Chikonzero nei Urikodzero Yokuregererwa Kunosarudza Zvaunoshandisa.
Mutengo Wakawanda weChita Care Act wega wega inoda kuti vagari vese veUnited States vave nehutano inshuwarheni kana kubhadhara chirango chinonzi chavo chakagoverwa kubhadhara . Uye kunyange zvazvo chirango chacho chichabviswa kubva muna 2019, kuchine chirango chekusiiwa uninsured muna 2018 . Zvisinei, kana ukawana rubatsiro rwehutano inshuwarheni , unogona kuenda pasina inshuwalhu yehutano uye iwe hauchazobhadhara chikwereti chakagoverwa.
Utano hwehutano hwehutano husinganzwisisi hahu huno-hunoenderana-zvose. Pane zvikonzero zvakasiyana-siyana zvekuregererwa, chimwe nechimwe chinofukidza mamiriro akasiyana. Zvimwe zvinokonzerwa zvakanaka kune gore rose, asi nguva yezvimwe zvekuregererwa inotsanangurwa nemamiriro ezvinhu anoita kuti uregere.
Iwe unogona kudzidza zvakawanda pamusoro pemhando dzakasiyana-siyana dzehutano yveshuwarisi uye kana iwe ungave wakakodzera. Dambudziko rekuregererwa nderudzi rwekuregererwa kwevanhu vakawanda vachazofarira. Dzidza zvakawanda pamusoro pazvo " Mungawana Sei Matambudziko Kubviswa muUnishuwarenzi yehutano ."
Kushandisa kuregererwa
Sezvo hutano hwehutano inshuwarheni husati huri hukuru-humwe-hunofanirwa-zvose, sei iwe unoshandisa kubhadharira haisi uwandu humwe-hunokodzera-zvose, kana. Iwe unoshandisa sei rubatsiro rwekuregererwa kunobva pane chikonzero iwe unoregererwa.
Dzimwe hutano hwehutano inshuwarheni hupi hupi hupi hupi hwakapiwa; haufaniri kuita chero chinhu. Mamwe mavara anonzi mushure me-i-chokwadi apo iwe unoshandisa yako federal income tax return.
Zvimwe zvehutano yveshuwarhu yakasununguka inoda kuti iwe usvike kubhadhara nehutano hwehutano hwehutano hwako . Iko kushandurirwa kuchaongororera chikumbiro chako uye kupa kana kupa kwechikumbiro chako.
Pasinei nokuti iwe unowana chikwereti chako kubva kune imwe shanduko kana kubva kune IRS pamutero wako wekubhadhara, unoshandisa Form 8965 kuti utaure chikwereti paunoshandisa mutero wako kudzoka.
MunaJanuary 2017, IRS yakaratidza kuti mamiriyoni matanhatu emitero yemitero yakabhadhara mubairo wekusabatsirwe muna 2015, apo mamiriyoni 12,7 mamiriyoni ainge atora chikwereti kubva kune chirango.
Mienzaniso iwe unogona kuwana kubva EITHER mutengesi kana pamutero wako wekudzokera
Mune mamwe mamiriro ezvinhu, iwe une sarudzo yekuwana chikwereti chako kubva kuchitsinhanho, kana kukumbira iyo paunotora mutero wako wekudzokera:
- Iwe uri nhengo yehutano hwekugoverwa kwehutano hwehutano .
- Iwe uri nhengo yedzinza rinozivikanwa neveIndia.
- Iwe uri mujeri.
- Iwe hauna kodzero yeMedicaid chete nokuti nyika yako yakasarudza kusawedzera Medicaid. Iko kune dzimwe nyika 19 dzisina kutowedzera Medicaid, zvichisiya inofungidzirwa vanhu vanosvika mamiriyoni 2,4 muMedicaid yekuvhara .
Kuregererwa Kunopomerwa Paunoshandisa Federal Federal Taxes
Kana iwe usingabhadharwi nehutano inshuwarisi kune chimwe chezvikonzero zvinotevera, iwe unogona kubvunza kubhadhara kwako paunoshandisa yako federal income tax kudzoka musi waApril 15 wegore rinotevera.
- Iwe wakanga uine pfupi pfupi pakuratidzirwa kwakapedza mwedzi inopfuura mitatu (cherechedza kuti kana kukanganisa kwako kugoverwa kunotora kwemwedzi mitatu iwe unenge uri pachikwata chechirango chemwedzi mitatu).
- Iwe hausi kugara muUnited States zviri pamutemo, kana iwe uri mutemo usingagari wevanhu anoregererwa kubva kuhutano hwehutano hwehutano, kana uri mugari weUnited States anogara kunze kwenyika.
- Iwe haugone kuwana hutano hwehutano hunodhura pasi pe8.05 kubva muzana yemari yako yemhuri muna 2018, kusanganisira vanhu vanopesvedzerwa nemhuri inobwinya . Kana iwe uchikwanisa kuwana mukana uyu, funga kushanda kwekuregererwa kuburikidza nehutano hwako hwehutano inshuwarani kunyange iwe usingatenderwi kuita kudaro. Iyi kuregererwa kunoita kuti iwe uwane kodzero yokutenga chirongwa chinodhura chine mari kuburikidza nehutano hwehutano inshuwarheni kunyange kana iwe ungadaro usina kukodzera nokuti hauna makore makumi matatu.
