Zvinyorwa zvekutengesa Kubata pamuviri nekurera uye Maternity Insurance
Kana iwe uri nepamuviri uye usina hutano inshuwarisi, zvimwe unonzwa uchinetseka uye uchinetseka. Kunyange zvazvo urongwa hwehutano hwehutano hwehutano hunosanganisira kuvhara kwekuberekwa kunowanika kuburikidza neChipatara chine Mariki yehutano yehutano hwakakosha , iwe unongokwanisa kunyora muzvirongwa izvozvo panguva yekunyora kusununguka .
Kana iwe uri nepamuviri panguva yekunyora kusununguka, iwe unogona kunyora urongwa huchava hunobudirira mugore rinouya.
Zvose zvirongwa zvitsva zvinotarisirwa kuva nehutano hwekuberekwa pasi pe ACA, uye mamiriro ezvinhu akambovapo-kusanganisira kuberekwa-haasisiri chipingamupinyi.
Asi kana iwe ukazviwana usina uninsured uye uine mimba pakutanga kwegore, mushure mekunge iwe wakanyora kuzarura kwakatoguma asi mwedzi yakawanda mberi kwekutanga kwekubhabhatidzwa kwegore rakatevera, mamwe mamiriro ezvinhu achakupa imwe mukana wokunyora. Onai: " Ndakanga ndisina kukwanisa kubhadharwa kunyoresa." Chii chazvino? "
Kunyange zvazvo vamwe vakadzi vane pamuviri vangave vakakodzera kuwana nguva yakakwana yokunyora nekuda kwezviitiko zvinokodzera , kuberekwa pachako hakusi chiitiko chakakodzera . Asi pane chimwe chinhu muNew York. Mutemo wakagadzwa muna 2015 (unoshanda munaJanuary 2016) kuNew York kuti uite pamuviri chiitiko chakakodzera chezvirongwa zvakatengwa kuburikidza nekushandura kwehurumende, New York State Health. Izvozvo zvinoreva kuti mukadzi ane pamuviri muNew York anogona kunyoresa kugoverwa kwekutanga, kana kushandura kune rimwe urongwa apo paanova nepamuviri.
New York ndiyo nyika bedzi ine urongwa hwakadaro. Mune dzimwe nyika, pamuviri haisi chiitiko chakakodzera.
Izvo zvinotevera pasi ndezvimwe zvinogona kusarudzwa kana iwe uchida kuberekwa neshuwarenzi ikozvino, kana iwe usingakodzeri unishuwarenzi kuburikidza neObamacare , kana iwe unofanira kumirira kusvika pakunyoresa kwaunotevera kuti uwane chirongwa cheBobamacare, asi unoda kutarisirwa kusati kwatanga.
Dhipatimendi reMutano Wehutano
Chokutanga chekumira chinofanira kuva cheDhipatimendi reMutano weHurumende. Masangano mazhinji ehutano anopa hutano hwekurera. Kazhinji, mabasa aya anowanikwa kune vanhu vashoma vanowana mari, asi kana musingasviki nemiganho yekuwana mari, vanogona kupa hupfumi hwemashoko pane zvimwe zviwanikwa zviripo munzvimbo yako. Shandisa iri shanduko kuti uwane Dhipatimendi reMutano Wenyu.
Community Health Centre
Community Health Centers inopa rubatsiro rwakakwana kuvanhu vasingakwanisi kuwana hutano hwehutano. Kunyange zvazvo vasingakwanisi kupa inshurensi yekuberekwa, vanopa zvakakwana zvakanyanya uye kutarisirwa kubhadhara nemari inobva pane zvamunowana uye kukwanisa kubhadhara. Sezvo zvisati zviri zvizvarwa zvose zvine imwe, tarisa kuona kana kune Community Community Centre pedyo newe.
Medicaid
Medicaid chirongwa chehurumende chinopa inshuwarhu yehutano kune vanhu vane mari shoma. Nyika dzinopesana nezvomunhu anokodzera semunhu ane mari shoma. Kana iwe uchikodzera, Medicaid yekuberekwa kwehutano inshuwarheni inogona kudzokera shure, ichivhara kutarisirwa kwawakagara uchiwana kunyange usati wanyorera Medicaid. Uyewo, kana iwe uchikodzera, mwana wako achafukidzwa kana yazvarwa.
Medicaid kugadziriswa huwandu hwepamusoro kune vakadzi vane pamuviri kupfuura ivo kune vamwe vanhu vakuru, uye kunyange muhurumende dzisina kuderedza Medicaid pasi peAACA , vakadzi vane pamuviri vanofanirwa neMedicaid nemari yepamusoro pamusoro pehurombo huripo (kukodzera kunobva kubva ku13 muzana yehurombo nhamba muIdaho, Louisiana, uye Oklahoma, kusvika 375 muzana yehurombo huri muIowa).
Medicaid inobvumira kunyora kwegore rose kuitira kuti iwe usati wakamanikidzwa nekunyora kusununguka nguva.
Vana Health Health Programme
Vana Health Health Insurance Program inopa inshuwarhu yehutano kuvana vasina kuvimbiswa, asi mune dzimwe nyika shomanana (Colorado, Missouri, New Jersey, Rhode Island, neVirginia), inopawo kupa kune vakadzi vane pamuviri. Kunyangwe inotarisa kune vanhu vasingakwanisi kutenga inshuwalhu yehutano, mapurogiramu eCIP anobvumira mari yakawanda kupfuura Medicaid. Zvose zvishanu zvezvikamu izvi zvine kodzero yekudzivirira zvikamu zve200 kubva muzana zvehurombo kana kuti pamusoro pevakadzi vane pamuviri kuti vawane CHIP.
