Kuponesa Kunowanikwa Pakukuru-Mabhokisi
Chirwere chemishonga inoshandiswa kumamiriyoni munyika yose, asi inogona kudhura. Nokudaro, vanhu vanogara vachitsvaga kuchengeta zvinodhaka, uye uko kuchengetwa kwakadaro kungawanika mubvunzo unowanzo.
Mubvunzo: Kana zvasvika pamishonga inogadzirwa, ndinogona Kuzvichengeta paWalmart uye Zvimwe Zvigadzirwa zveBhokisi Guru? Uyezve, d o Ndinofanira kuva nepurogiramu yemishonga kuti ndiwane madhijidhi asingadari kubva kuWalmart?
Mhinduro:
Walmart uye mabhii makuru-mabhokisi akafanana neCotco and Target anowanzopa zvinodhaka zvinowanzoitwa pamutengo usingadhiri. Zvimwe zvipfeko zvakakura zvezvikwata zvezvitoro zvakatangawo mapurogiramu akafanana, uye vamwe, kusanganisira Stop uye Shop muNegemast, vanopa mishonga inorwisa mabhakitiriya.
Iwe haufaniri kuva nemishonga inishuwarenzi kana kuva chikamu cherongwa hwemishonga kuitira kuti ushandise purogiramu idzi dzinodhura dzemari. Zvose zvamunoda murairo kubva kuchiremba wenyu! Usati wataura nachiremba wako, unogona kushanyira chikamu chemishonga chemahombekiti makuru-mabhokisi kuti uwane urongwa hwezvinhu zvinotengeswa zvinodhura:
- Mira uye Shop Generic Drug List
- Walmart Generic Drug List
Kuponesa Kubva paGeneric Medication
Mune mishonga, mishonga inowanzoita inogona kukuchengetedza kusvika kusvika ku80% pamutengo wemishonga inogarwa kana ichienzaniswa nezita rechirwere chemishonga. Bvunza chiremba wako kana pane chirwere chinowanikwa chinowanikwa kuti uite chirwere chako uye iwe unyore kunyora.
Zvichienderana nemishonga inoshandiswa nachiremba wako chiremba anorayira, unogona kukwanisa kutenga mishonga yako $ 4 nokuda kwemazuva makumi matatu-kana kuti $ 10 kwekupa kwemazuva 90 pane imwe huru-mabhokisi.
Haasi mishonga yose inowanzowanikwa, zvakadaro. Mapurogiramu akadhura mari haapi kupa mishonga yemishonga inenge ichangobva kuwanika mumutambo wemagetsi.
Zvinotora nguva kuti mutengo uregere kamwechete apo mushonga unotengeswa sewe generic, kazhinji mwedzi mitanhatu kusvika pagore, kana kunyange kwenguva refu.
Mienzaniso Yokuponesa
MunaNovember 2009, kambani yakakura yezvinodhaka yakaisa $ 302 kwemazuva 90 ekupa Paxil 10 mg, mushonga unoshandiswa kurapa kuora mwoyo uye kuzvidya mwoyo. Panguva imwecheteyo yemishonga yemishonga, iyo generic version (paroxetine) inodhura $ 90; zvisinei, Walmart yakapa 90-day supply of paroxetine ye $ 10.
MunaNovember 2009, maketani makuru ezvitoro akatengesa $ 136 nokuda kwemazuva 90 eCaruraura 2 mg, mushonga wakashandiswa kurapa prostate yakawedzerwa (BPH). Panguva imwecheteyo yemishonga yemishonga, iyo generic version (doxazosin) inodhura $ 44; zvisinei, Target yakapa 90-day supply ye doxazosin ye $ 10.
Mamwe Mishonga Yokuchengetedza Mishonga Kubhizimisi-Bhokisi
Target uye Walmart inopawo mari kune dzimwe nzira dzinowanzoshandiswa nemishonga yevakadzi, iyo yavanotengesa madhora 9 kwemazuva makumi matatu ekupa uye $ 24 kwemazuva makumi mapfumbamwe.
Semuenzaniso, zvose zvivigiro zvinopa alendronate kwe $ 24 kwemazuva 90 ekugoverwa. Iyi mishonga inoshandiswa kudzivirira nekurapa osteoporosis . Zita rezita rokuti Fosamax rinowanzobhadhara mari inopfuura $ 225 kwemazuva 90 ekugoverwa.
Zvakadini kana ndine Health Plan?
Kana uine chirongwa chepachirongwa chinowanikwa nehuwandu hwezvinodhaka, iwe uchange uchida kubhadhara copay yakakosha yemishonga yemagetsi.
Mune zvimwe zviitiko chirongwa chako chemishonga chepayipi chinogona kunge chakaderera kupfuura bhokisi rinochengetedza mari yakawanda kana inogona kunge yakakwirira. Kana yako copay yakakwirira zvikuru - somuenzaniso $ 30, kana kupfuura kwemazuva 90 ekupa mishonga yako - unogona kuwana chiremba kubva kuna chiremba wako uye uchishandise pane bhokisi guru-bhokisi.
Kana une Medicare Part D chirongwa chirongwa uye iwe unofanira kutarisana nenhovo yemugove - mukana wekushandisa zvinodhaka kana iwe uchibhadhara 100% yemari yemishonga yako - kana zvakakodzera, iwe unogona kuita kuti chiremba wako anyore mishonga mishonga inowanikwa muWalmart kana Target inowanikwa mazita.