Kubva iwe uchada uchapupu hwekuregererwa kuti uwane chirongwa chakaipa, iwe uchabatsirwa nekuwana mukana wako kuburikidza nehutano hwako hwehutano inshumberi pakutanga kwegore panzvimbo yekumirira kusvikira iwe ukakanda mitero yako gore rakatevera.
Maturo Unoshandisa kuburikidza neHutano Inishuwarenzi
Kana iwe usingabhadharwi nehutano inshuwarisi nekuda kwechimwe chezvikonzero zvinotevera, unofanirwa kushanda kwehutano hwehutano hwehutano kuburikidza nehutano hwehutano hwehutano.
- Iwe nhengo yeboka rechitendero rinonzwisisika riripo kubvira muna 1950 rainotarisira inshuwalhu yehutano. Mukuita, izvi zvinongowanikwa kumaAmish uye Old Order Mennonite ungano.
- Iwe uri kukumbira kuti uwane dambudziko risingabhadharwi nehutano inshuwarisi.
- Iwe unokodzera kuwana utano hwehutano kuburikidza nemutarisiri wehutano hweIndia.
- Kugoverwa kwako muchitsinhanho kuchaonekwa sechisingabvumirwi zvichienderana nemari yako inowanikwa gore raizouya (kwegore ra2017, chibvumirano chisingabvumirwi ndi 8.16 muzana yemari yako yemhuri, mushure mokuverengera kune chero ipi zvayo inobhadhara mari yepamuro).
- Iwe wakanyoresa kugoverwa kuburikidza neAmeriCorp, VISTA, kana NCCC.
Dzidza kuti ungabatana sei nehutano hwehutano inshuwarano kubva kuHealthCare.gov's Marketplace finder tool. Iva akagadzirira kupa shanduko nehuchapupu hwekutambudzika kwako kana kukodzera kwako kuwana hutano kuburikidza nehutano hwehutano hwekuIndia.
Kana iwe uri kushandisa zvinoenderana nekunamatira kwechitendero, zvinotarisirwa zvakanyanyisa zvinosanganisira kusingagumi kuve yako Social Social benefits. Ongorora zvidzidzo izvi mu " Ungagona Kuwana Inishuwarenzi yehutano? "
Kana urikukumbira kuti uwane rusununguko uye nyika yako inoshandisa federal inshuwarano yehutano kushandiswa paChristianCare.gov, unogona kutarisa dambudziko rekuregererwa kwesarudzo pano.
Automatic Health Insurance Exemptions
Kuregererwa kunotevera kunongoerekana kwaitika. Iwe haufaniri kuitsvaga iyo kana kuitaura iyo pamutero wako wekudzorera, sezvo inoshanda kune vanhu vasina kudikanwa kutumira kudzoka:
- Imari yako yakaderera zvikuru zvokuti hauna kutarisirwa kuisa federal mubhadharo wemari. Inozivikanwa seyekuvhara chikumbaridzo, mari yaunogona kuita uye haisati yadiwa kuti uise mitero kuchinja gore negore. Iwe unogona kutarisa pamusoro pekunyoresa mutsara wekupedzisira mu IRS chinyorwa 501 .
Kana mari yako iri pasi pekuvhara chikumbaridzo chako, kuregererwa kwako kunowanzoitika. Iwe unogona kuguma uchitumira mutero wekubhadhara kuitira kuti uwane mutero wemari inenge wakadzivirirwa neunoshandira wako panguva yegore. Mukudaro, pane nzvimbo paFomu 8965 yekukumbira kubhadhara.
Ndiani Asingada Kununurwa?
Iwe haudi kuregererwa kana iwe uine hutano inshuwarisi. Izvo zvinosanganisira humwe inshuwarisi yemakemikari, mushandi-anotsigirwa inshuwarisi, kugoverwa kunopiwa nehurumende (VA, Medicare, Medicaid, CHIP, Tricare), nezvimwe zvakasiyana-siyana zvekugovera.
Kune vamwe vanhu iyo hurumende yehurumende inobata sekuti vakawana zvinodiwa kuti vave nehutano inshuwarheni kunyange kana vasina utano hwehutano. Vanhu ava havadi kubvunza kusunungurwa kwehutano inshuwarisi; havazofaniri kubhadhara chikwereti chakagoverwa, pamwe. Izvi zvinoshanda kwamuri kana:
- Iwe unogara kuPuerto Rico, US Virgin Islands, American Samoa, Guam, kana Northern Northern Mariana Islands. Kuti izvi zvishandise, iwe unofanira kuva nehukama hwepedyo neUnited States apo iwe unoti iwe ugaro pane iwe unofanirwa kuUnited States pachayo kana kune imwe nyika.
- Iwe unorarama kunze kweUnited States kwemazuva anenge 330 egore uye iwe une musha wemitero kunze kweU.S. (kana iwe uchiri kuisa mitero yako yekudzoka neU.S., pasinei nekugara kune dzimwe nyika kwemazuva anenge 330 pagore, iwe bvisa kusunungurwa kubva kune chirango pamutero wako weUnited States).
> Sources:
> Internal Revenue Service, Fomu 8965 . Yakasvika 5/31/16.
> Internal Revenue Service, Mumwe Nomutoro Wekugoverwa Zvokupa - Kuenzanisira: Kudaidza kana Kuzivisa. Yakasvika 5/31/16.
> Internal Revenue Service, Nzira dzeMutero 2016-24 . Yakasvika 5/31/16.
> Koskinen, John. Internal Revenue Service. Tsamba ku Congress maererano ne 2016 mutero wekusungirirwa yakabatana neChepable Care Care Act . January 9, 2017.