Kana iwe wakashaya kunyora kusununguka pahurumende yako ye Affordable Care Act yehutano inshuwarano , iwe une zvinhu zvishomanana zvekutarisana nayo.
Kutanga, iwe unoda kuwana inshuwarhu yehutano neimwe nzira kana kugadzirira kuva usina uninsured kusvikira mukana wokunyora unotevera. Zvadaro, unogona kutarisana nemhosva yemitero kwemwedzi yausina hutano yveshuwarisi. Iwe unogona kuve bhajeti yeizvi kana kuedza kuwana chikwereti kuitira kuti iwe urege kubhadhara chikwereti.
Nzira Yokuwana Utano Hwepahutano Kana Wakashaiwa Obamacare Wakazonyora
Kana ukashaya kunyora kuzarura mumushuwarisi wehutano hwehutano, iwe hauna zvimwe zvakawanda zvingasarudzwa, asi une zvishoma. Heano mamwe emamwe maitiro ako ekuwana inshuwarisi yehutano.
Nyika yako ingangodaro yakanyora kuverengwa kwakasununguka: Kune gumi kushandiswa kwehurumende kunowedzera kutumirwa kwakasununguka kwehupfumi hwe 2018 kudarika musi waDecember 15, 2017 wekupedzisira iyo hurumende inoshandiswa. Vane vanomwe vavo vachiri kubvumira vanhu kuti vanyora saJanuary 2018, kusvikira nguva dzinotevera:
- Colorado: January 12
- Minnesota: January 14
- Washington: January 15
- Massachusetts: January 23
- DC: January 31
- California: January 31
- New York: January 31
Nguva yekunyora yakakosha: Kana iwe uine chiitiko chakakodzera , unogona kunge wakakodzerwa nenguva yekunyora inokosha pahutano hwehutano inshuwarheni. Nguva dzekunyora dzinokosha dzinowanzokonzerwa nehupenyu-zviitiko zvinoshandura hukuru hwemhuri yako kana nzvimbo yako, kana kuti kukurambidza kurasikirwa neimwe inshurensi yehutano.
Semuenzaniso, iwe unogona kuva nechiitiko chinokonzera kukanganisa kana iwe ukaroora kana kuva nemwana. Kana iwe kana wako wako kurasikirwa nebasa rakapa hupenyu hwehutano inshuwarisi, kurasikirwa kwako kugoverwa kuchava chiitiko chakakodzera. Kana iwe usisakwanisi kubhadharwa neMedicaid nokuti mari yako inokwira, kurasikirwa kwako Medicaid kugoverwa kuchava chiitiko chakakodzera.
Uye kana hurongwa hwehutano hwehutano hwako hwe 2017 hwakanga husiri kukodzera kubhadharwa nokuti inshuwarisi yako yakasiya mumusika munharaunda yako, iwe unosvika musi waMarch 1, 2018 kusarudza hurongwa hutsva, uchishandisa nguva yekunyora inokosha yakakonzerwa nokurasikirwa kwekugoverwa (kune vamwe kunze kweizvi; dzimwe shanduko dzenyika dzinoita kuti mapeti aya akanyoreswe kumapurogiramu matsva haana kupa nguva yakanyora yokunyora)
Heino zere rakazara yezviitiko zvose zvinokodzera muhutano hwehutano hutengesheni yemisika . Vazhinji vavo vanoshandisa zvose uye vari kure-kushandura , kunyange zvazvo vashomanana chete vanoshanda mukutengesana.
HealthCare.gov uye vazhinji vekutsvaga kwehurumende vakagadziriswa zvakakodzera kuongororwa kwemazuva anokosha ekunyora, saka gadzirira kupa uchapupu hwekufanirwa kwako. Uye kunyange zvazvo uchingogara uchienda kunzvimbo itsva (pane zvirongwa zvehutano zvakasiyana-siyana zviripo) ndicho chiitiko chinofanirwa, chinongokonzera nguva yekunyora inokosha kana iwe uchitova nehuwandu husati hwaenda. Iri mutemo shanduko yakatanga kushanda muna 2016, uye inodzivirira vanhu vasina kuvimbiswa kuti vaende kunzvimbo itsva kuti vawane rushuwarano rwehutano .
Kuwedzera kwemitemo kuchinja kwakagadziriswa muna 2017, kusanganisira chidimbu chokuti kana mumwe mukadzi akaroora kana kuroorwa aifanira kuve inshurenhi vasati varoorana (pamwe chete nemamwe mashoma) kuitira kuti vaviri vacho vakwanise kuwana nguva yakanyora yokunyora.
