyore nyore ma generic versions. Semuyenzaniso:
Ivhareji yekutengesa kwema 20mg Pravachol, chirwere chinoshandiswa kurapa high cholesterol , inodarika $ 132 kwemazuva makumi matatu. Iyo yakawanda ye pravastatin, iyo inowanzoitwa Pravachol, inogona kutengwa paWal-Mart, Target, nedzimwe dzimba huru dzeketani ye $ 4, kuchengetwa kweinopfuura $ 1,500 pagore.
Ivhareji yekutengesa kwema500mg Glucophage, mushonga unoshandiswa kurapa rudzi rwechipiri chirwere cheshuga, iine $ 204 kwemazuva 90 ekugoverwa. Iyo yakafanana yemetrafini, iyo inogadzirwa yeGlucophage, inogona kutengwa pamaketani ezvitoro zve $ 10, kuchengetwa kweinopfuura $ 750 pagore.
Ndine Health Health Plan neDrug Coverage. Ndingave Ndichiri Kuponesa Pamagetsi Anowanzoitika Here?
Ehe.
Zvizhinji zvirongwa zvehutano nemishonga yekushandisa zvinodhaka kubhadhara mishonga inobva kune drug drugry . A drug formulary runyorwa rwekudaidzwa kwemishonga yemishonga, zvose zviripo uye zita rechigadzirwa. Nguva imwe neimwe maine chiremba chakazadzirwa iwe unotarisira copay, iyo ndiyo mugove wako wezvinodhura zvechirongwa.
Zvinodhaka pa chirongwa chehutano ye formulary kazhinji zvinowananidzwa mumatare , uye copay yako inotsanangurwa nechechi yemishonga yako.
Chimwe chinodhaka chemishonga inosanganisira zvikamu zvitatu. Irosi yekutanga inobata copay, uye inowanzobatanidza mishonga yemishonga. Mishonga mumutsara wechipiri uye wechitatu 3 mazita emishonga yemishonga ane mapepa akakwirira.
Somuenzaniso: Muurongwa hukuru hwehutano muNortheast, Zoloft, mushonga unoshandiswa kurapa kuora mwoyo, uri mumutatu 3 uye une copay yemadhora makumi mashanu nemakumi mashanu emasikati. Shanduro yemutauro weZoloft, sertraline, iri mumutambo wekutanga uye ine $ 10 yemazuva makumi matatu ekugovera, gore rimwe nerimwe kuchengetedza $ 540.
Sei Chirwere Chichidhura Chisingadhuri Kupfuura Zita Rekushandisa Zvinodhaka?
Sezvo makambani ekushandisa zvinodhaka asingatenderwi kukura mishonga kubva pakutanga, zvinodhura zvakanyanya kuderedza kuunza mishonga kumusika. Kamwe kamwe mishonga yemagetsi inogamuchirwa, makambani akawanda anogona kubudisa uye kutengesa mishonga. Uyu makwikwi anobatsira kuteredza mitengo. Mukuwedzera, zvinodhaka zvakawanda zvinowanzogadzirwa zvakanaka, zvinoshandiswa zvinoshandiswa mishonga isingatsvaki kutengesa kunodhura.
Ndinogona Here Kuwana Version yeGeneric yeMishonga ipi?
Aiwa. IU.S. Food and Drug Administration (FDA) inopa kudzivirirwa kwekodzero kumakambani emishonga ari kubhadhara kutsvakurudza, kubudirira, uye kutengesa mari yezvinodhaka zvitsva. Apo patent patent inopera, mamwe makambani emishonga, akambobvumirwa neDFA, anogona kutanga kugadzira uye kutengesa shanduro yemutauro wemishonga.
Maererano neDFA, zvinodarika 70% zvezvinodhaka zvinoratidzwa muDaily Orange Book (rondedzero yemiti yose yakagamuchirwa neDFA) ine vanhu vemazana. Zvizvarwa zvinowanikwa nyore nyore kuti zvibatane nehutano hwakawanda hwehutano, uye zvinopfuura 50% zvezvinyorwa zvose muUnited States zvizere nemishonga inogadzirwa.
Ndinogona Kuchinja Mushonga Wangu Kuti Uve neHedicic Medication?
Ehe. Zvichienderana nehutano hwako uye mishonga inowanikwa pakurapa chiitiko ichocho, chiremba wako angakwanisa kukuendesa kune mishonga yakafanana ine shanduro yemutauro. Zvimwe zvehutano hwakanyanya kufanana, kusanganisira high cholesterol, kuora mwoyo, kurwara uye chirwere cheshuga, zvine mishonga yemishonga inowanikwa.
Muenzaniso: Lipitori , mushonga unoshandiswa kurapa high cholesterol, uchiri pakadzivirirwa kwepentent uye hauna maitiro echiito. Inayo yepamusoro yekutengesa mutengo we $ 142 kwemazuva makumi matatu. Kana iri yakachengeteka uye yakakodzera, chiremba wako angakushandura ku pravastatin, shanduro yemutauro wePravachol, iyo inodhura $ 4 kwemazuva makumi matatu ekugoverwa kwaWal-Mart, Target uye Costco, iyo inoponeswa gore negore inopfuura $ 1,600.
Ndezvipembenene Zvirwere Zvinodzivirirwa Here?
Ehe. Zvizvarwa zvinodhaka zvinofanira kushandiswa zvakafanana zvinoshandiswa sezvinoitwa zita rechiratidzo chechirwere. Chirwere chinokonzera muviri chinofanira kusangana nehutano hwakafanana uye kuchengetedza maitiro. I-FDA inoda kuti mishonga inowanzove yakafanana neyita zita remishonga mumishonga, kuchengeteka, simba, nzira iyo inoshanda, nzira iyo inotorwa, uye mararamiro ayo anobata.
Zvisinei, vamwe vanachiremba nevatengi vanonetseka nezvekushandisa zvinodhaka zvinodhaka. Pakave nemishumo kune FDA nezvemigumisiro yechirwere nekushayikwa kwekubudirira kwemimwe mishonga yemishonga, kusanganisira zvimwe zvinodhaka zvinoshandiswa kurapa utachiona hwepamusoro, kuora mwoyo, uye kuora mwoyo.
Usati wachinja kune zvinodhaka, taura nemutarisiri wako wehutano uye iva nechokwadi chekuti iwe mose makasununguka nekuchinja.