Shandisa Inishuwarenzi Yemazino Pamberi Pakupera kwegore

Waiziva here kuti iwe unogona kuponesa mazana emadhora kuburikidza uchishandisa mazano ako emeno asati apera gore? Ichi ichokwadi chekuti vanhu vazhinji havazivi chete. Kunyange zvazvo dzimwe zvirongwa zveinishuwarenzi dzezinyore dzinotanga gore rinotora mari, vamwe vakawanda vanomhanya pamutambo wekare wekare. Kana chirongwa chako che inshuwarano chemazino chinotarisana negore regarika rekare, iwe unogona kuzviponesa mazana emadhora zvakakwana. Kana hurongwa hwehutano hwehutano hwemazino hunoenda pane imwe yemari yemari, panzvimbo yepamutemo wegore rekare, iwe unogona kutarisa kutarisa zvirongwa kana kuchengetedza kwakadaro kunokufadza iwe.

Kana chirongwa chako cheshuwarisi hwemazino chiri pagore rekarenda, zvikonzero izvi zvishanu zvinokuratidza kuti nei iwe uchifanira kuita musangano wevarano iye zvino.

1 -

Gore negore Maximum

Zvose gore negore ndiyo mari yakawanda iyo chirongwa che inshuwarano yezinso chemazino chichabhadhara basa rako remazino mukati megore rimwe chete. Iyi mari inosiyana-siyana nekambani yveshuwarisi, asi muvhareji inowanzova yepamusoro madhora 1 000 pagore, nemunhu wese. Zvose gore negore zvinowanzovandudza gore rose (musi waJanuary 1 kana urongwa hwako huri mugore rekarenda). Kana iwe usina kushandisa zvisina kufanira, izvi hazvizoiti rollover, saka iwe unofanirwa kushandisa zvese zvikomborero apo zvichiri kushanda.

2 -

Deductible

Iyo yakagadziriswa ndiyo mari yemari yaunofanira kuripa kuna wako wemazino kunze kwehomwe yako isati yako inshuwarisi inobhadhara kune chero mavhisi. Iyi mari inoshandiswa kubva pane imwe zano kuenda kune imwe uye inogona kunge yakakwirira kana ukasarudza kunze kwe-network meno. Zvisinei, muvhareji wakagadzirirwa chirongwa chemishonga inshuwarano hwemazino kazhinji inodarika madhora 50 pagore. Your deductible zvakare inotanga zvakare apo chirongwa chako chinopera.

3 -

Premiums

Kana iwe uri kubhadhara mari yako yemainishuwarenzi einishuwarenzi yemwedzi wega wega, iwe unofanirwa kunge uchishandisa zvikomborero zvako. Kunyange kana iwe usingadi kurapwa mazino, iwe unofanira kugara uine tsvina yako yenguva dzose yekubatsira kudzivirira uye kuona chero zviratidzo zvepakutanga zvezvipembenene, chirwere chemaini , kenza yemuromo uye mamwe matambudziko emeno.

4 -

Mari Inowedzera

Chimwe chikonzero chekushandisa zvibatsiro chako usati wapera gore ndiyo mari inogona kuwedzerwa inowedzera. Vamwe vanachiremba vemazino vanosimudza purogiramu yavo pakutanga kwegore nekuda kwekuwedzera kwemari yekurarama, zvinhu, uye zvigadzirwa. Mari inowedzera inogonawo kuita kuti copay yako iwedzere. Nokudaro, kana iwe uchida kuona chiremba chero chikonzero chipi zvacho, iwe unofanira kuchiita apo nguva yako yemitengo uye copay inoramba iripo, sezvo inogona kukwanisa kuenda mugore rinotevera.

5 -

Zvinetso Zvemeno Dzedu Zvinogona Kuwedzera

Nokunonoka kuporesa mazino, iwe uri kutengesa kuwedzera zvakanyanya uye kurapa kwakaderera mumugwagwa. Chingave chiri chinyorwa chakanaka ikozvino, chinogona kuchinja mumugwagwa unotevera. Kazhinji kacho, kana nyaya dzemeno dzisingateereri uye dzisara kuti dzikure, dzinoguma dzichiipisisa kudarika chero dambudziko rekutanga. Dana dentist wako uye ronga purogiramu yekugadzirira kushandisa izvo zvinobatsira.