Mukuwedzera, mitemo mitsva inoita kuti zvive zvakaoma kutenderera kurongwa pane imwe nzvimbo yesimbi panguva yechipatara chaiyo
Medicaid: Kana uchikodzera, unogona kunyora muMedicaid kana kunyoresa vana vako muHome Health Health Program pane chero nguva. Iwe haufaniri kumirira kubhadhara pachena pahutano hwehutano inshuwarheni. Kuti uve akakodzera kuMedicaid iwe unofanirwa kusangana nemitemo ine mari shoma munharaunda yako. Dzimwe hurumende dzinoda kuti iwe usangane nedzimwe mvumo yekugadzirisa kunze kwekuwana mari shoma. Vana vako vanogona kukodzera CHIP kunyange kana iwe usingakodzeri Medicaid.
Kana uri muNigeria kana kuNew York uye mari yako yaunowana haina kudarika 200 muzana ye federal paurombo, iwe unogona kunyoresa muHurumende yeHurumende yeHurumende; kunyoresa mumapurogiramu aya anoenderera mberi gore rose.
Kana uri muMassachusetts, mari yako haifaniri kudarika 300 muzana ye federal poverty level, iwe unokodzera kuConnectorCare chinyorwa. Kunyora kunowanikwa gore rose, kana iwe uchangobva kukodzera ku ConnectorCare kana iwe usina kunyora kare .
Iwe unogona kushanda kuMedicaid, dzidza pamusoro pemiganhu yekufanirwa, uye dzidza pamusoro pemitemo yakaderera-ine mari muhutano hwako nekukurukura nehutano hwehutano hwehutano hwehutano. Kana, kana iwe uchida kutaura nehurumende yeProgram yako Medicaid zvakananga, iwe unogona kutarisa mashoko ekukurukura nekutarisa pahutano hwako pawebsite yeNational Association of Medicaid Directors.
MuMinnesota, Primary Health Program inonzi MinnesotaCare.
MuNew York, Primary Health Program inonzi The Essential Plan.
MuMassachusetts, ConnectorCare inowanikwa kune vanhu vane mari kusvika ku300 muzana yehurombo.
Job-based health health inshuwarisi: Kana iwe wakashaya Obamacare kuverengwa, iwe uchange uchikwanisa kubhadharwa nehutano hwehutano uhwu paunowana basa nemishonga inishuwarenzi. Kunyange zvazvo kazhinji kazhinji kanguva kamirira kusati kwatangwa mari itsva inokodzera inshuwarhu yehutano, ACA inorambidza kusvika pasiri mwedzi mitatu.
Nguva Yenguva Pfupi Youtano Inishuwarenzi : Kana hurongwa hwehutano hwehutano hushoma huripo munzvimbo yako, unogona kunyora chero nguva. Zvisinei, mitemo yenguva pfupi haigoni kupa vese kuchengetedza vatengi kuti mamwe mazano akazara anopa. Semuenzaniso, mamiriro ako epanguva yakavapo angangodaro asina kubviswa kubva pakugoverwa uye sarudzo inenge iine ruzivo rwakakwana (izvi hazvibvumirwizve pasi pe ACA, asi inshuwarhu yehutano yemazuva mashoma haina kutongerwa neAACA ). Nemhaka yezvikwereti izvi, hurongwa hwechinguvana huchagutsa hurumende yeAACA kuva nehutano inshuwarhu. Iwe uchazofanira kubhadhara mubairo wekunge usina uninsured, izvo zvichiri kushanda muna 2018 .
Kubatsirwa kweInishuwarenzi Yenguva Pfupi Youtano
Kukanganisa kweInishuwarenzi Yemazuva Ekurapa Utano
HHS yakashandisa mitemo mitsva inotanga muna 2017 iyo inogadzirisa zvirongwa zvenguva pfupi zvisingasviki mwedzi mitatu muhurefu. Mutungamiri weTrump ari kutarisa mitemo yekudzosera kuregererwa kwemazuva e Obama-paya zvirongwa zvenguva pfupi (kunyange zvazvo zvakatanga kushanda mushure mekunge Mutungamiri Trump atora basa, rakagadzwa pasi peMutungamiri Obama HHS). Zvinotarisirwa kuti tsanangudzo yepurogiramu yenguva pfupi ichadzoka kune "pasi pegore" pane imwe nguva muna 2018, asi mirairo yakarongwa yakanga isati yaitwa pachena munaJanuary 2018. Kana uye kana zvirongwa zvenguva pfupi zvadzoka zvakare akabvumirwa kuva nemakore makumi matatu nemakumi matatu nemaviri, kuwanika kwezvirongwa zvekureba kwenguva yakareba zvingangosiyana nehurumende, sezvazvakaita kare 2017.
