Kunzwisisa Maonero Ako Gadziriro Pasi Pemagetsi
Iwe une dambudziko kunzwisisa maonero anoburitswa anowanikwa neurongwa hwako hweMedricare here? Vanhu vazhinji vakave nechinangwa chekuona maitiro sechikamu chevashandi vavo vanobhadhara purogiramu munguva yavo yehupenyu hwevanhu vakuru vanoshamiswa zvikuru pavanenge vava nemakore makumi matanhatu nematanhatu uye vashandura kune Medicare uye chirongwa chokuwedzera inshuwarisi. Zvinosuruvarisa, gore rega rakazara maziso ekuongorora uye magirazi emaziso kana mashizha evanhu vangave vasisiri chikamu cherongwa hwavo.
Asi kutarisa kweziso kunowedzera kukosha apo isu tichikura. Handizvo chete izvo zvatiri kuona zvinowanzochinja, asi mikana yekuvandudza maziso kana zvirwere zvinowedzera zvakare.
Kwete Purogiramu yeRoutine Eye Exams
Varwere vanowanzoshamiswa pavanoshevedza kuti vaite musangano wekuongorora kwavo kwegore negore uye vaudza vashandi vehofisi kuti vakanyoresa ku Medicare. Mutevedzeri anowanzopindura achiti, "Zvakanaka, zvikuru! Mazvita nekupa iwe ruzivo irworwo. Ndinoda kukuita kuti uzive kuti nepo Medicare inobata maziso ekurapa anodiwa uye mahofisi ekushanyira, haibhadharwi kuongororwa maziso . "
Mhinduro yemurwere ndeyekuti "Chii?" Ichokwadi. Medicare haingabvi purogiramu yekuongorora, nguva. Medicare yakagadzirirwa yakafanana nedzimwe mishonga yveshuwarhu yehutano mune iyo iyo inobhadhara mavhenekeri emaziso apo murwere anonyunyuta kana kuti akazongororongedzwa ndeyehutano mune zvakasikwa. "Routine" inoratidzira kuongororwa kwakajeka.
Kunyange zvazvo Medicare iri kutanga kutendera nzira dzakawanda uye mimwe miedzo inonyatsoratidza kutarisa kwehutano, nokuda kwechikamu chikuru, haina kuongorora mienzaniso apo kunyunyuta kukuru, "Ndinoda zvitsva zvitsva" kana "Ndinoda kuongorora maonero ."
Somuenzaniso, ngatitaurire kuti pamagumo ekuongorora, chiremba wako anokucherechedza nematambudziko matatu akasiyana kana zvirwere.
Kudai wainge wapinda muimba yekuongorora musi iwoyo we "kuongorora" ziso kuongorora uye wakataura kuti wakanga usina matambudziko nemaziso ako, Medicare haingabhadhara kuongororwa ikoko. (Medicare, zvisinei, ichanyatsoongorora magwaro anotevera uye miedzo kutevera maziso akare epo kana zvirwere zvakaonekwa.)
Pane Chero Cheku Chengetedza Rakafukidzwa neMedare?
Iwe unogona kunge uri kushamisika kuti ziso uye chii chinotarisirwa zvakaratidzwa neMedare uye yako supplemental policy. Zvakanaka, regai uende kuguta idzva uye uwane chiremba weziso . Chikonzero chekushanyira? Makore mashoma akapfuura, chiremba wako wekupedzisira weziso akaona kuti iwe ane cataract uye wakawana nzvimbo duku pane retina yako. Izvozvo zvipatara zvirwere uye zvikonzero zvekurapa zvinokonzerwa nekuva nedzimwe kuongorora kweziso. Zvisinei, magirazi ako ikozvino akwegura uye akawira pasi. Iwe unofanirwa kuti uve nechirongwa chako chekuongororwa uye iwe unoda kuisa mune imwe mibvunzo itsva ye-line, zvishoma nezvishoma zveglass zviso. Kwauri, iwe uri kuronga kushandiswa kwameso. Kuna chiremba wako, zvisinei, zvinotarisa chimwe chinhu chakadai:
- 92004 - Kuongorora maziso ose
- 92015 - Kurwisana
"92004" ndiyo kero inoshandiswa navanachiremba kuratidza kune makambani einishuwarenzi uye Medicare kuti kuongorora kweziso kwakakwana kwakaitwa.
