Mutero Wokubhadhara Kwevamwe Vakagadzikana

Nzira Yokushandisa Kushandiswa Kwemari Yevadzidzi Nokuda Kwekuremara

Wakagadzikana zvachose here? Iwe une chikwereti chakakosha chevadzidzi here? Kana zvakadaro, iwe unogona kukodzera kuti iwe mudzidzi wako chikwereti chikanganwirwe nekukumbira kuti chikwereti chechikwereti chidziwe. Izvi zvingakubatsira kuti urege kudzivisa kubhadhara kuitira kuti mudzidzi wako zvikwereti zvibvise zvachose, chisarudzo kune avo vakagadzikana zvachose.

Kuita sarudzo yekukumbira kukanganwirwa kwechikwereti kungave kwakaoma kune vamwe.

Iwe unoziva kuti iwe wakashandisa mari asi zvino ona kuti haugone kuripa zvakare. Haisi mhosva yako kuti iwe wakaremara. Kana uri kurarama pane Social Security , iwe zvechokwadi haugoni kuita chikwereti chechikwereti chemudzidzi, sezvo chiri chekubhadhara mari. Kunyangwe iwe wakagadzirirwa kubhadharwa kwevashandi, zvinogona kunge zviri makore usati wagamuchira mari kubva kune rimwe remashoko iwayo.

Nzira yekukumbira Federal Student Loan Discharge

Chii chaungaita kuti uderedze kushungurudzika kwevaya vanounganidza foni uye kuderedza chikwereti chako? Tora bhora richifambisa nehofisi ye Federal Federal Aid Aid, kana Dhipatimendi reMari reUnited States. Iye zvino vane imwe-stop stop application site paDisabilitydischarge.com kuti utange kushanda kwako paIndaneti.

Chiremera chakakwana uye chisingagumi (TPD) kuregererwa kunoderedza iwe kubva pakubhadhara William D. Ford Federal Direct Loan (Direct Loan) Chirongwa cheNhepfenyuro, chikwereti cheFeral Family Education Loan (FFEL), uye / kana Federal Perkins Loan (Perkins Loan) Chirongwa cherongwa hwepurogiramu kana kupedza Mudzidzisi Dzidzo Yedzidzo yeKoreji uye Dzidzo Yepamusoro (TEACH) Kubatsira basa rinoenderana nehutano hwehurema hwako hwose uye husingaperi.

Iwe uchazadzisa ruzivo rwekutanga rwekutsvaga ruzivo rwepaIndaneti, uye uridhindure kunze kwekushanda kwechikwata chakapedzwa Iwe uchazobatanidza magwaro ako ekusimbisa uye unoita kuti usayinwe nachiremba wako usati waiendesa nemeseji. Dhipatimendi re Dzidzo ichazowana vose vako vatengi vemari yako uye vatengi vemari, saSallie Mae kana Great Lakes, uye kuronga nzira yacho.

Izvi zvinosanganisira kuisa chikwereti chako chemari chikwereti kwemazuva makumi maviri panguva yekushandira.

Initial Loan Discharge Application

Chiremba anofanira kusayina chikumbiro chako chekukanganwira chikwereti. Iva nechokwadi chokuti chiremba anonyatsoziva kuti chinokonzera chii. Kungotaura chete kuti munhu akaremara, asina tsanangudzo yakajeka, achangotora mvumo yakaramba pane zvishoma zvishoma. Iwe uchafanirwa kutanga utambo zvachose zvakare.

Ita kuti chiremba wepamusoro kana kuti nyanzvi kuchengetedza ikopi ye fomu iyi mufaira rako, sezvo Federal Student Aid inogona kuvabvunza kuti vawane mamwe mashoko kana zvichidikanwa. Vafambisi vane mazuva makumi mana kubva pazuva iyo chiremba anoratidza chimiro kuti aise pasi kuDhipatimendi reZvondo reUnited States.

