Mumakore achangobva kupfuura, hurumende yose yekuchengetedza utano yakave yakanyanya kurwisana mumagariro ayo. Nezvinokwidza kuwedzera zvakabatanidzwa nehutano hwakakosha, zvinokosha zvikuru kune mararamiro emunzvimbo chero ipi zvayo kuti uwane kubhadharwa kwekubhadharwa kwakanyanya kunotsamira pamaripo yevarwere.
Deductibles, copays uye coinsuranceurance mari inogona kuwedzera kusvika kumajenya ekurasikirwa kwemadhora kana miedzo yakakwana isingagadziriswa kuti ibvise izvi kubva muhomwe mari yevarwere.
Kuunganidza mutoro wevarwere kunokosha chete sekuunganidza kubva kumakambani einishuwarenzi. Asi ndeipi apo kushungurudza maitiro ekutsvaga kuyambuka mutsetse wekuendesa kushandiswa kwevarombo nevatengi ?
Heano mamwe maunganidzwa Anoita neDon't.
Do
Inokurudzira varwere vasati vashanyira mutemo wenyu wekusungirirwa zvakanakisisa panguva yekuronga. Izvi zvinobvumira murwere kugadzirira kubhadhara asati asvika kuhofisi yezvokurapa. Izvi zvinonyanya kukosha kuvarwere vanofanirwa kusangana nemari yakabhadharwa kana mari yekutengesa kune imwe kunze kwehomwe mari. Apo varwere vanoziva nguva isati yasvika, ivo vanowanzoita mari yavo mberi.
Iva nechokwadi chekuti zviratidzo zvakatumirwa muhofisi yako zvinopa varwere vekuunganidza maitiro ako . Chimwe chikamu chinokosha chekukurudzira varwere kuti vaite mari yepamusoro ndeyekuyeuchidza nguva dzose kana kuburikidza nemagwaro, zviratidzo, mapepa emashoko kana panguva yekugadzirisa hurongwa.
Kupa zvikwereti zvevatori vanozvimirira sevari kukurudzira kubhadhara zvikwereti zvavo panguva yakakodzera. Vashandi vanochengetwa vanogamuchira zvikwereti kuburikidza nekambani dzavo dze inshuwarisi asi vanozvimiririra varwere vane mhosva yekubhadhara kwavo kwakakwana. Kuvapa kuderedzwa kubhadhara nenzira yakanakisisa kunogona kubatsira kuvandudza mari inopera.
Ita kuti zviwanikwe zvakasiyana-siyana zvokubhadhara zvinokonzerwa nevarwere vanove vakakwira kunze kwehomwe mari. Kunze kwehomwe mari zvinogona kunge dzimwe nguva kuva zviuru zvemadhora. Kupa zvirongwa zvokubhadhara zvakanaka kune kugutsikana kwegumi.
Anoda varwere kuti vaite "kutenda kwakanaka". Kana varwere venyu vachiri kubhadhara mari yavo yakazara, vachiita kuti vabhadharwe chikamu chebhadharo mberi isarudzo yekuzvipira kumari yavo yezvemari uye kuchengetwa kwavo kweutano.
Usaiti
Regai varwere varambe vachiwedzera mari yavanenge vasingakwanisi kubhadhara kunze kwekuti iine dambudziko. Kubvumira varwere kuti varambe vachiwana kubhadhara pasina kuita zvikwereti zvinotumira shoko risina kunaka.
Tumira zvikwereti kuzvikoro pasina kupa nguva yakakwana kuvarwere kuti vaite urongwa hwokubhadhara. Masangano ekusvitsa haana mukurumbira wakanaka uye anogona kuderedza varwere kubva kudzokera kugamuchira kurapwa. Vabvumira nguva yakakwana yekubhadhara vasati vatendeuka.
Ramba uchinetsa mabhiriji. Pane imwe nguva mavhisi akapiwa, varwere havana hurumende yekubhadhara kunze kwekuti vamwe vaite. Kana varwere vasvika pakushanyira kwavo, yeuchiyeuchidze nezvemabhadharo avo epfuura uye kuvakurudzira kuti vabhadhara.