Cheat Sheet yeBhizimisi Bhichi

Basa roga roga rehofisi yezvehutano rinotarisirwa kubhadhara uye kuunganidza zvikwereti - kubva panguva iyo murwere akarongerwa kusangana kusvikira nguva yekubhadhara inogamuchirwa kubva kune kambani ye inshuwarisi - yakakosha zvakaenzana nekuwedzera mari yekubhadhara inishuwarenzi. Kuoma kwekurapa kwechiremba uye izvo zvinodikanwa zvemakambani akasiyana-siyana einishuwarenzi zvinogona kuita kuti zvive nyore kune hofisi yezvehutano kuti ibudirire kuendesa nekuunganidza mari yekurapa.

Kugadzira cheat sheet kune vashandi vekurapa vese vekurapa kunogona kubatsira kuita bhizimusi nekuunganidza zvikwereti zvakanyanya nyore.

Pano pane zvinhu zvinomwe zvinosanganisira muhofisi yako yekurapa cheat sheet.

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Inishuwarenzi Payers

Tanga rondedzero yako nekuratidza vatengi izvo vanachiremba kana nzvimbo yakagadziriswa nayo. Izvi zvinofanira kusanganisira zvose zvekufambisa mashoko zvakadai sekudaidza kero, webhusaiti, uye mupiro nhamba dzefoni dzefoni.

Usakanganwa kuisa:

• Medicare
• Medicaid (nehurumende)
• Blue Cross Blue Shield (nehurumende)
• Cigna
• Aetna
• United HealthCare
• Tricare

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Nguva Yakadhindwa

Iva nehanya nenguva yekuisa nguva dzemazuva ehurumende yehupfumi. Ratidza kuti nhamba yemazuva anenge ari mupiki aifanira kutora kudai mushure mesebasa rave richigamuchirwa. Nguva yekuisa mitsara inotsanangurwa mumushandi wekupa.

Mimwe mienzaniso yekutengesa nguva dzenguva dzinosanganisira:

• Medicare : Zvikwereti zvinofanira kuendeswa mukati megore rimwe mushure mezuva rebasa.
• United Health Care: Mitsara yokudhinda panguva yakatarwa inotsanangurwa mubvumirano wekupa
• Cigna: Kunze kwekuti mutemo wemitemo kana chimwe chikamu chinoshanda -
  1. Vabatsiri vehutano vanobatana nehutano vane mwedzi mitatu (3) (mazuva 90) mushure mezuva rebasa.
  2. Kunze kwe-network providers vane mwedzi mitanhatu (6) (mazuva 180) mushure mezuva rebasa.
• Aetna: Kunze kwekuti mutemo wenyika kana chimwe chikamu chinoshanda -
  1. Vanachiremba vane mazuva makumi mapfumbamwe kubva pazuva rebasa kuti vape mvumo yekubhadhara.
  2. Zvipatara zvine gore rimwe kubva pazuva rebasa rekupa chikwata chekubhadhara.
• TRICARE: Zvikwereti zvinofanira kuendeswa mukati megore rimwe mushure mezuva rebasa.

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Kuongorora uye Kubvumirwa Kwekutanga

Ratidza kuti vashandi vehushuwarenzi vanoda sei kugoneswa uye / kana kutumira uye kuti ndeipi nzira. Uyewo, inosanganisira nzira yekuti mubhadhari mumwe nomumwe ane nzvimbo yekuwana mvumo uye kuti ndeupi ruzivo rwavanoda kuti agadzirise mvumo.

Zvimwe

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Frequency

Taura kuti nguva yakawanda inobvumirwa sei kumasangano chaiwo kana kuti nzira dzebhadhadzi. Izvi zvinofanira kusanganisira nhamba yemitemo yakabvumirwa uye nzira yekubhadhara mitemo yakawanda.

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Zvinotumirwa Kuzviisa

Ratidza nzira uye urongwa hwekutsvaga hunodiwa kuti upe mvumo kune umwe neumwe wehushuwarhu mutero kusanganisira magwaro ehurumende, pepanhau zviti, zvikwereti zvechipiri, uye kururamiswa zvikwereti.

Vakawanda vanobhadhara vanoda magetsi ekutumira kune avo vose vekutanga uye vekondari vachishandisa maitiro akajeka ezvidzidzo kana masangano .

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Payment Requirements

Inishuwarenzi vanobhadhara vanofanirwa kuisa mutero mukati meimwe nguva yakatarwa, kazhinji mazuva makumi matatu. Tarisa nekontipiti yako yekubhadhara kuitira kuti uone kuti inguva ipi yaunogona kutarisira kugamuchira kubhadhara kubva kune mumwe mubhadhadzi wekutevera pane zvimhosva zvemamiriro.

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Kudzokorora

Tsvaga nzira yekukumbira inotarisirwa kune umwe neumwe bhuwarisi. Kwose kambani yeinishuwarenzi ine nguva yakakodzera yekuisa nguva uye dzimwe nguva apo zvikwereti zvisati zvagadziriswa pakarepo, zvinogona kusara muzvinyorwa zvinogamuchirwa kwenguva yakareba zvisingakwanisi kuita nguva yekutsvaga.

Kana zvikaitika zvakanaka, zvinokurudzira zvinodhaka zvezvechiremba zvinogona kuva nzira inobatsira yekugadzirisa uye kugamuchira kubhadhara kwezvipupuriro izvo zvinorambidzwa nekuda kwezvikonzero zvimwe kunze kwekukanganisa kwekunyora.

Zvimwe