"92015" inopikisa . Kugadziriswa ndiko kusarudza kwekukanganisa kwako , kana chirevo chako chegirazi. Kufunga kuti Medicare inokodzera kubhadharwa kwekuongorora i $ 135.00, Medicare ichavhara 80% ye $ 135.00, iyo $ 108.00.
Your supplemental "medigap" inshuwarheni, yakadai seAARP kana America Pioneer, ichafukidza 20% inosara, kana $ 27.00. Kana usina iwe medigap kana Medicare supplemental inshurensi, iwe uchave uine mhosva ye $ 27.00. Medicare uye mapurogiramu akawanda emishuwarenzi anofunga kubviswa kwebasa risina kubatikana. (Kuongorora uku, ngatiti chiremba ari kubhadhara madhora makumi maviri nemakumi maviri (25 $) nokuda kwekudziviswa, chikamu chekuongorora umo chiremba kana nyanzvi anobvunza kuti "Ndeipi iri nani, imwe kana maviri?") Saka iwe unofanirawo kubhadhara mari yekudzivisa $ 25.
Somugumisiro, mari yako yose yekushambadzira kwekuongorora kweziso ndeye $ 25 kana iwe uchiwedzera, kana $ 52 kana iwe usingaiti.
Medicare Inovhara Makirasi?
Zvinosuruvarisa kuti, Medicare inongotakura zvigadziro zvemafisi nema lenzi zvakananga zvichienderana nekuvhiyiwa kwechipatara , uye kamwechete kamwe chete muupenyu hwose. (Medicare dzimwe nguva inobhadhara kaviri kana chirwere checataract pakati pemeso maviri chichiparadzaniswa nemamwe marefu akareba kwenguva.) Kubatsira nekutengesa kwemajira ako emaziso, hazvina kumbokuvadza kukumbira muongorori wemapurisa kuti uwedzere pamirazi. Vamwe vanozopa kukunda kweAAA, vagari vepakutanga, kana kuti zvimwe chirongwa chisina kukwana chinobudiswa neAARP. Uyezve, vazhinji vanoona nezvemaziso vanofara kukupa 10 kusvika ku20% kuderedzwa kana iwe uchida kubhadharira magirazi akazara pazuva rekuongorora.
Medicare neMishonga Matambudziko Eziso
Kunyange zvazvo Medicare isingabhadhara gore negore, nguva dzose kuongororwa kwemaziso, kuhofisi yezvechiremba uye kuongororwa kweziso kunovharwa. Kana iwe uine dambudziko reziso rezvechiremba rakadai se blepharitis kana rakaoma maziso , Medicare ichabhadhara chero ipi neipi inofanirwa kutarisirwa kurapa kurapa dambudziko racho.
Shoko Rinobva
Kunyange zvazvo Medicare haina kuvhara zviratidzo zvekuona nguva dzose kana kuongororwa maziso , dzinobhadhara kuongorora kwehutano hwe glaucoma . Mugore ra2000, Medicare yakagadzira imwe hofisi yekushanyira ye glaucoma screenings. Kuongorora kwe glaucoma kunogona kuitirwa varwere kamwe chete gore negore kune vanhu vane chirwere cheshuga, mhuri yekare ye glaucoma , avo vari Africa yeAfrica vanopfuura makore makumi mashanu, uye ndiani anonzi Hispanics ane makore 65 nekure. Glaucoma screenings inosanganisira kuongororwa kunongororwa ne- intraocular pressure measure uye chiedza chechiedza chechiedza .
Kunobva:
Nzvimbo dzeMedare uye Medicaid Services. Medicare Coverages. Dhipatimendi reHutano neHuman Services, 2009.