Medicare uye Medicaid: Chii Chinonzi Kusiyana?

Maitiro Avanoita Pamwe Chete

Medicare neMedicaid inonzwika zvakafanana. Vanotarisa zvakafanana, kuderedza tsamba mbiri dzokupedzisira mumazita avo. Hazvishamisi kuti zvirongwa izvi zvinowanzovhiringidzika mumaziso evanhu. Kuti uwane zvakanyanya zvezvirongwa izvi, unoda kunzwisisa chii chinoita kuti Medicare neMedicaid ive yakasiyana uye yakasiyana.

Nzira 3 Medicare neMedicaid Ndizvo Zvakadaro

1. Zvose izvi zvirongwa zvehutano hwehutano. Utano chinhu chinonyanya kukosha, asi haasi munhu wese anokwanisa kutenga inshuwalhu yehutano yega yega kuti awane rubatso rwavanoda. Musi waJuly 30, 1965, Lyndon B. Johnson akasaina Medicare neMedicaid mutemo kuti apiwe kugovera kune avo vane chido chikuru.

1. Zvose izvi zvinotungamirirwa nehurumende yehurumende. ICentral for Medicare neMedicaid Services (CMS) inhengo iri muDhipatimendi reMweya weUnited States uye Human Services inotarisira mapurogiramu aya. CMS inogadzirisa mazano ekufanirwa uye zvipi zvehutano zvinofanira kuvharwa.
2. Vose vanopa rubatsiro rwezvechiremba kuvanhu vakaremara. Medicare inotarisirwa kune avo vanopfuura makore makumi matanhatu nemashanu uye Medicaid kuvaAmerica vane mari shoma. Zvisinei, mapurogiramu maviri anowedzera kukodzera kuvanhu vane hurema. Medicare ine sarudzo yekuremara inokodzera izvo zvinoshandiswa munyika yose, asi humwe hurumende inogona kunge yakagadziriswa kana ichisvika kuMedicaid kukodzera.

Nzira 4 Medicare neMedicaid Vakasiyana

1. Medicaid chirongwa chehurumende, asi Medicare haisi. Hurumende yehurumende inogadza mitemo yeMedicaid, asi hurumende imwe neimwe inoita purogiramu yayo pachayo. Nokuda kwechikonzero ichi, kupinda kune Medicaid kunosiyana kubva kune imwe nyika kuenda kune imwe nyika . Medicare, kune rumwe rutivi, inotungamirirwa chete nehurumende yehurumende. Izvi zvinotungamirira kune imwe yunifomu Medicare access pasinei nokuti uri kugara kupi munyika.

1. Medicaid yakazarurirwa kumakore ose, asi Medicare haisi. Medicaid inowedzera vanhu vane mari shoma kubva kumakore ose - vana vachangoberekwa, vana, vakuru, vakuru - pasinei nekuremara kupi zvako. Medicare, zvisinei, inogumira kukodzera kune avo makore makumi matanhatu nekure kunze kwekunge kunewo hurema hwakagadziriswa zvakakodzera.

1. Medicare ine zvikamu zvakasiyana, asi Medicaid haina. Medicare inoputsika muzvikamu zvina: A, B, C, uye D. Chikamu chimwe nechimwe chinofukidza chimwe chinhu chakasiyana-siyana chekurapa (inpatient, outpatient, kana mishonga yemishonga inodhura) uye ine mitemo yayo yega uye mari . Iwe unofanirwa kunyorera chikamu chimwe nechimwe. Medicaid iri nyore uye haina kuputsika muzvikamu zvakasiyana. Iwe unoshandisa iyo purogiramu imwe yekugamuchira zvikomborero zvose.
2. Medicaid inokubatsira kubhadhara Medicare, asi kwete zvakasiyana. Kana iwe uri mumwe weAmerica 8,3 Mamiriyoni akakodzera zvose Medicare neMedicaid, iwe unofanirwa kubvumirana iwe pachako unogona kukuisa pane zvakakosha. Medicaid inogona kukubatsira kuti ubhadhara premium, zvinodhevedzwa, uye mari inobhadhara mari iyo Medicare yakanyorera kwauri. Medicare haichazoiti zvakafanana kune imwe yenhamo yeMedicaid. Medicare chete inokweretesa Medicare.

Together, Medicare uye Medicaid inobatsira mamiriyoni eAmerica kuti ave nehutano hwakanaka hwehutano. Zvirongwa izvi zvine maitiro akasiyana ekufanirwa kodzero asi kupa basa rinodiwa kune avo vanoshaiwa. Tsvaga zvimwe kuti uone kuti mapurogiramu aya anogona kukubatsira sei.

> Kwakabva:

> Vakwegura & Medicare neMedicaid Enrollees. Medicaid.gov website. https://www.medicaid.gov/medicaid/eligibility/medicaid-enrollees/index.html.