Range Rwakawanda Rwokubhadhara Kwebasa Rinoenderana Nehutano Hwehutano
Paunenge uchishanda nehutano inshuwarisi , rimwe shoko raungasangana naro rinonzwisisika uye rinowanikwa mutsika. Zvakakosha kunzwisisa izvo zvinonzwisisika uye zvinowanikwa pamitambo.
Overview
Nzira inonzwisisika uye yemaitiro ndiyo mari yemumwe mutarisiri wehutano anogadza ndiyo inowanikwa kana yakagamuchirwa yekubhadhara kwehutano hunoenderana nehutano hwehutano kana nzira yekurapa.
Zvinonzwisisika uye mari yemitambo inoshanda munzvimbo dzakapiwa nzvimbo, uye nhamba chaiyo yemari yakadaro inodaro pane nzvimbo yebasa.
Kana zvikwereti zvehutano hwehutano kana hutano iwe iwe (kana kuti chiremba wako) uchitumira kune wako wehutano hwehutano hwakakosha pane izvo chirongwa chehutano chinowanzoona sechinhu chakanaka kana chinogamuchirwa kubasa rakavharwa, ipapo chirongwa chehutano chako hachibvumi kana kuvhara chikwama chakakwana chakatengeswa kwauri. Nokudaro, unogona kuguma uchibhadhara musiyano uri muhomwe.
Vanhu vane inshuwalhu yehutano vakanyoreswa muurongwa hwekuchengetedza (zvakadai sePPO kana HMO) havafaniri kushungurudzika pamusoro pemari yakakodzera uye tsika, sezvo zvisiri pasi pavo.
Dental Procedures
Zvinonzwisisika uye mari yemitambo inowanzoshandiswa pakuita mazino. Zvakanga zvakanyanya kufanana apo vanhu vazhinji vaiva nehutano hwakakura, kana kuti chibharo, inshuwarhu yehutano. Iye zvino, vakawanda, kana vasiri vazhinji veAmerica vane inshuwalhu yehutano vakanyoreswa mune imwe chirongwa chekutarisira kuchengetedzwa (zvakadai sePPO kana HMO) uye haisi pasi pekutonga uye tsika dzekodzero.
Kana iwe uri muPPO uye uchisarudza kubuda kunze kwehutano kuitira kuti utarisire, iwe unogona kunge uchibhadhara coinsurance , iyo inowanzo inenge 20%. Dzimwe nguva iwe unogonawo kubhadhara mari yakawedzerwa zvichienderana nekunzwisisa uye tsika yemitambo.
Muenzaniso
Pasi pane muenzaniso wekunzwisisa uye tsika yemitambo:
Ngatitii makabuda-ye-network kuitira chirongwa chiduku chekuvhiya.
Chiremba anokwereta $ 1500 nokuda kwehutano, asi chirongwa chehutano chakagadza kuti kukodzera uye tsika yemitambo yeimwe nzira ndeye $ 1000. Urongwa hwako hwehutano huchazobhadhara chiremba $ 800 uye iwe unofanira kubhadhara $ 200 coinsurance. Chiremba angakutumirawo mushumo we $ 500 inosara.
Nzvimbo inowanikwa, zvisinei. Zvichienderana nezvamunogara uye kuti zvinotungamirirwa sei, mitemo yenyu yehushuwarenzi yehurumende, uye urongwa hwegungano pakati pevashandi uye zvirongwa zvehutano zvinogona kushanda kuti uone kuti iwe uchafanira kubhadhara zvakadini.
Uyewo Anozivikanwa Se: Aine chikonzero chinonzwisisika uye chemitambo inowanzonziwo seKubhadhara mari, Mari inonzwisisika, uye Mutero wemari.