Icho Chichiri Chirango muna 2017, Kunyange zvazvo GOP Mutemo Vanoda Kudzokorora
Chimwe chezvinhu zvinopesana zvakanyanya zveChinakidza Care Act ndechekugoverwa kwebasa rekugovera, rinowanzotumidzwa semutongo wega wega chirango. IAACA inoda kuti vanhu vakawanda varambe vachichengetedza hutano inshuwarheni kana kuti kubhadhara chirango.
Izvi zvakabata vamwe vanhu zvisina zivo pavakasunungura mutero wavo wegore re2014 - vakawana nzira yakaoma apo vakaona vaine chikwereti chekusava ne inshuwarhu yehutano muna 2014.
Kubva pakanyoreswa kwekuvhura kwegore ra2015 kwainge kwatopera vasati vakawanda veAmerica vakapa mitero yavo yemitero muna 2014, hurumende yakapa nguva imwe chete yekunyora kunokosha munguva yegore ra2015, zvichiita kuti vanhu vamwe mukana wekunyora muna 2015 kana vachangobva kuziva chirango pavakapa mitero.
Panguva ino, pakati pegore rechitatu reAACA nekuita mukati meGOP kuedza kubvisa uye kusimbisa ACA, kuziva kwekugoverwa kwebasa kune zvakakwirira kudarika zvaive pamberi pegore ra2014. Asi kune hunyanyisa huzhinji pamusoro pekuti chirango chakakura zvakadini uye kuti zvichava sei munguva yemberi, tichifunga kuti hazvina kubviswa.
Avhareji Penalty muna 2014 yaiva $ 200
I IRS yakashuma kuti musereji mutero firipi ainge akwereta chikamu chakagoverwa chirango chairo chegore ra2014 chaiva nechirango chemadhora anenge $ 200. Izvo zvinotarisana nezvokuti chirango muna 2014 chaive chikuru che $ 95 pamunhu mukuru asina kubvumirwa (hafu yezviyero ichocho kumwana), kana 1% yemari inowanikwa mumhuri pamusoro pemutero wekutumira mutero.
Avhareji Penalty muna 2015 yaiva $ 470
Chirango chakanga chakakwirira zvikuru kune vanhu vakasara vasina kuvimbiswa muna 2015. IRS yakaratidza kuti musereti muteresi ane mutero ane chikwereti chakagoverwa kutongerwa chirango chegore ra2015 chaiva nechirwere chepakati pezvakawanda mari ye $ 470-yakawanda kupfuura kaviri inowanikwa chirango kubva mugore rapfuura.
Asi nhau dzakanaka ndeyokuti vashomanana vanhu vakazviisa pasi pechirango muna 2015. IRS yakataura kuti mamiriyoni matanhatu ematare emitero aifanira kubhadhara chikwereti panguva yavo yekudzoka gore ra2015, zvichienderana ne7,5 mamiriyoni avo vaifanira kubhadhara chikwereti pakudzoka kwavo muna 2014.
Chirango Chinotarisirwa Kuti Chive Pedyo $ 1 000 nokuda kwe 2016
Chirango chakakwira zvakanyanya zvakare kuvanhu vakanga vasina utano hwehutano inshumo muna 2016. Kune vanhu vasina kuvimbiswa muna 2017, chirango chacho chinoramba chiine imwechete iyo yaive muna 2016.
Iyo mwaka 2016 mutero wekuisa mitsara wapera, asi isu hatizozivi kuti inguva yakaenzana yekurehwa chirango che 2016 chaiva kusvikira IRS ichipedzisa kuunganidza data. Asi isu tinokwanisa kuenzanisa, uye kuongororwa kunosimbisa kuti vanhu vakasara vasina kuvimbiswa muna 2016 vakatarisana nezvikwereti zvakakura pavakasvitsa zvadzo zvekutora mutero ivo 2016 kupfuura zvavakatarisana mumakore apfuura.
Muna December 2015 Kaiser Family Foundation rutsvakurudzo inofungidzira kuti murairo wepakati pegore ra2016 wange uri $ 969 pamatare emhuri kune vanhu vakasara vasina kuvimbiswa muna 2016 uye vakanga vari "pamusika wakakodzera" (kweboka iroro, kuongorora kusina vanhu vanofanirwa neMedicaid, kupesana kwekupararira nokuti nyika dzavo hadzina kutowedzera Medicaid, kana kukodzera kubhadhara kuburikidza nevashandi vavo).
Saka chiyero chechirongwa che 2016 chakanga chichifungidzirwa kuva anenge madhora ane chiuru, uye hachina kutenga chero zvachose ...
vanhu vane chikwereti chechirango vasati vashandiswa uye havana chekuchengetedza mari kana vakaguma vachida kurapwa kwakanyanya mukati megore.
Iyo chaiyo chirango chechipiri chinowirirana zvichienderana nehukuru hwemhuri uye mari (iwe unogona kuverenga chirango chemamiriro ako chaiwo), asi kuverenga kunoshandiswa kutsanangura chirango muna 2015 uye 2016 kwakaguma nepamusoro-soro zvikwereti zvachose kupfuura muna 2014:
- Muna 2015, chirango chacho chaiva chikuru che $ 325 pamunhu mukuru asina kubhadhara uye $ 162.50 pamwana asina kubatsirwa (kusvika pamadhora mazana mapfumbamwe negumi nemakumi matatu nemakumi matatu nemhuri yega), kana 2% yemari inowanikwa mumhuri pamusoro pemutero wokutumira mutero.
