The Hospice Medicare Benefit ndiyo chikamu chinokosha cheMedare chinopa mari yekuchengetedza varwere . Kana iwe kana munhu waunoda ane Medicare uye uri kufunga kuchinyoresa mune zvekuchengetedza varwere, hezvino izvo zvaunoda kuziva pamusoro pekuchengeta hospice uye Hospice Medicare Benefit.
Havasi vose vanogona kuwana hospice; iwe unofanirwa kuigadzirira. Kuti uwane chikwereti chekuchengetedza varwere, unofanirwa kunge uine tariro yekurarama kwemwedzi inopfuura mitanhatu.
Uyezve, unofanirwa kubvumirana nekurega mamwe maitiro ekurapa ekurwara kwako, pane kusarudza nzira dzekurapa dzinosungirwa kuchengetedza iwe wakasununguka nekuchengetedza sehutano hwehupenyu hwepamusoro.
Kana iwe uine Medicare uye ukasarudza sangano reMederal-certified hospice kuti upe rubatsiro rwako rwekuchengetedza varwere, mari inobhadharwa neHirice Medicare Benefit.
Zvinotarisirwa neHirice Medicare Benefit Covers
Iyo Hospice Medicare Benefit inosanganisira zvose zvakabatana zvine chokuita nehutachiona hwako uye zvakakosha kuti ugare wakasununguka. Inobhadhara:
- Vanachiremba vachipatara navanamukoti.
- Mishonga inokosha kuti ugare wakasununguka uye kudzora kana kudzivirira zviratidzo zvako.
- Hospice home health help kubatsira nekugeza uye mubhedha kuchinja.
- Zvirwere zvemishonga seguruvhiri kana chipatara chakakosha kuti ugare wakasununguka.
- Vashandi vezvekugara mune zvekugara vanokubatsira kuti uwane zvinhu zvako mukuronga nekukubatsira iwe nevemhuri yako nekubata nematambudziko epfungwa uye kuchema.
- Rutsigiro rwunotarisirwa kupa muchengeti wako kuputsa.
- Kutaura, kushanda, kana kurapa muviri kunoda kuti ugare wakasununguka kana kukudzidzisa nzira yekuita nayo kuchinja kwemuviri wako uri kuitika.
- Mishonga yezvipatara kana zvichidiwa.
- Kushungurudzika kukurudzira iwe nevanoda.
- Kurapwa kwepachipatara kana zvichidikanwa pakugadzirisa matambudziko, kugamuchirwa nekambani yekuchengetedza, uye kugamuchirwa kuchipatara kana munzvimbo yekuchengetedza inogarwa nesangano rako rekuchengetedza.
- Chero chimwe chinhu chikwata chevarwere chinonzwa kuti chinodikanwa uye chakabatana nekuchengetedza uchinetseka nekudzivirira zviratidzo zvehutachiona hwako.
Zvinotarisirwa neHirice Medicine Benefit Hazvifukidzwi
The Hospice Medicare Benefit haifaniri kuvhara chero chinangwa chekuporesa kurwara kwako. Semuenzaniso, inogona kuvhara mari yekurapa inonzi radiation inoshandiswa pakukanda tumarara inenge ichishungurudza musana wako wepelinha zvichikonzera marwadzo. Asi, haingatauri remishonga inonzi radiation inotarisirwa kuporesa chirwere chako. Chinokosha ndechokuti mushonga ndewekudzivirira zviratidzo zvako kuitira kuti uve wakanyarara (wakavharwa), kana kuti kurapwa uku kuedza kuporesa chirwere chako chinopera (kwete chakafukidzirwa).
Iyo haifaniri kuvhara mari yekamuri uye bhodhi. Izvi hazviwanzo dambudziko kana uri mumba mako. Asi, kana iwe uri mumusha unochengetedza vakwegura, unobatsira nzvimbo yekugara, bhodhi uye musha unochengetedza, kana kuti uchigara pane imwe nzvimbo yekuchengetedza, iwe uchava nemhosva yekufukidza bhodhi rako uye kutarisira mari. Kana zvakajeka kuti unoda kugara mumusha unotarisira vakwegura, kugara uchibatsirwa, kana imba yekuchengetedza asi asikwanisi kuwana nzvimbo uye bhodhi, mamwe masangano ekuchengetedza achashandisa zvipo zvekubatsira kuti akubatsire nemari iyo. Izvi zvinowanzoitwa pane imwe nyaya-ne-case, saka kana iwe uchifanotaura izvi zvinogona kuva nharo, bvunza pamusoro pazvo sezvo uri kusarudza sangano rekuchengetedza rinoshandisa.
Emergency room uye ambulance services hazvifukidzwi neHergice Medicare Benefit kunze kwekuti team yako yekurwara ichinzwa kuti inokosha, yakabatana nehosha yako yekupedzisira, uye inoronga kuti iwe ushandise kugamuchira mavhisi aya.
Zvaunofanira Kubhadhara
Iwe uchange uine copay duku yemadhora mashanu emishonga, kunyange zvazvo mamwe masangano ekuchengetedza akashandira iyi copay. Iwe unenge uine 5% coinsurance nekuda kwekubhadhara kwese kubatsirwa kwekuchengetedza, asi kwete kudarika $ 12 pazuva. Iwe uchabhadhara Medicare Part B inobhadhara uye kubhadhara kune chero mishandiro ezvokurapa waunowana kubva kunechiremba asiri kushanda kune sangano rako rekuchengetedza.
