Unobhadhara Chii?
Kunze kwekuchengetedzwa, dzimwe nguva kunonzi kutarisirwa, kunotsanangurwa sekurapa kana kurapwa kunenge kusingabviri kurara muchipatara kana kuchipatara. Kunze kwekutarisira kunogona kugoverwa muhofisi yezvokurapa kana muchipatara, asi kazhinji, inowanikwa muhofisi yezvokurapa kana kuti chirwere chekuvhiya kunze.
Kunze kwekuchengetedzwa kunogona kusanganisira maitiro ekuita mabasa akadai sekuongorora-kana kushanyira makiriniki.
Kunyangwe zvinosanganisira nzira dzakadai sekuvhiya , chero bedzi pavanokubvumira kubva muchipatara kana chivako nezuva rimwe chete, zvinogona kuonekwa sekunze kwekuchengeta. Mabasa mazhinji ekuvhiya, kurapwa kwekuvandudza, uyewo hutano hwehutano hunoonekwa sehupi huri kunze kwehutano. Kunze kwekuchengetedzwa kunoita kunge kusingadhuri kudarika kuchengetwa kwepasitini sezvo isingawanzobatanidzwa uye hazvidi kuti murwere arambe aripo mune imwe nzvimbo, iyo inoshandisa zvishoma zvipatara kana mishonga yemakiriniki.
Nokuda kwezvinangwa zveinishuwarenzi, vazhinji vari kunze kwekuchengetedzwa kwakaparadzwa zvichienderana nemhando yebasa rakapiwa chiremba wepamusoro , chiremba , utano hwepfungwa, nezvimwewo). Kuvhiyiwa kunze kwekune imwe nzvimbo inonyatsotsanangurwa, uye inorondedzera chikamu chako chemari kana iwe uchida chirongwa kana kushanda kusingadi usiku hwekugamuchira panzvimbo iyi. Kufanana nemishonga inpatient, mari inoshandiswa nechinzvimbo chayo pachayo uye chiremba / chiremba anoita chirongwa ichi anowanzobatwa semhando mbiri dzakasiyana-siyana.
Tsanangudzo yePatipiti vs. Inpatient Care
Kana iwe uine Medicare , unofanira kubvunza kana iwe usati iwe unofanirwa kuonekwa kuti uri murwere kana kuti kunze. Chipatara chako (ingave chipatara ichikuona iwe "chiremba" kana kuti "chiremba") chinokanganisa mari yaunobhadharwa nayo yezvipatara (kufanana ne-X-rays, zvinodhaka, uye kuongororwa kwebazi) uye zvinogonawo kuchinja kana Medicare ichavhara iwe unopinda mukoti unyanzvi (SNF) mushure mekugara muchipatara.
- Iwe uri mucheche unotanga kubva apo iwe unobvumirwa kubvuma kuchipatara nechirongwa chechiremba. Zuva risati wasunungurwa ndiro zuva rako rekupedzisira murapa.
- Iwe uri murwere kunze kwekunge uri kuwana dhipatimendi rezvemhirizhonga, mabasa ekucherechedza, chirwere chekubuda kunze, chirongwa chebazi, X-rays, kana mamwe mabasa echipatara, uye chiremba haana kunyora murairo kuti akubvumire kuchipatara se inpatient. Mune zviitiko izvi, iwe uri mucheche kunze kwekuti iwe unopedza usiku huchipatara.
Zvaunobhadhara Somunhu Asingakwanisi Kuita Medicare
Chikamu B inosanganisira mabasa ekupatara kunze kwepati. Kazhinji, izvi zvinoreva kuti iwe unobhadhara chikwereti kune mumwe nomumwe wepasitini basa rechipatara. Iyi mari inogona kusiyaniswa nebasa. Cherechedza: Kubhadharwa kwebasa rimwe chete rechipatara rinogona kushandiswa kupfuura chirwere chepachipatara chiripo. Kunyange zvakadaro, mari yako yose yekubhadhara yese yepasitini inogona kunge iri kupfuura chipatara chepachipatara chiri kubviswa.
Chikamu B chinosanganisira vazhinji vezviremba zvekuchipatara kana iwe uri muchipatara chiripo. Iwe unobhadhara 20 kubva muzana yemari yaMedare-inogamuchirwa mushure mekunge iwe uchibhadhara Chikamu B chekutsvaga.
Kazhinji, mishonga yepamusoro uye inopfuura-in-mishonga inowanikwa mumararamiro epfungwa (sezvinoitwa nedhipatimendi rekukurumidzira), dzimwe nguva inonzi "mishonga yekuzvipa," haifaniri kuvharwa neChikamu B.
Uyewo, nekuda kwekuchengeteka, zvipatara zvakawanda zvine mitemo isingabvumiri varwere kuuya nemishonga kana zvimwe zvinodhaka kubva kumba. Kana iwe une Medicare mishonga yemishonga inorayira ( Chikamu D ), mishonga iyi inogona kuvharwa mune mamwe mamiriro ezvinhu. Iwe unogona kunge uchida kubhadhara kunze kwehokodhi yemishonga iyi uye kutumira kudai kune chirongwa chako chemishonga chekubhadharisa mari. Dana chirongwa chako chemishonga kuti uwane mamwe mashoko.