Kana imwe Dhipatimendi reUnited States inogamuchira fomu, inotumirwa kune dhipatimendi rinotarisira zvikumbiro zveTDD. Vanoongorora zvikumbiro uye, kana zvichidikanwa, vachakumbira mamwe mashoko kubva kuchiremba wenyu uye, pane dzimwe nguva, kubva ku Social Security Administration.

Mushure mokunge hofisi ye TPD yakagamuchira chikumbiro chako, uchagamuchira tsamba kukuzivisa iwe kuti chikumbiro chako chiri kuitwa. Iwe uchawana tsamba kukuudza iwe kana kuti kwete chikumbiro chako chakabvumirwa mukati pemwedzi miviri kusvika mitatu.

Mari yechikwereti chako chichava mumamiriro ekudzivirira panguva ino.

Loan Discharge Application Tips

Zvinosuruvarisa, sezvakangoita nemari yechikwereti yevadzidzi muhurumende, iyo nzira ndeyeye yakazara nekukanganisika uye kunetseka. Nokuda kwechikonzero ichi, ani zvake ari kuedza kuwana zvikwereti zvavo akanganwirwe anofanira kuita zvinotevera:

  1. Iva nechokwadi chekuchengeta ma kopi ezvese zvikumbiro izvo chiremba asayina. Kana chiremba wako chiremba ikopi kune chikwereti chekuchengetwa kwemari kana US Department of Education, iwe unofanirawo kutumira kopi kuburikidza nekunyora nguva dzose kwavari. Fax ine tsika yokunyangarika kusinganzwisisiki kana kusambosvika pakuenda kwayo.
  1. Tevera nguva dzose dzinopihwa kubva kuchikwereti chekuchengetedza zvikwereti kana Dhipatimendi reUnited States rekudzidzisa kudzivisa kunonoka uye zvachose kuramba.
  2. Kana pakutanga, iwe haugoni kubudirira, edza, edza zvakare! Kana iwe wakarambidzwa pasi kokutanga iwe, shandisa zvakare. Zvinogona kutora iwe kudarika imwechete kuedza kuti chibvumirano chako chigamuchirwe.
  3. Kana iwe wakaramba wakamirira kuti uongorore, usakanganwa kuti pane zvimwe zvingasarudzwa, kusanganisira matambudziko ehupfumi.
  4. Usashandisa kambani kana kushanda kuti upe mvumo yako sezvo zvisingakoshi kuenda kune imwe nzvimbo kune imwe nzvimbo kunze kweDailyDischarge.com webhusaiti, uye iwe haufaniri kutombobhadhara mari.

Kuongorora Period

Iyi kukanganwirwa ndeyevaya vanove vakagadzikana zvachose uye zvachose. Pamusana pehuwandu hwevanhu vakagamuchira kukanganwirwa asi zvino vakanga vashanda kushanda zvakanaka, ikozvino kune makore matatu ekuongorora nguva kunze kwekuti urema hwako hunosimbiswa neDhipatimendi reVeterans.

Iwe unoda kupindura nokukurumidza mukati memakore matatu aya kune chero zvikumbiro zvekuziva uye uchapupu hwokuti iwe uchiri kusangana nemirairo yekuregererwa. Mari yako inogona kubhadharwa kana uchikwanisa kuita mari pane imwe nhanho, kana iwe ukatorazve zvikwereti zvevadzidzi, kana iwe uchiziviswa neSSA kuti hausisiri zvachose uye wakagadzikana zvachose.

The Bottom Line

Yeuka: zvese zvinoshandiswa zvinotaridzirwa pane imwe nyaya-ne-case based. Ndicho chikonzero nei zvakakosha kuisa ruzivo rwakawanda mumushandisiro wako sezvinobvira kuitira kuti "vanhu vari kune rumwe rutivi" vanzwisise nyaya yako. Kunyange zvazvo zvingava nguva yakareba uye yakarongerwa kune vamwe, mugumisiro wokupedzisira unogona kubatsira kuderedza kushungurudzika kukuru kana zvichiitika pakubata mari kune avo vakaremara.