Iwe unoda kuramba uchibhadhara mapeamendi ose aMedare wawairipa iwe usati wasayina ku hospice. Somuenzaniso, kana iwe uri kubhadhara Medicare Part B premium kana kuti premium yemutemo weMedigap, uchafanira kuramba uchibhadhara miriyamu iyoyo.
Nzira Yokuwana Sei Hospice Mvura Inobatsira
VaMedare chete vanogamuchira vanogona kuwana Hospice Medicare Benefit. Kana ukasarudza kunyora muchirongwa chekuchengetedza chirwere, chikamu chekunyora ku hospice chichave kuchinja kubva kune chirongwa chako chaMagare chazvino kune Hospice Medicare Benefit. Vashandi vekuchera vanokubatsira nekunyora muurongwa hwekugamuchira vana vachakubatsirawo nekunyora muHirice Medicare Benefit.
Maitiro ekuti Mushandi Anopa Miti Inobatsira Sei?
The Hospice Medicare Benefit chikamu cheMedare Chikamu A. Apo iwe unyoresa ku hospice, kana iwe uri paChechi yeMurere kana chirongwa cheMederal Advantage like Medicare HMO , iwe uchangozoshandurwa kuAne Medicare. Pakutanga Medicare Chikamu A ichazobhadhara sangano rekuchengetedza rakagadzirirwa dhora remazuva zuva rose iwe uri murwere wavo. Izvi zvakagadzirirwa dhora-per-zuva chiyero chinozivikanwa se-per-diem rate.
Sangano rekuchengetedza rinopa zvipo zvako zvose zvekuchengetwa kwekuchengetwa kwekuchengetedza kunze kwehuwandu hwezvakawanda. Inowana mari iyi zuva rega roga kana kana mukoti wekuchengetedza varwere kana mutano wehutano hwekumba akauya kuzokushanyira iwe zuva iroro.
Sangano rekufambisa ikozvino rinoshanda zvakangofanana neHMO pakuti iwe unongobvumirwa kuwana hutano hwehutano hwakabatana nehutachiona hwako kubva kune iyo sangano rinopa varwere , kana kubva kune umwe mupi wehutano anobvumirana naye. Somuenzaniso, kana uchida mhepo yakakosha uye mubhedha wechipatara, haugoni kuvatora kubva kune imwe mhando yemishonga uyo unosarudza. Pane kudaro, unofanira kuvawana kubva kumishonga yemishonga anopa sangano rako rekuchengetedza rinobatana naro, uye hospice yako inobvumirana kuti unoda zvinhu izvi.
Iwe unogona kunge uchingowana hutano hwehutano husina hukama nehutachiona hwehutano kubva kune vasina-hospice providers. Somuenzaniso, kana chirwere chako chinorwara nekenza, unogona kuramba uchinge uchiona chirwere chako chepachirapa kuti chirape mwoyo wako arrhythmia sezvo isina chokuita nehutachiona hwako. Hospice haingabhadhara muchechi wezve cardi kubva pane imwe nguva kubva apo kushanya kwachiremba kwacho kwakanga kusina ukama nehutachiona hwako. Zvisinei, Chekutanga Medicare Chikamu B ichabhadhara chikwata chema cardiologist sezvazvakaita munguva yakapfuura.
Mune mumwe muenzaniso, kana chirwere chako chinopera chirwere chepfungwa uye iwe unoda kupinda muchipatara nokuti iwe wakatora uye wakagura chiuno chako, Chekutanga Medicare Chikamu A yaizobhadhara chipatara chako chakakonzerwa nechisimba, uye Chekutanga Medicare Chikamu B yaizobhadhara chiremba mabhizimusi anosangana ne chiuno chako. Nenzira iyi, hospice neMedarera vanoshanda pamwe chete kuti vawane mari yekurapa kwako (pamwe neHirice Medicare Benefit) pamwe chete nehutano hwehutano husingaenzaniswi nehutachiona hwako (pamwe neMedare Parts A uye B.)
Chii Chinoitika Kana Uchinja Pfungwa Dzako Nezve Hospice Mushure mekutanga kune Hospice Medicare Benefit
Kana ukashandura pfungwa dzako pamusoro pekuchengetedza varwere mushure mekunge masayina, iwe unogona kudzorera Hospice Medicare Benefit uye kudzokera kuMutauro Wemagetsi.
Kana iwe uchida kuramba uchingogamuchira mabasa ekufambisa, asi shandura pfungwa dzako nezvesangano rekuchengetedza rawakasarudza, unogona kuenderera kune rimwe sangano rinotarisira varwere. Zvisinei, haugone kuchinja masangano ekufambisa chero nguva yaunoda. Iwe unogona kushandura imwe nguva mumazuva ekutanga makumi mapfumbamwe ekutarisira kwako, imwe nguva panguva yechipiri mazuva 90 ekutarisira kwako, uye kamwe kamwe mazuva makumi matanhatu nerimwe. Tariro, iwe uchasarudza sangano rekuchengetedza raunofara uye haufaniri kuchinja.