Ndiri Kuda Kusabvumirwa. Chii Zvino?
Kana pasina chimwe chezvisarudzo zviri pamusoro apa chichikubatira iwe uye iwe uchange usina uninsured kusvikira Gore rinotevera raAlamacare rekunyora, uwane ruzivo rwekliniki yako yega yega kana Mutano Wemagariro Evanhu. Inotengeswa Care Care Act yakawedzera mari kune Community Community Centers kuvabatsira kuchengeta vanhu vasina inshuwarhu yehutano.
Zviri nani kugadzirira kusava nekusimbiswa uchishandisa bhuku rino rekuenda kunze kwehutano inshuwarisi .
Ndichine Chekubhadhara Mutero Wecaresi wekusasimbiswa here?
Bhuku raAne Affordable Care Act romunhu mumwe nomumwe rinoti vatongi vese veUnited States vanofanira kuva nehutano inshuwarheni kana kubhadhara mutero wemutero unonzi munhu oga akagoverwa kubhadhara mutero. Iyi mvumo yekubhadhara inenge muzana yemari yako kana mubairo wepamusoro - chero ipi zvayo mukuru-uye inobhadhara iwe paunokwereta mitero yegore rausina kubatsirwe. Chirango chacho chinotaridzirwa kana iwe usina kungobatsirwe kwechikamu chegore.
Chirango chacho chakabviswa muGOP mutero wekubhadhara wakagadzwa kumapeto kwegore ra2017 , asi kupiwa kwebumbiro iri hakuiti kusvika kusvika muna 2019. Vanhu vasina kuvimbiswa muna 2018 vacharamba vachibhadhara chirango pavanoshandisa mutero wavo wekutora 2018 kutanga kwegore ra2019, kunze kwekuti vakakodzera kubhadhara.
Dzidza zvakawanda pamusoro pehutano hwehutano inshuwarhu nemari iyi:
9 Zvinhu Zvokuziva Nezve Utano Inishuwarenzi Penalty
Iko Utano HwepaInishuwarenzi Huru Ndeupi Wakawanda?
Mhuri Yehutano Inishuwarenzi Ndeipi?
Ndinogona Kudzivisa Utano HwepaInishuwarenzi Mutongo?
Munhu wacho akagoverwa kubhadhara kubhadhara kunouya nezvimwe zvinyorwa. Semuenzaniso, kana mari yako yakanyanya kuderera zvokuti iwe hausungirwi kuisa federal mubhadharo wemitero, iwe unongotambirwa kusunungurwa kubva kune chirango. Kunyange matambudziko ezvemari sekunge kubudiswa kubva muimba yako kana kuwana chinyorwa chokuregererwa kushandiswa chinogona kukukwanisa kuti uwane rusununguko rusununguko.
Dzidza nezvedzimwe nzira dzekutora inshuwarisi yehutano uye udzivise chirango:
Nzira Yokuwana Nayo Matambudziko Kusunungurwa Kwehutano Inishuwarenzi
Iwe Unogona Here Kuwana Kurapa Kwemishonga Inishuwarenzi?
Ndeipi Izvo Chinodiwa Chandinofanira Kuzvinyorera muObamacare?
Vhura kusungirirwa kwegore ra2019 richatanga musi waNovember 1, 2018, uye zvirongwa zvose zvinoshanda musi waJanuary 1, 2019.
> Sources:
> Dhipatimendi Rezvoutano uye Human Services, Mushonga Kudzivirirwa uye Anogadziriswa Care Care Act, Market Stabilization . April 13, 2017.
> Dhipatimendi reZvipatano uye Human Services, PPACA Chiziviso cheBatsiro neZvipo Zvokubhadhara zve 2017 .
> Federal Register, kunze kweZvibatsiro; Upenyu Hwese uye Zvikamu zvegore negore; uye Yenguva Pfupi, Isinganyari-Nguva Yishuwarenzi, Gumiguru 31, 2016.
> United States Dhipatimendi reBashandi, Obama Administration Inoparidzira Mutemo Wokupedzisira Pamusoro pekutengesa Kunakidza Mutemo 90 Mazuva Akumirira Period Kupera, February 24, 2014.