Kwokugara Kwako Kana Iwe Usingadi Musha Wavachengeti
Kune mumwe munhu wechidiki akwegura, kugara pamba chete hakusi nguva dzose chisarudzo. Kuchinja mune hutano hwako kana chirwere chinogona kutora iwe kubva kurarama zvakanaka iwe pachako uchida rubatsiro rwekuita mabasa ezuva nezuva. Pasinei nokuti iwe uri muduku kana mukuru, kune zvakasiyana siyana zvekushandisa zvekugara zvekusarudza kubva paunofunga nezvekusimbisa maitiro ekurarama. Uyewo, mamwe maitiro ehumba anogona kugadziriswa zvizere kana kuti chikamu ne Medicare , Medicaid , kana inshuwarisi yega yega.
Kuchengeta Pamba
Vamwe vanhu vane hurema vanogona kugara mumisha yavo kana dzimba dzavo asi vanoda rubatsiro nemamwe mabasa akaita sekubika, kuchenesa, uye kutengesa. Kana pasina vana vanochengeta mhuri kana vamwe vanozvipira varipo, kunze kwekubatsira kunokosha. Mishonga yehutano yepamusha inoshandiswa iyo inogona kupa zvinhu izvi.
Zvichienderana nezvinodiwa zvomumwe munhu, Medicaid inogona kuvhara izvi. Medicare ichabhadhara chete nekuda kwezvibatsiro izvi zvichienderana nemitemo chaiyo, kusanganisira zvikamu zvipi murwere ane kuwedzera kwekuvhara (kureva, Medicare Part C).
Nzvimbo dzekuwana nadzo Dzimba dzekugara
Zvinyorwa zvekuwana zvivako (ADUs) zvinozivikanwawo sechipiri chechipiri kana "mu-inoro yemapurisa." Aya ndiwo matumba aripo mukati meimba yekutanga kana imba uye ane nzvimbo yakasiyana yekugara, kicheni, uye yekugeza. Aya majekiti anopa nzvimbo yega yega yevamwe shamwari kana vemhuri kuti vararame vakasununguka, asi pedyo zvakakwana kune mudiwa kuti ape rubatsiro rwezuva nezuva sezvinodiwa.
Kana iwe uchifarira kuvaka ADU mukati meimba iripo, iva nechokwadi chekutarisa nebhodhi dzekukanda munzvimbo.
Kubatsira Kuchengetedzwa Kwemahofisi
Zvivako zvekubatsira zvinosiyana zvakasiyana kubva panzvimbo kuenda kune imwe nzvimbo, uye saizvozvo mabasa avo anopa. Zvimwe zviitiko zvinowanikwa zvinosanganisira rubatsiro rwekutarisira zuva nezuva, kugadzirira kudya, uye kutakura.
Zvigaro zvingave dzimba, nzvimbo yakagoverwa, kana kuti yakatsaurwa, dzimba dzepasi imwechete mukati meimwe nzvimbo yakakura yezvivakwa zvakafanana.
Zvimwe zvivako zvinopa rubatsiro rwehutano hwezvehutano, asi vamwe vanopa hutakiti kune vagari kune avo vanobva kune dzimwe nyika. Zvizhinji zvekubatsira zvivako zvekugara hazvibhadharwi neMedicaid kana Medicare.
Kuenderera mberi Kuchengetedza Kurega Mhuri
Kuenderera mberi Kuchengetedza Kurega Mhuri (CCRCs) inopa rubatsiro rwekuwedzera sezvo mamiriro evanhu ari kufambira mberi uye vanoda chikwata chepamusoro chekutarisira. Munhu anogara angagara munzvimbo inobatsira yevanhu vomunharaunda uye ozoenda kumusha unochengeterwa vakwegura munharaunda kana vachida nzvimbo yakakwirira yekutarisira.
Zvibvumirano zveCCRC zvinowanzoreva kuti vagari venyika vanofanira kushandisa nzvimbo yekuchengetedza dzimba yekuchengetedza vakwegura munharaunda kana vakambodikanwa urwu rwekutarisira. Vagari vanowanzobhadhara chikwereti chakakura uye mari inowanikwa pamwedzi. Iva nechokwadi chekutarisa nzvimbo yakagamuchirwa kana uri kusarudza rudzi urwu rwekutarisira.
Imba Yakatsigirwa
Imba inogadziriswa, pane dzimwe nguva, inopa mamwe mabasa kune avo vakaremara uye vakwegura vagari. Zvivako zvinogona kusanganisira nzvimbo yekuchenesa, kushambidza, uye kutenga. Imba inotsigirwa imba inowanzowanikwa mukati meimba yakawanda.
Iyo dzimba ndeyevanhu vane mari yakaderera kusvika kuenzanisi, uye iyo rendi inobva pane imwe shanho. Hurumende uye mapurogiramu ehurumende anowanzobatsira kubatsiridza renhare yevagari vemo.
Kubhadhara Imba kana Mapoka Edzimba
Kubhadhara dzimba kune avo vanoda kutarisirwa kupfuura kugara pamba pachavo pachavo, asi havakwanisi kugadzirira imba yevanotarisira. Imba inobhadhara kana imba yemapoka inogona kupa yekugeza, rubatsiro nekupfeka, kuchengetedza imba, kudya, nekufambisa. Zvichienderana nenzvimbo, dzimba idzi dzinogona kuvharwa neMurere kana Medicaid; zvisinei, mamwe mahurumende uye mapurogiramu ehurumende anogona kupa rubatsiro rwekuvhara mari yekugara muimba yebato kana yeboka.
Mamwe Kubatsira Kurarama Options
Kuti udzidze zvakawanda nezvekusarudzwa kwehupenyu huri munzvimbo yako, taura nemasangano anotevera munharaunda yako kana munharaunda:
- Area Agencies paAging: Endai Eldercare.gov kana kudana 1-800-677-1116 Muvhuro kusvika Chishanu, 9am kusvika 8 pm, EST.
- Kukwegura uye Disability Resource Center
- Nzvimbo dzekuzviraramira
- State Technology Assistance Project (yemishonga yezvokurapa uye teknolojia yekubatsira)
- State Medicaid Office