Mitero uye Social Security Kuremara

Professional Tax Advice kune Vakwegura

Vanhu vakaremara vanoda kunzwisisa zvakajeka kuti kuremara kwavo kunogona kuchinja sei mitero yavo yemitero, uyewo zvavanogona kuita kuti vaderedze chero mitoro yavanenge vachida.

Nokuti mutero unoronga mugore rese unogona kuwedzera kusvika kune mari inokosha yekuchengetwa, pano apa matanho aunofanira kutora apo apo gore raMuvhuro mutero wekusvika mutero wasvika, iwe wakanyatsogadzirirwa.

Mitsara paNhepfenyuro-Inowanikwa Nezvokuremara

Iwe unogona kunge uchiziva kuti iyo Internal Revenue Service (IRS) inoshandisa sei mari kana mari yekusimwa, asi vanhu vane hurema vanodawo kunzwisisa mutero wehurema hwehuori hwehurema.

Mwedzi Unochengetedzwa Kwemagariro Evharesi Inobhadhara Inishuwarenzi

Kazhinji, IRS inogona kubhadhara kusvika makumi mashanu kubva muzana yehupfumi hwehupfumi hwako . Kuti uverenge chiyero ichi, wedzera hafu yezvikamu zvako zveSSDI pamwe nemamwe ose emamwe mapato ako. Iwe uchabhadhara mitero kune chero chiyero chiri pamusoro pezinga rekutanga. Pepa rekutsvaga kutarisa mutero weSIDDI inowanikwa iri paWebsite yose.

Lump-Sum SSDI Makomborero

Zvinogona kutora makore anopfuura maviri kugamuchira rubatsiro rwehupfumi hweSocial Security, zvichiita kuti ave nemari yakawanda yemari yekudzokera shure . Kubhadhara mitero pamutengo uyu mugore rimwe chete kukanganisa uye kunogona kuparadza mari.

I IRS inokubvumira kuparadzira mitero pamubhadharo uyu wekubhadhara pamakore emitero apfuura uchishandisa ikozvino yemwaka mutero kudzoka, pasina chikonzero chekudzorera kudzorerwa kwakadzorerwa.

Zvisinei, maverengi akaoma, saka iri pfungwa yakanaka yekutsvaga rubatsiro rwetero. Nyora yemhando yekubhadhara mitero yekusununguka kune vanhu vane hurema inowanika pawebsite yeAllsup.

Mutero Wamwe Mamwe Mapato Mitsara

Kutapwa kwemitero kweimwe mitsva inowana mari yakasiyana. Semuenzaniso, kubhadhara kwevashandi uye kubhadhara kwekukuvara kwekukuvara kazhinji hazvirevi kutengesa.

Kubhadhara kwekuremara kwemazuva mazhinji (LTD) inshurensi yezvikwereti kunobva maitiro ekubhadharwa kwepurayamisi. Kana iwe wakabhadhara mari yepurayamisi nematare emitero mushure mekunge, zvikomborero hazvibatanidzi mumari yako inotengesa. Kana iwe ukabhadhara miriyamisi yekuremara kwenguva yakareba nehuwandu huripo hwemari yehutori sechikamu cheurongwa hwekudya, semuenzaniso, kana waunoshandira akaripa miriyamu yako, zvikwereti zvinokweretwa iwe uye zvinofanira kunge zvakabatanidzwa mumari yako.

Chengetedza Bhiri Yenyu Nemitero Yemitero

Kune mhando dzakasiyana-siyana dzekwereti dzinogona kukubatsira iwe zvichienderana nemamiriro ako ezvinhu. IRS inogara ichishandura zviyero zvezvikwereti izvi kwegore rimwe nerimwe rekubhadhara mutero. Pakati padzo pane:

Chengetedza Mitero Yako neDucuctions

Kudzingwa ndeimwe nzira iyo vakaremara vanogona kuderedza mutero wavo. Zvimwe zvokufunga zvinosanganisira:

Hapana anofarira kubhadhara mitero. Kune vanhu vane hurema, unogona kuvandudza ramangwana rako rezvemari nekutarisisa. Nekugadzirira mberi, iwe unogona kudzivisa kubhadhara mitero kupfuura iwe yaunoda uye kuvandudza unyanzvi hwako hwezvinhu zvakakosha zvebhadharo.

NezveMunyori:

Paul Gada muteresi wemutero uye mutungamiri wehupfumi weWorld for Allsup (www.allsup.com), mutapi wenyika yose wekuchengetedzwa kweInishuwarenzi yeHuman Social Disability uye mishonga yekusarudza chirongwa. Sezvo ari mutungamiri weAllsup Disability Life Planning Center, anonyanya kuedza zvose zveAssup kuti abatsire vanhu vane hurema vachidzorera hupenyu hwavo uye vakatarisana nehupfumi hwavo hunoenderera mberi nehutano hwehutano.