Uri kunzwa uchinetseka nemishonga yezvechiremba here? Uri kuomerwa kunzwisisa here kuti zvipi zvese zvezvikwereti zviri chaizvo uye nei chiremba yako yehutano isiri kubhadhara zvakawanda kwavari? Kana zvakadaro, inogona kunge iri nguva yekushevedza mumutevedzeri wemari yekurapa.
Icho Chirongwa Chekubhadhara Chipatara Chingaita Kwauri
Mutevedzeri wekubhadhara mune zvehutano anogona kuongorora zvikwereti zvako zvezvechipatara uye zvikanganiso zvepaona, zvinowanikwa pamatare, zvinyorwa zvemhosva, zvikwereti zvisina musoro, uye kunyange unyengeri.
Iye anogona kuona kana inshuwarano yehutano yako yakabhadhara zvakanyanya sezvazvaifanira kuva, uye kana zvisina kudaro, sei kwete. Anokwanisa kushanda panzvimbo yako kuti awane mhosva dzisina kukodzera dzakagadziriswa kana kukwidza hutano hwehutano huri kuramba . Anokwanisa zvakare kutaurirana navanachiremba uye zvipatara kuderedza zvaunokwereta.
Apo Unofanirwa Kushandisa Mutevedzeri Wekurapa Mishonga
Funga nezvekubhadhara mutungamiri wekubhadhara mune zvehutano kana uri kutarisana nedzimwe nenyaya dzinotevera:
- Iwe haunzwisisi zvikwereti zvako zvezvechiremba , uye tsanangudzo dzakapiwa nevarapi vako hazviiti zvanzwisisika.
- Utano hwehutano hwehutano huri kukaramba kubhadhara chikamu kana zvose zvezvikwereti zvako zvezvechiremba uye chikonzero hachiiti chinonzwisisika kana chinoita sechakaipa.
- Utano hwehutano hwehutano uri kukaramba kubhadhara chikamu kana zvose zvezvikwereti zvezvechiremba uye iri kukupa kumhanya-kwakapoteredza.
- Dhipatimendi rekubhadhara chipatara (kana chiremba chekubhadhara chiremba) chiri kupomera zvinhu pane imwe yekambani yehutano inshuwarano, uye kambani yako yehutano yehutano inopomera zvinhu zvakafanana kuchipatara chako (kana kuti hofisi yechiremba). Nokudaro, iwe wakanamatira mukati, wakabata bhiri.
- Iwe wakanetseka nemishonga yezvokurapa iyo iwe haugoni kubhadhara uye iwe uri kufunga nezvekushungurudzwa nekuda kwavo.
- Iwe hauna inshuwarisi uye iwe hauna kunaka kutaurirana. Mumwe mubatsiri wekubhadhara mune zvekurapa anogona kutaurirana nemadhora ekudhura kusati kwaitika kana shure kwe-chokwadi.
- Iwe uri kurwara zvikuru iwe hausisina simba rekugadzirisa nehuwandu hwemapepa anodiwa kuti uchengetedze mabhizimusi ako ehutano uye utano hwehutano inshumo, asi haudi mhuri kana shamwari dzinofanira kukuitira iwe.
- Iwe uri mutoro wekutarisira zvikwereti zvezvechiremba zvemumwe munhu (zvichida mubereki akwegura) uye zvimwe hazvigoni kuita kuti vashandise pfungwa kana kuti vanovhiringidzwa nezvinobatanidzwa nekuchengetedza.
Zvinodiwa neMurevereri
Kunyatsoshandiswa mashandisi uye ruzivo mutauriri wekubhadhara mune zvekurapa achada kukubatsira unobva pane zvimwe zviitiko zvezvikwereti zvako zvezvechiremba uye chirongwa chemishonga inshuwarisi. Zvisinei, iwe unofanirwa kutarisira kuti iye angada pane zvimwe zvinotevera:
- Mishonga yako yezvechiremba.
- Tsanangudzo yako yebatsiro ( EOB ) mafomu.
- Mvumo yako yekutaura nevanopa vehutano vako nekambani yehutano yehutano.
- Kutsvaga kumabhuku enyu ezvokurapa.
- Mashoko pamusoro pezvawakabhadhara kare.
- Mashoko pamusoro pezvipi matanho awatora kuti ugadzirise nyaya yacho usati wawana muchengeti wekubhadhara mune zvehutano.
- Kubhadharwa. Vatsigiri vekubhadhara kwechiremba havashandisi pasina; zvisinei, vangave vachikuchengetedza mari yakawanda kupfuura iyo yavanenge vachiripira, saka mabasa avo anonyanya kukoshesa.
Dzidza zvimwe
Iwe unogona kuwana vatsigiri vekubhadhara vezvechiremba vachishandisa bhuku reAdvoConnection uye vadzidze zvakawanda pamusoro pehutano hwehutano kubva kune varwere vekukurudzira veboka rezvekutengeserana neAlliance of Professional Health Advocates.
Kana uchinge wawana vamwe vatsva, dzidza kuti ungabvunzurudza sei uye sarudza mutariri wevarwere .