Kunyangwe kushungurudzika kwako mushure mekufa kweshamwari kana nhengo yemhuri kunogona kuita kuti zvive nyore kuisa pfungwa pamabasa, unofanirwa kuenda kune zvimwe zvinhu zvinoda kuitika pakarepo mushure mekufa , uye mumavhiki nemwedzi inotevera .
Panguva yekufa, Itai Zvakakodzera Kudana
Nekufa kunoitika pamba, zvinokosha kuziva kuti ndiani angadana. Kana mudiwa wako ari murwere wekuchengetedza , shandisa sangano rinopa varwere kuti ripotire rufu. Mukoti wechipatara achauya kumba ndokuzivisa rufu. Mukoti anogonawo kudana nzvimbo yekuchengetera iwe uye kuronga kuti atore muviri.
Kana mudiwa wako asiri murwere wekuchengetedza, iwe unofanira kutumira mazano ekukurumidzira kuzivisa mapurisa emunharaunda kana mutungamiriri wekufa. Mumwe muongorori kana muongorori wezvokurapa angadawo kudiwa pachiitiko kana rufu rwaiitika kamwe kana kusatarisirwe.
Taura Neimba yeMariro
Pasinei nokuti mukoti wekuchengetedza vanoita foni kana iwe unozviidza iwe, iwe unoda kushanda neimba yemariro yekugadzirira pikicha yemuviri wevakafa. Kana kurongedzwa kwekuvigwa kwave kuchiitwa mberi kwekufa, zvose zvaunoda kuita ndeyekusimbisa urongwa nemariro omutungamiriri. Kana pasina mariro akarongerwa kare, iwe unofanira kutanga kutanga kuronga.
Ongorora Purogiramu yeMariro kana Kutanga Kuzviita
Sarudza kana mudiwa wako akaita urongwa hwekuviga kana chirangaridzo. Kana iye asina kuita zvirongwa zvekugadzirira, zvino tanga kuronga kurongedza kana chirangaridzo. Unogona kuda kudana kune dzimwe hama kana shamwari dzepedyo kuti ubatsire mukugadzirisa urongwa uhwu.
Bata Attorney, Accountant uye Executor of Estate
Wakaenda iwe wakaderera akasiya nzvimbo, saka taurirana nemumiriri wemhuri pamusoro pekuda uye pamusoro pemirairo ipi yekupedzisira inofanirwa kugadziriswa.
Bata Employers
Kana mudiwa wako aishanda, bvunza mutungamiri weHuman Resources pamusoro pemari ipi zvayo yakakosha yakakodzera. Tsvaga kana vapenyu vanovimba navo vachiri kukodzera kuhutano kana inshuwaruri kubatsiro uye kana kune hupenyu hwehutano-inshumo kuburikidza nekambani.
Bata Social Security
Taura neSocial Security Administration uye chero humwe hurumende ingangodaro inenge ichibhadhara mwedzi kune mumwe akafa. Nhamba yefoni yeSSA ndeye 1-800-772-1213 (TTY 1-800-325-0778) kana unogona kushanyira webusaiti yeSSA kuti uwane mamwe mashoko. Tsvaga kana vakapukunyuka vane kodzero yekuwedzera mamwe mazano.
Taura neVeterans Administration
Kana iwe waunoda akashanda muHondo Dzemauto, Veterans Administration inogona kupa zvipo pamariro kana kuviga mari. Rega chero mari yaunotora pamwedzi iyo VA ingave iri kubhadhara yakafa.
IV inopa rufu, kuvigwa uye chiyeuchidzo kuvasungwa veUnited States .
Bata Life-Insurance Companies uye Tora Kuda
Kunze kweinishuwarenzi yehupenyu inobhadharwa nevashandirwi, vamwe vanhu vanotenga mamiriro ese-kana nguva-upenyu mazano. Zivisai zvose zvehupenyu-inshuwarisi vanotakura rufu rwemudiwa wenyu.
Zivisai Credit-kadi Makambani uye Pay Pay Balance
Shanda nevatengesi kuti vagutse zvigaro. Kazhinji, muurayi weimba yacho achaita kuti chikwereti chiregere. Usarega vateresi "vaine mhosva" iwe mukubhadhara zvinopfuura zvigaro zvinogona kutenga; iwe hausi iwe pachako unotarisirwa pamatare emunhu waunoda kunze kwekuti iwe wakaroora kana uri mubati wekubhadhara chikwereti.
Rega Utilities
Kana imba kana imba ichatsvaga, iva nechokwadi chokuti zvibatsiro zvinopfigwa.
Iwe unofanirwawo kumisa mabhizimusi emapepanhau, magazini, nezvimwe zvinhu zvemasmail,
Pamberi Mumiriri kuPost Office
Edzai kuti mail inosvika kwainodiwa-zvichida, muurayi weimba.
Tsvaga Dzimba Dzimba
Tsvaga uye uongorore chero zvinyorwa zvepaimba, kusanganisira kuda, kuvimba , uye simba repepeti nyora.
Tsvaga Nyaya Dzemari Dzinokosha
Zvimwe zvinyorwa zvemari kuti uzvitsvake zvinosanganisira:
- Stock certificates
- Zvinyorwa zvinyorwa
- Mutakuri wezvisungo
- Bank statements
- Brokerage statements
- Mabasa
- Prenuptial agreement
Unganidza Nhoroondo yeAsset uye Chekuita
Mienzaniso yehupfumi inosanganisira mararamiro emishuwarisi yehupenyu, mabhengi emabhangi, mabhizimisi edzimari, mairi chaiwo, pamba rekubvisa mari, uwandisi hwebhizimisi, nezvimwewo.
Zvikwereti zvingave zvinosanganisira zvikwereti zvemari, mitero inokweretwa, chikwereti-kadhi rechikwereti, zvikwereti zvisina kubhadhara, nezvimwewo.
Inventory uye Kuparadzanisa Nhengo dzeMunhu
Unogona kuda rubatsiro rwemhuri uye shamwari dzepedyo zvebasa iri. Sarudza kuti ndeipi yezvakafa zvekuchengetedza, izvo zvinofanira kugovera kumhuri neshamwari, uye izvo zvingave zvipiwe kana kutengesa.
Faira Mutengo Wokupedzisira Wokutora Mutero
Iva nechokwadi chokuti mutongi weimba yacho ane ruzivo rwakakosha kuti akwanise kutora mutero wekupedzisira.