Dzidza apo iwe unogona kunyora nekuchinja Medicare zvirongwa
Kunyora muMedare kana kuchinja zvirongwa zveMedare hazvioma asi kuziva kuti iwe unogona kuzviita kunogona kuvhiringidza. Kune huwandu hwekuverenga kweMedare munguva dzese gore chete asi zvishoma chete zvinogona kushanda kumamiriro ako ezvinhu. Iyi kalendari ichakubatsira kuti ugare wakarurama.
Nguva Yokutanga Inyore Nguva:
Chokutanga uye chakakosha, iwe unofanirwa kunzwisisa Purood yako Yokutanga Inyore (IEP) .
Iyi ndiyo apo iwe unotanga kushanda kuMedare. Mazuva ako eEEP achasiyana maererano nemamiriro ako ega. Kushaya IEP yako kunogona kuita kuti iwe ubhadhara nguva pfupi .
- Kubva pazera: Iwe unokodzera Medicare paunosvitsa makore makumi matanhatu . IEP yako inotanga mwedzi mitatu isati yapera uye inopera mwedzi mitatu mushure mekuzvarwa kwako kwema 65.
- Kubva pahutano hunoshandiswa nevashandirwi: Kana uine makore makumi matanhatu nemashanu uye uine hutano hwehutano kuburikidza nemushandi anoshandira vashandi vanenge 20 venguva yakazara, IEP yako inotanga zuva raunosiya basa rako kana zuva raunorasikirwa nehutano hwakanaka, chero ipi zvayo inotanga kuuya, uye inoguma kwemwedzi mitanhatu.
- Kubva pamagumo emagetsi real disease: Your IEP inotanga mwedzi iwe unoongororwa uye inopera kwemwedzi mitatu yakawedzerwa.
- Kubva pakurwara neSSDI: Unokodzera Medicare mushure mekugamuchira maSIDD zvinyorwa kwemwedzi 24. The Social Security Administration ichakunyora iwe mu Medicare pamwedzi wechi25.
Nguva Yokunyoresa Pakare:
January 1 - March 31
Kana iwe wakashaya yako Initial Enrollment Period, iyi ndiyo apo iwe unogona kuisa chikamu cheChikamu A, Chikamu B kana zviviri. Iwe haugoni kusarudza chirongwa cheMedare Advantage panguva ino. Your Medicare maropafadzo haazotanga kusvika munaJuly 1.
Medicare Kubatsira Kuparara Period:
January 1 - February 14
Kana ukasarudza iwe usingadi chirongwa chako cheMedicare Advantage, iwe unogona kuchikanda uye uchinje kuChechi yeMedare panguva iyi yekutsauka. Iwe unogonawo kusarudza Chikamu D D kuti uwedzere kugoverwa kwako kweMutambo weMedare panguva ino. Zvamusingakwanisi kuita zvinochinja kubva kune rimwe chirongwa cheMederal Advantage kune rimwe kana kuchinja kubva kune chikamu D kuronga kune imwe.
Nguva Yokunyora Inokosha:
April 1 - June 30
Kana iwe ukasainira kuMedare panguva yeKubata Inyore Period, iyi ndiyo apo iwe unogona kunyora chikamu cheDe D. Unogonawo kunyoresa muurongwa hweMedicare Advantage neChikamu cheD D, chirongwa che MA-PD. Iwe haugoni kutsvaga chirongwa cheMedare Advantage pasina chirongwa chekurapa zvinodhaka panguva ino. Zvikomborero zvako zvichatanga July 1.
Vhura Nhamba Yokunyora:
October 15 - December 7
Iyi nguva yekunyora inowanikwa kune wese muMedare. Munguva ino unogona kuchinja kubva kuAriginal Medicare kana kuti usina chikamu cheD Part D kune Medicare Advantage kana kuti pasina chirongwa chekushandisa zvinodhaka uye pamwe chete. Iwe unogonawo kunyora, kubvisa kana kuchinja Chikamu D D zvirongwa.
Nguva yekunyora Nyeredzi Nishanu:
December 8 - November 30
Kana iwe uchida kuina chikwangwani che Five-Star Medicare Advantage kana chirongwa cheDe D , iwe unogona kuzviita kubva musi waDecember 8 mushure mekunge chirongwa chacho chinowana hutano hweShanu-Nyeredzi kusvika November 30 wegore rinotevera.
Iwe une sarudzo yekuita izvi kamwechete pagore. Kana iwe uchida kubva muChirongwa cheShanu-Star pane chikonzero chipi nechipi, iwe uchafanirwa kumirira kusvikira Purogiramu Yokunyora Yakazarurwa kuti uite saizvozvo.