Kana uri mushandi weMedricare, rimwe remabasa anonyanya kuoma uye rakaoma kusarudza kuti chirongwa cheMedare Part D chakakosha chii kwauri. Izvi zvinotevera zvinofanira kukubatsira zviri nani kunzwisisa kuti chirongwa cheMedare chirwere chinoshanda sei uye kwaunogona kuwana rubatsiro kana iwe uchinetseka kubhadhara mishonga yako.
Chimwe chezvinhu zvakanyanya kubatsira paIndaneti ndiyo webhusaiti yeMedricare, iyo inokubvumira kuenzanisa zvirongwa zvezvinodhaka zvemishonga, dzidza nezvezvirongwa zvinopiwa muhurumende imwe neimwe, tarisa mazano ega ega, uye chengetedza chikwata uye mafomu asiripo.
Kana iwe uchikodzera Medicare, unogona kusarudza urongwa uye unyoresa paIndaneti. Iwe unogona kuwana ruzivo rwakadaro nekudana Medicare rubatsiro rutsva pa 1-800-633-4227.
Zvaunoda Kuziva Pakusarudza Hurongwa
Kuti uwedzere zvasarudzo zvako uye sarudza chirongwa chakanakisisa chezvaunoda, funga zvinotevera:
- Ndiko kurapa kwangu mune chirongwa chemishonga ye formulary here?
- Ndiyo ma pharmacy yangu mune chirongwa chekushandisa mishonga here?
- Ndeipi iyo chirongwa chemishonga chichandibhadhara?
Paunoenda kuMedareare.gov, shandisa Medicare Plan Finder kuti utsvake uye uenzanise nhaurirano yekugovera inowanika munharaunda yako. Sangano guru rinotsvaga rinongoda chip code yako. Kuti uite zvaunofunga, shandisa zip yako uye uwane mashoko ose eMedare.
The Medicare Plan Finder isiri iyo inokubatsira kutsvaga uye kuenzanisa zvaunogona kuwana. Chirongwa chacho chiri nyore kwazvo kushandisa - zvose zvaunoda ndeye zip code yako, zita redhimisi raunoshandisa, uye urongwa hwemishonga yako yemishonga.
Mushure mokunge mava nehuwandu, chigadzirwa chacho chinogadzira urongwa hweChikamu D D zvirongwa maererano nemari, kusanganisira purogiramu yeurongwa pamwe chete nemari yekunze yemishonga yako.
Nekuenzanisira: Mr. Jones anotora mishonga miviri yemishonga-imwe yezvinodhura zita remishonga, uye vana vana. Paakashandisa Medicare Plan Finder, akapiwa chirongwa che 31 chirongwa chezvinodhaka nehuwandu hwakakosha mumari inotarisirwa gore negore yemishonga yake.
Kutaura zvazviri, zvinodhaka zvinodhura kubva pa $ 1,671 $ 4,489 zvegore ra2017. Uye, chirongwa ichi nechepasi chezvinodhaka zvinodhura chinotambirwa pamwedzi we $ 17.50 apo chirongwa chinodhura zvikuru chinowanikwa pamwedzi we $ 75.30 pamwedzi.
Mamwe mazano
Kana ukangowana zvirongwa zvingave zvakakodzera, unogona kuwana mamwe mashoko pamusoro pekuti chirongwa chinoshanda sei uye kuti mari inotarirwa sei. Uye, unogona kunyoresa paIndaneti pane site yeMedare.
Vhura kushandiswa kweMedareti Part D kunomhanya kubva munaOctober 15 kusvikira kuDecember 7 gore rega roga, uye kuronga kuchinja kwaunoita munguva iyoyo kuchashanda musi waJanuary 1 wegore rinouya. Kunyora nokukurumidza sezvinobvira munguva yekunyora kunoita kuti chikamu chako chitsva cheD Part D chinyanye kutumira zvigadziro zvako chirongwa pamberi paJanuary 1, zvichikubvumira kushandisa yako kugovera pasina nguva.
Uyewo, kana iwe uri mutsva kune Medicare, iwe unoda kunyora muchikamu cheDe D nokukurumidza kana iwe uchikwanisa kupiwa Medicare, kunyange iwe hausi kutora mishonga panguva ino. Kana iwe usingaiti (uye uchifunga kuti hauna zvimwe zvekushandisa zvinodhaka munzvimbo inowanikwa sekubhadhara chikwereti), iwe uchave uri pasi peChikamu D chekuregererwa kwekuregererwa kwekunyora paunopedza kunyora, uye iwe uchabhadhara zvikwereti zvakakwirira zve upenyu.
Uye kana tsamba yako yokutanga yokunyora (iwe paunotanga kukodzera) inoguma, iwe unogona kungopinda kuMurengeti weDD panguva yegore rokutanga raOctober 15 kusvika kuDecember 7.
Kana iwe ukaenda usina chikamu cheD D uye ukazoguma unoda mishonga inodhura pakati pemakore mugore rinouya, iwe unofanirwa kumirira mwedzi yakawanda kuti uwane ruzivo, kunyange nepamusoro-soro inotariswa apo vanhu vanonoka kunyorwa kwavo.
Zvimwe zviwanikwa zvemashoko zvinosanganisira:
SHIPtalk: The State Health Insurance Assistance Program inopa mazano ega-on-one uye rubatsiro kuvarwere veMedare uye nemhuri dzavo.
Kubatana kweKubatsira kwaPecription: Vamwe vanogadzira zvinodhaka vanopa madhiragi asingabhadharwi kana asingadhuri kune avo vanogona kupiwa Medicare.
Kupedza Mitengo YeMishonga Yako
Medicare vakuru vanokuratidza nzira dzinotevera unogona kuderedza mari yako:
- Ongorora mapurogiramu emunharaunda uye emunharaunda anopa rubatsiro anogona kubatsira nemishonga yekushandisa zvinodhaka. Ruzivo runowanika paBhuku reKubatsirwa Kuchengetedza website
- Shandisa Mishonga Inobatsira Purogiramu. Vakawanda vanoshandisa zvinodhaka vanopa mapurogiramu ekubatsira vanhu vakanyoresa Medicare Part D.
- Funga nezveHurumende yeMishonga Inobatsira Purogiramu inopa rubatsiro nekubhadhara mapurogiramu emagetsi emishonga kana zvimwe zvinodhaka zvinodhaka.
- Shandisa rubatsiro rwekuwedzera. Vanyoresa vane mari shoma uye mari yavo vanogona kuwana rubatsiro rwakapfuura kuburikidza neHuman Security Security.
Yakarongwa naLouise Norris.
> Sources:
> Medicare.gov. Chikamu D Kudarika Kuverengwa Kwechirango.
> Medicare.gov. Chinyorwa cheKubhadhara Chikwereti.