Uchabhadhara Zvakawanda Zvakadini?
Medicare Chikamu D chakatanga kupa mishonga yemishonga inoshandiswa mumishonga muna 2006. Izvi zvisati zvaitika, vakwegura vaifanira kuzvizvidzivirira ivo pachavo. Mutoro wezvinodhaka zvinodhura nevana veAmerica pakati pemakore makumi matanhatu nemakumi manomwe nemakumi manomwe nemakore makumi manomwe nemakumi mapfumbamwe nemakumi manomwe ekuzadza zvirevo zve 27.3 gore negore uye avo vanopfuura makore makumi masere nemakore ekuzadza 29.1 mitemo pagore.
Nhasi vakwegura vanogona kutora chikamu cheD Part D, kuripa purogiramu yemwedzi wega wega uye kuita mapepa emari asingabhadhari kana kubhadhara mari yekubhadhara kune zvinodhaka zvinodhaka.
Dambudziko nderokuti Chikamu D chine gwaro rekuvharidzirwa rinozivikanwa sejinga rekupa uye harisi rakasviba.
Chikamu D chinopa kugoverwa kusvika kune imwe nzvimbo yemari yakawanda (fungidzira kudya kubva kune rumwe rutivi rwechipo), ipapo madonhwe okuvhara (fungidzira kusvika panzvimbo isina chinhu mukati) uye udzoke kugoverwa mushure mekunge imwe mari yemari yakashandiswa (fungidzira kuwana kune rumwe rutivi rwechipo).
Gore roga rega Medicare inogadzirisa chikamu chekugovera chechikamu chekutanga chebasa, iyo inotangira gomba. Zvaunobhadhara uye izvo Zvirwere zvinopa mari yako zvinodhaka zvinotarirwa kune iyo inodhura. Mishonga yako yepamwedzi yepamwedzi hairevi kune izvi zvinodhura kana mishonga isina kuvharwa neChikamu D D urongwa kana mishonga inotengwa kune dzimwe nyika.
| Mariro Inobhadhara | Mariro Inoshandiswa neMurepa |
| Mari iyo Medicare inobhadhara mitemo yako |
Mushure mekunge maipedza chikamu chekuvhara mari, iwe unopinda muganhu wekupinza.
Apo Chikamu D chekutanga chakatanga, ungadai wakateerera kubhadhara 100 muzana yemishonga yako yezvinodhaka. Iye zvino Medicare ichabhadhara imwe chikamu chemari uye mari iyo iri kukura iwe gore negore nekuda kweBobamacare. Obamacare inofanirwa kuvhara gomba rekupinza ra2020 .
| Gore | Zita Rekushandisa Zvinodhaka | Generic Drugs |
| 2015 | 55 muzana | 35 muzana |
| 2016 | 55 muzana | 42 muzana |
| 2017 | 60 muzana | 49 muzana |
| 2018 | 65 muzana | 56 muzana |
| 2019 | 70 muzana | 63 muzana |
| 2020 | 75 muzana | 75 muzana |
Iwe wakanamatira munharaunda yemugove kusvikira wapedza imwe mari inoshandiswa gore negore ne Medicare. Makambani ezvemishonga achakupa 50 kubva muzana muhomwe pamushonga wemishonga panguva yegomba. Chero mari ipi inoshandiswa neChirongwa cheDe D yako hairevi maererano nemari iyi. Zvakare, miriyamisi yako yemwedzi uye yakafuridzirwa kana mishonga kunze kwenyika hairevi kudivi pamutengo wemugove unoda.
| Mariro Inobhadhara | Vamwe Vanodhura |
| Nhamba yemishonga yemishonga inobhadhara mazita emishonga yemishonga (kwete mishonga yako chaiyo) Icho chikamu cheD Part D chaunoripa hachiverengi |
Mushure mokunge makapedza mari yezvipo, iwe unopinda nguva yakaipisisa yekuvhara apo iwe unobhadhara mapepa asingadhuri yemishonga yako kusvikira pakuguma kwegore. Musi waJanuary 1, mutambo wacho unotanga zvakare.
| Drug Coverage | 2015 | 2016 |
| Initial Coverage Limit | $ 2,960 | $ 3,310 |
| Donut Hole | $ 1,740 ($ 4 700 muzvikamu zvose zvegore) | $ 1,540 ($ 4 850 muhuwandu hwemari yegore) |
| Dambudziko Rakawanda |
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Nzvimbo yemugove inogona kunge iri pfungwa yakaoma kunzwisisa. Ndinofara muna 2020, zvichava zviri nyore nekuvharwa kwegomba redu.
Chinhu
Kuchinja Mukushandiswa Kwehutano neMishonga. IMS Institute for Healthcare Informatics. http://www.imshealth.com/deployedfiles/imshealth/Global/Content/Corporate/IMS%20Health%20Institute/Reports/US_Use_of_Meds_2013/Percent_population_prescriptions_per_capita.pdf Yakapiwa August 12, 2015.