- Muna 2016, chirango chacho chaiva chikuru che $ 695 pamunhu mukuru asina kubhadhara uye $ 347.50 pamwana asingabatsiri (kusvika pamadhora mazana maviri nemazana maviri emhuri imwe neimwe), kana MA 2.5% yemari inowanikwa mumhuri pamusoro pemutero wokutumira mutero.
- Kutanga muna 2017, flat flat rate penalty inogadziriswa kuti iwedzere kutengesa, asi zvikamu zviviri zvezana zvemugari wechipiri chirango chinoramba chiripo ichocho kuenda mberi. Nokuti 2017 chete, zvisinei, IRS yakatsigira kuti hapazovi nekugadziriswa kwekugadzirisa kwepaguru yepamutengo wekutengesa chirango. Nokudaro chirango chekusaibvumirwa muna 2017 chakafanana nechakaitika muna 2016.
- Kufunga kuti chirongwa cheAAC chairo chemunhu hachina kubviswa, vanhu vanofanira kutarisira kugadziriswa kwekugadzirisa kwepamusoro kune imwe nzvimbo yepamusoro yekutengesa chirongwa che 2018 (kureva kuti, ichave yakakwirira kudarika $ 695 pamunhu mumwe nomumwe, asi 2.5% yemari yekuwana icharamba iri panzvimbo.
Chirango chinotorwa kubva kubhadhara
Kana ukawana mubhadharo kubva ku IRS pane nguva yemutero, chirango chakagoverwa mutoro chinenge chichibviswa kubva pakubhadhara mari yako. 80% yevateresi vemitero vanowana mari, iyo inenge inosvika $ 2 800 mumakore achangobva kupfuura - zvinopfuura zvakakwana kuti zvivhare mutengo wakarehwa unokodzerwa neuninsured tax taxers.
Wana chifukidzo panzvimbo
Kana iwe usina kuvimbiswa uye uchifunga nezvekugara nenzira iyo, iva nechokwadi chokuti unoziva kuti mutengo wako uchave wakadii paunotora mitero yako gore rinotevera. Kunyanya kana iwe uchikwanisa kubhadharwa mari yepaburiro kuburikidza nekutsinhanisa, unogona kuwana kuti chikwereti chemari yaunofanira kubhadhara chingakwanika kuvhara mwedzi yakawanda yekubhadhara mari yemishonga yemishonga yehutano-pane kungobhadhara chikwereti uye kusawana chinhu pane zvose mukudzoka.
Nyora kuburikidza nekuchinjana kana iwe uchikwanisa kubhadhara mari, kana iwe uchifunga kuti kune mukana wako mari inogona kukuita iwe rubatsiro rwakakodzera pane imwe nguva gare gare mugore. Asi kana uine chokwadi kuti hapana mukana wekuti uwane chikwereti chekubhadhara mari, iwe unogonawo kufunga nezvekugadzirisa-shanduro zvirongwa (rubatsiro runowanika muchitsinhanho kana mari yako isingapfuuri 400% yehurombo huri, iyo iri $ 98,400 yemhuri yevana).
Ko ACA Penalty Icharamba Iripo Here?
Nokuti nguva iripo, kuchine chirango chokusabvumirwa muna 2017 . Asi America Health Care Act (AHCA), iyo yakapfuura Dzimba muna May 2017 uye iri pasi pekufungisisa muSeneti , yaizobvisa chirango ichidzoka kutanga kwe 2016.
Kana mutemo iwoyo waifanira kugadziriswa, IRS inofanira kubhadhara zvikwereti zvakaunganidzwa munguva yekutora mutero we 2017, sezvo iyo yakaongororwa kune vanhu vasina kugoverwa muna 2016. Maererano neCongressal Budget Office, kudzokororazve hwemunhu mumwechete wekutonga chirango chaizoita kuti vanhu vanosvika mamiriyoni vachikanda kupararira mumusika mumwechete muna 2017, uye vanhu vashoma mamiriyoni 8 vanozvinyora mubhuku roga roga rokutengeserana muna 2018.
Somugumisiro, CBO inofungidzirawo kuti mari yemishonga yemishuwarenzi yehutano mumusika mumwe nomumwe inokwira ne20 muzana muna 2018 (pamwe nekuwedzera chero kupi zvayo kwavakaona pasi pemutemo wezvino), nokuti vanhu vanozorega kuregererwa vachave vanonyoresa vane hutano avo vanodiwa kuti vakwanise kugadzirisa dambudziko remvura.
> Sources:
> Congressional Budget Office, HR1628, American Health Care Act ye 2017, Kuongorora Mari . May 24, 2017.
> Internal Revenue Service, Nzira dzeMutero 2016-55 .
> Kaiser Family Foundation, Mutengo weMunhu mumwe oga Mutemo weKuramba Usina Uninsured. December 9, 2015.