Zvaunobhadhara Sezvisina Kurapa
Kuchengetedzwa kwevarwere kunoreva kurapwa kunowanikwa muchipatara kana imwe nzvimbo uye inoda kamwe chete kurara kweusiku.
Somuenzaniso, vanachipatara ndivo vanachiremba vanongoraramira mucheche chete, uye hapana hofisi-based kana kuti kunze kwekuchengeta.
Kuchengetwa kwevarwere kunowanzoendeswa kune zvimwe zvirwere zvakakomba uye kushungurudzika zvinoda imwe kana mamwe mazuva eusiku huno kugara kuchipatara.
Nokuda kwezvinangwa zvehutano hwehutano, hurongwa hwehutano hwehutano hunodikanwa kuti iwe ugozobvumirwa kubvumirwa kuchipatara kuitira kugara kwebasa rinofanirwa kuonekwa somurwere. Izvi zvinoreva chiremba anofanira kunyora tsamba kuti ape mutemo wokukubvuma iwe, saka kana iwe uri muimba yepamhanho uye wakakumbirwa kuti ugare usiku huno kuti "Kucherechedza Mishonga", hazviiti kuti iwe uve murwere.
Vanopfuura hafu yezvipatara zvinopinda muchipatara vanopinda nhengo yedhipatimendi rekupasa. Urongwa hwehutano hwehutano hwehutano hunobuda mukamuri rinoshamwaridzana nevanenge vasina chirwere chekuchengetedzwa kwekuchengetedza kana zvichiitika kune mugove wenyu wezvinodhura Mune dzimwe zvirongwa, ma copays emakamuri ekuzorora makamuri anochengetedzwa kana murwere achizobvumirwa kuchipatara.
Kuchengetedzwa kwevarwere kunoputsika muzvikamu zviviri: mari yekugadziriswa uye iyo inofambidzana nechiremba / chiremba. Kazhinji kutaura, mapepa emishandirapachipatara anogadziriswa kana pane imwe nguva yekugara kana zuva nezuva kwechirongwa.
Kune dzimwe zvirongwa, copays inowanzowanikwa mazana mashoma emadhora pamusana pokupinda uye kusvika kusvika $ $ 1,000. Muzviitiko zvishomanana, mari yekugoverana inosanganisira zvose mazana emadhora emari copay uye coinsurance pamusoro payo.
Medicare: Kurapa Vs. Inpatient
Kana iwe uine Medicare , unofanira kubvunza kana iwe usati iwe unofanirwa kuonekwa kuti uri murwere kana kuti kunze.
Chipatara chako (ingave chipatara ichikuona iwe "chiremba" kana kuti "chiremba") chinokanganisa mari yaunobhadharwa nayo yezvipatara (kufanana ne-X-rays, zvinodhaka, uye kuongororwa kwebazi) uye zvinogonawo kuchinja kana Medicare ichavhara iwe unopinda mukoti unyanzvi (SNF) mushure mekugara muchipatara.
Iwe uri mucheche unotanga kubva apo iwe unobvumirwa kubvuma kuchipatara nechirongwa chechiremba. Zuva risati wasunungurwa ndiro zuva rako rekupedzisira murapa.
Iwe uri murwere kunze kwekunge uri kuwana dhipatimendi rezvemhirizhonga, mabasa ekucherechedza, chirwere chekubuda kunze, chirongwa chebazi, X-rays, kana mamwe mabasa echipatara, uye chiremba haana kunyora murairo kuti akubvumire kuchipatara se inpatient. Mune zviitiko izvi, iwe uri mucheche kunze kwekuti iwe unopedza usiku huchipatara.
Chisarudzo chekupindira muchipatara chisingaregi chisarudzo chakakomba chechiremba chinoenderana nekutora chiremba wako uye chido chako chekuchengetwa kwechipatara kuchidiwa. Kuvhiringidzika kwepachidiki kunowanzoenderana kana iwe unotarisirwa kuti uwane 2 kana kupfuura pakati pekurapa kuchipatara kunodiwa, asi chiremba wako anofanira kuraira kubvumwa kwakadaro uye chipatara chinofanira kukubvumidza kuti iwe uve murwere.
Medicare: Zvaunobhadhara Somunhu Anorwara
Chii chaunobhadhara sechipatara?
- Medicare Chikamu A (Inishuwarenzi yeUpatara) inosanganisira mabasa echipatara. Kazhinji, izvi zvinoreva kuti iwe unobhadhara nguva imwe chete yakabviswa nokuda kwebasa rako rose rezvipatara kwemazuva ekutanga makumi matanhatu uri muchipatara.
- Medicare Chikamu B (Mushonga weUnishuwarenzi) inosanganisira vazhinji vezvipatara zvako kana iwe uri murwere. Iwe unobhadhara makumi maviri kubva muzana yemari yaMedare-inogamuchirwa kune zvekurapa mushure mekubhadhara chikamu B chekutsvaga.