Kufamba inshuwarhu yehutano inogona kuuya zvakanaka kana uchida kutarisirwa kune dzimwe nyika
Ichi chinyorwa chainyorwa naDavid Fischer.
Kufambiswa kwehutano inshuwarano yehutano yakagadzirirwa kuvhara mari yekurapa kana iwe uchirwara kana kukuvadzwa parwendo. Mubvunzo unowanikwa kune avo vasingafambi kazhinji ndeye kana kufamba inshuwarisi kwakakosha.
Kufamba inshuwarhu yehutano inokufukidza iwe kwenguva shoma chete, uye kazhinji inotengwa kune dzimwe nyika.
Pasinei nokuti unoda hutano hwehutano inshumo unofunga kuti iwe unofunga kuti ndewekuti ungada rubatsiro rwekurapa panguva yerwendo rwako, uye paunokwanisa kubhadhara kana zvichidikanwa.
Kune vanhu vazhinji-uye zvikurukuru kune vanhu vakwegura, vakaziva mishonga yehutano kana vari kuenda kune imwe nzvimbo isina kusimbiswa - mhinduro inogona kunge hongu. Heino chikonzero nei:
Mari Yezvekurapa Kunze Kwenyika
Usati wapinda muhurumende yemainishuwarenzi epamberi, chengetesa inshuwarisi yehutano yako iripo. Makambani akawanda achabhadhara izvo zvavanoreva se "tsika uye zvinonzwisisika" kurapwa kwezvokurapa kana uchida kutarisirwa kune imwe nyika, zvinoreva kuti haufaniri kudzokorora rudzi rwakadaro rwekugoverwa mumutemo wekufamba.
Ngwarira zvakanyanya pane izvo zvisina kuvharwa mumutemo wako. Vazhinji vatsigiri vekumba havazobhadhari kuti iwe wakabuda kunze kwenyika kune imwe chirwere chekukurumidzira. Sangano reHurumende reUnited States rinoti kusunungurwa kunogona kutenga mari inopfuura $ 50,000.
Kana izvozvo zvisina mari iwe unokwanisa kubhadhara - kana unoda kubhadhara - nekuda kwemigumisiro yechinhu chakajeka uye chisingazivikanwi sematambudziko emotokari, somuenzaniso, iwe unogona kutenga kutenga imwe inshuwarisi.
Kushandura mawebsite kunopa nzira yekuenzanisa nhamba uye kugoverwa kunopiwa nevana vakasiyana-siyana.
Mumwe anozivikanwa uye anowanzoshandiswa paIndaneti travel insurance inshumo ndeye USI Affinity Travel Insurance Services. Yepanhau yekambani inopa maonero akanaka emhando dzemhando dzehupenyu huripo huripo uye kuti zvirongwa zvakasiyana zvakadini zvinodhura.
Kufamba Utano Hwokuchengetwa Kwevanhu Vakwegura
Vanhu vakwegura vanofanira kunyatsocherechedza - Medicare haibhadhara kurapwa kuchipatara kana kurapwa kwechiremba kunze kweUnited States. Izvozvo zvinoreva kuti iwe uchange uri wega pachake kunze kwekuti iwe uine vamwe vapeji vehutano hwehutano kana iwe unotenga mutemo wekufamba.
Mamwe mapurogiramu eMedigap uye Medicare Advantage zvirongwa zvinopa kunze kune dzimwe nyika kutarisirwa kwehutano hunoitika kune dzimwe nyika paunofamba kunze kweUnited States Musati mabuda kunze kwenyika, chengetedza hurongwa hwekubatsiridza kana chirongwa chekubatsira pamusoro pemafambiro ekufambisa.
Ngozi dzezvirwere
Kufamba kune dzimwe nyika kunogona kunge kwakakosha kune chero munhu, kupiwa kuchinja mukukwirira uye mamiriro ekunze, uye kuvapo kwemakwenzi asina kujairika. Mune dzimwe nzvimbo dzenyika, unhu hunosvibiswa hwemvura uye utsanana hunowedzera dambudziko.
Dhipatimendi reHurumende rinokurudzira kuti chero munhu ane chirwere chekurapa chiripo , kubva pachinetso chemwoyo kusvika kune utachiona, ane tsamba kubva kunechiremba wavo anotsanangura chimiro, kurapa kwacho, uye chero mishonga yemishonga inoshandiswa iyo iri kushandiswa, kusanganisira iyo yakawanda mazita.
Chirwere chemishonga inofanira kuendeswa mumidziyo yavo yepakutanga nemazita avo ekutanga.
ICentral for Disease Control and Prevention (CDC) ine mazano pamusoro pezvirwere zvinotarisirwa kuenda kune dzimwe nyika kune dzimwe nyika uye mamiriro ezvinhu chaiwo angave aripo munyika idzodzo.
Kana iwe uchirwara paunenge uri kune imwe nyika, imwe nyanzvi yekuAmerica ichakubatsira iwe kutsvaga kurapwa kwaunoda uye kubatsira kuronga kudzokera kuUnited States. Iwe uchada kubhadhara zvikwereti, zvisinei, saka iva nechokwadi chekutakura kadhi yako yehutano yehutano yehutano uye kusimbiswa kwehutano hwako hwekufamba, kana iwe ukasarudza kutenga imwe.
Sungai Health Insurance ne Travel Insurance
Mukuwedzera kune hutano hwehutano inshuwarheni, unogona kufunga nezvekufambisa inhuwarisi zvirongwa zvinosanganisira inshuwalisi yezvehutano nehuwandu hwekuchengetedza kufamba kwako kwekufambisa. Zvinhu zvakadai sematokari yakarasika, kubviswa kwezvikepe, uye nzvimbo yekutsika kana hoteli kukanganisa zvinogona kuparadza mararamiro ako. Pamwe neinishuwarenzi yehutano, mairi inshuwarisi ehurumende inogona kukupa kukonzera inshuwarisi, iyo inogona kuvhara zvose kana zvimwe zvezvikwereti zvako.
Usakanganwa Mishonga Yako!
Kana uchida kuenda kune imwe nyika, zvakakosha kuti iwe unopa mishonga yako mishonga vasati vaenda. Chirwere chiri pakati peurwendo rwako chinogona kuparadza zororo rako uye zvinodhura iwe mari kuti uwane mushonga unoda.
Usati wasimuka kuti uende rwendo rwako, ona chiremba wako kuti awedzere ruzivo rwese rwemishonga yako yemishonga. Uyewo, taura nachiremba wako pamusoro pekuchinja kwako panguva uye kubvunza nguva yekutora mishonga kana iwe uchifamba nenzira dzakasiyana-siyana.