Kuwana mari isina kukwana (NSF) chekuongorora chinhu chimwe chinhu kunze kwekutonga kwesangano kunze kwekunge iwe uchisarudza kuti haugamuchiri zvachose. Kunyange zvakadaro, kuchine huwandu hwevanhu vanozvinyora cheki kuti vabhadharwe mabhizimusi avo. Ikoko hakungave nenzira yekudzivisa kuti irege kuitika asi pane nzira dzokuderedza nhamba yezvinoitika.
Kuva nehutano kuburikidza nekuva nechinangwa munzvimbo kunogona kufamba nenzira yakareba mukugadzirisa nyaya iyi dai zvaizoitika.
Kudzivirira NSF Checks
Kuva nepurogiramu yakanaka yezvemari kunogona kubatsira mukuderedza nhamba yeNSF checks yako nzvimbo inowanikwa. Muhofisi yezvokurapa, kana iwe uine mararamiro akarereka ekuunganidza mari, vazhinji vomurwere wako vanoziva nguva isati yasvika yemari yavo yekuita mari inoita kuti vave nani vakagadzirira kubhadhara.
Apo varwere vanoiswa panzvimbo iyo kuti vaite mubhadharo, havana mukana wekutarisa bhengi ravo rebhangi kuti vaone kuti kune mari yakakwana inowanikwa. Uyewo, kuita kuti murwere azive nguva isati yasvika kunovapa nguva yakawanda yekugadzirisa mari yavo mukugadzirira kushanyira kwavo kuchauya, kurongedza kusangana kwavo kune rimwe zuva iro rinonyanya kukoshesa kana kubhadhara zvirongwa, kana zvichifanira.
Apo Zvinoitika
Saka iwe watora matanho ose ekudzivirira nheyo yeNSF uye imwe ichiri kupfuurira, iwe unenge uine dzimwe nzira.
Ratidza muhutano hwako pasinei nokuti iwe ucharamba uchigamuchira cheko kubva kune varwere vane nhoroondo yekunyora zvakaipa checks. Izvi zvinogona kureva kuti hofisi yezvokurapa icharamba kugamuchira cheki kubva kune varwere vane chengetedzo imwe cheSNS kana kuti kwete kupfuura maviri kana vakakurumidza kuona chikanganiso chavo uye vakapa mari yokubhadhara pakarepo.
Tariro, izvi zvichagadzirisa chirongwa cheSNS chekuongorora. Kana zvisina kudaro, mamwe matanho anogona kutorwa.
- Dana murwere. Zvichida murwere achaziva usati waita kuti vane bounced check. Iwe hausi nenzira ipi zvayo kuvaudza chimwe chinhu chavasingazivi. Vachikumbira zvematongerwo enyika kuti vagadzirise nyaya yacho nokukurumidza sezvazvinogona. Vopa kupa mari ye NSF kana vachibhadhara mukati memazuva mashanu.
- Tumira tsamba yakavimbiswa. Yeuchidza murwere kuti ivo vanokoshesa mutengi uye iwe unoda kuti vagadzirise nyaya kunze kwechimwe chiitiko. Iva nechokwadi kuti haufaniri kutyisidzira murwere nenzira ipi zvayo.
- Taura nebhangi. Kana kuedza kusangana nemurwere hakuna kubudirira, kumirira kwemazuva mashomanana uye taura nebhangi kuti uone kana pane mari yakakwana yekuvhara cheki. Kana zvakadaro, dzokera cheki kubhangi ugoitora nechokuisa mu akaunti yako.
- Tungamirirwa nekambani kune sangano rekuunganidza .
- Dzokorora kudai nematare ediki madare.