Kunyange kana iwe usina kukodzera, mwana wako anogona kukodzera kana akaberekwa. Kufanana neMedicaid, CHIP inobvumira kuverengwa kwegore rose.
Hill-Burton Chipo
Kubva munaNovember 2016, mune 143 zvipatara uye makiriniki ezvehutano munyika yose iyo inofanirwa kupa rubatsiro rwakasununguka kana rwusina mari nokuti vakabvuma zvipo kana zvikwereti pasi peHill-Burton Act. Enda kuhofisi yekubvuma yeimwe yezvivako uye uvaudze kuti unoda kushanda nokuda kweHill-Burton kusununguka kana kuderedza-kutarisira mari. Iwe uchada kusangana nemari yakaderera mari, asi haufaniri kuva mugari weUnited States.
Imba yacho inongotarisirwa kupedza mari shoma gore negore paHill-Burton kutarisira, kuitira kuti iwe unofanira kushandiswa mabasa avo gore iroro risati rasvika raenda. Izvi zvinosanganisira zvikwereti zvechipatara, asi kwete kuti zviremba zvikwereti sezvo zvisingabatsiri vese inshuwalisi; Icho chimiro chekutarisira rudo.
Charity Care Organizations
Misangano yakafanana neKaturike Inobatsira neLutheran Services inopa mapurogiramu ekubatsira vakadzi nekutarisira pamuviri. Huduma dzinosiyana nenzira. Nheyo dzepamusoro dzinosanganisira kupa mazano uye kutumira. Asi, dzimwe nzvimbo dzinopa maitiro akawandisa semisha yekuberekwa iyo inopa rubatsiro rwekurera kwemahara, kusununguka kwemashure, kuberekera vana, uye nzvimbo uye bhodhi. Pachinyanya kukosha, vachakudzidzisa pane zvimwe zviwanikwa zviripo munzvimbo yako.
Muduku Mukuru Avhareji Pasi Pechikwata CheMubereki
Kana iwe uri pasi pemakore makumi maviri nemasere uye usina hutano inshuwarisi kubva kubasa rako, unogona kukodzera kubhadhara pasi pe inshuwarisi yemubereki wako . Kunyange kana iwe wakaroora kana kuti uri kugara uri wega, unogona kubatanidzwa mune inshuwarhu yehutano mubereki wako anowana kubva kubasa rake. Iwe uchazofanirwa kumirira kusvikira urongwa hwevabereki vako huri pachena hwokunyora, asi chirongwa chacho chingave nekunyora kwakasununguka kusingaenderani negore rekarenda.
Iva nechokwadi chekuti chirongwa chinopa kubhadhara inshuwarisi yekuchengetedzwa kune vanovimba, sezvo hurongwa hwehutano husingadiwi kuita kudaro. Vanodavirwa vanofanira kupiwa kugoverwa kunosanganisira kusachengetedzwa kwekuchengetedza, kusanganisira kutarisirwa kusati kwasara. Asi hapana chikonzero chekuti zvirongwa zvinotakura basa uye kubhadhara kune vanovimba.
Planned Parenthood
Rakagadzirirwa Parenthood haisi kungoita kuzvidzora uye kubvisa pamuviri. Zvimwe, asi kwete zvose, Planned Parenthood nzvimbo dzinopa rubatsiro rwekutangira. Zvimwe, asi kwete zvose, Planned Parenthood nzvimbo dzinotora zvavanoshandisa pamari yako. Kana nzvimbo yako yePlanned Parenthood isingabatsiri kutarisirwa kana kutora chirongwa chekubhadhara varwere vanozvipira, vachakwanisa kukuendesa kune dzimwe nzvimbo mukati memunharaunda yako.
Taura Nekuzvipira Kwekuzvipira
Kana iwe wapedzisa kubhadhara kubva muhomwe, tauriranai kutengesa mitengo mberi uye mugadzire zvirongwa zvekubhadhara. Kazhinji, zvipatara zvinodhura, kuzvipira kubhadharwa, uye kunyange zvakaderera rudo rukuru. Kana iwe usingabvunzi pamusoro pehuwandu hwekuda, vangasazvipira. Kubvunza kuti rudo rukuru chii, uyewo kuti unozvigadzirira sei, ruchakubatsira kukurukura nokuti iwe uchaziva nheyo, kunyange iwe usingakodzeri.
Urongwa Hwezvokurapa Hwakanaka
Kana kutaurirana iwe pachako kubhadharwa kwekubhadhara kunowedzera iwe, unogona kushanda neRucount Medical Plan Organisation. Aya makambani anopa zvikwereti zvekutanga zvisati zvambotaurirwa kune nhengo dzavo pamutengo wemwedzi nemwedzi. Ichi hachisi chokwadi chekutora inshuwarisi sezvo uri kubhadhara chiremba uye chipatara iwe pachako. Asi, kubvisa kwacho kwakatotaurirana pamusoro pako neDMPO. Usati wanyoresa, iva nechokwadi chokuti chiremba uye chipatara chinotora chikamu, sezvo zvirongwa zvakawanda zvine chisarudzo chakanyanyisa chevatapi vezvehutano vanobatana .
Yakarongwa naLouise Norris.
> Sources:
> BillTrack50.com, New York Senate Bill 5972.
> Medicaid.gov, Medicaid uye CHIP Matanho ekugadziriswa saJune 1, 2016.